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SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Surry, NC

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

31 institutions have SBA 7(a) loans on record in Surry, together $141.5M across 488 loans. First Community Bank is the largest, with 67% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1First Community Bank404$94.8M67.0%1.38%
2First Financial Bank9$8.4M6.0%0.00%
3Truist Bank17$6.1M4.3%0.28%
4First National Bank of Pennsylvania5$5.6M4.0%0.00%
5BankUnited, National Association1$4.6M3.3%0.00%
6Live Oak Banking Company3$3.0M2.1%0.00%
7Bank of Oak Ridge2$2.9M2.1%0.00%
8Wells Fargo Bank National Association7$2.4M1.7%0.58%
9First Bank1$1.7M1.2%16.80%
10First Bank of the Lake1$1.7M1.2%0.00%
11Lender 20571893$1.6M1.1%32.33%
12First Horizon Bank11$1.4M1.0%0.00%
13Beacon Bank and Trust2$1.0M0.7%0.00%
14First Security Bank of Nevada1$980K0.7%0.00%
15SouthState Bank, National Association2$971K0.7%9.74%
16TowneBank1$684K0.5%0.00%
17Celtic Bank Corporation1$610K0.4%0.00%
18The First Bank and Trust Company3$608K0.4%0.00%
19Bank Five Nine1$500K0.4%0.00%
20IncredibleBank1$465K0.3%0.00%
21Stearns Bank National Association1$432K0.3%0.00%
22First-Citizens Bank & Trust Company1$400K0.3%0.00%
23Independence Bank1$125K0.1%0.00%
24Midwest Regional Bank1$106K0.1%0.00%
25Skyline National Bank1$75K0.1%0.00%
26Lendistry SBLC, LLC1$62K0.0%0.00%
27Bank of America, National Association1$50K0.0%0.00%
28U.S. Bank, National Association1$40K0.0%0.00%
29VelocitySBA, LLC2$25K0.0%0.00%
30Northeast Bank1$25K0.0%0.00%
31PNC Bank, National Association1$20K0.0%0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Accommodation & food services41$24.0M17.0%
2Other services45$19.2M13.6%
3Manufacturing36$13.4M9.5%
4Retail trade42$13.4M9.5%
5Construction67$13.0M9.2%
6Agriculture, forestry & fishing35$12.7M9.0%
7Transportation & warehousing69$12.5M8.9%
8Health care & social assistance26$8.3M5.9%
9Manufacturing16$7.9M5.6%
10Retail trade31$5.1M3.6%
11Administrative & waste services27$3.0M2.1%
12Real estate & leasing8$2.5M1.7%
13Wholesale trade10$1.9M1.3%
14Professional & technical services9$1.5M1.1%
15Manufacturing8$1.5M1.1%
16Arts, entertainment & recreation6$817K0.6%
17Transportation & warehousing6$264K0.2%
18Finance & insurance3$170K0.1%
19Information3$168K0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.