SBA 7(a) lenders in Surry, NC

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

29 institutions have SBA 7(a) loans on record in Surry, together $137.8M across 484 loans. First Community Bank is the largest, with 68% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	First Community Bank	403	$94.3M	68.4%	1.39%
2	First Financial Bank	9	$8.4M	6.1%	0.00%
3	Truist Bank	17	$6.1M	4.4%	0.28%
4	First National Bank of Pennsylvania	5	$5.6M	4.1%	0.00%
5	BankUnited, National Association	1	$4.6M	3.4%	0.00%
6	Live Oak Banking Company	3	$3.0M	2.2%	0.00%
7	Wells Fargo Bank National Association	7	$2.4M	1.8%	0.58%
8	First Bank	1	$1.7M	1.3%	16.80%
9	Newtek Small Business Finance, Inc.	3	$1.6M	1.1%	32.33%
10	Bank of Oak Ridge	1	$1.5M	1.1%	0.00%
11	First Horizon Bank	11	$1.4M	1.0%	0.00%
12	Beacon Bank and Trust	2	$1.0M	0.7%	0.00%
13	First Security Bank of Nevada	1	$980K	0.7%	0.00%
14	SouthState Bank, National Association	2	$971K	0.7%	9.74%
15	TowneBank	1	$684K	0.5%	0.00%
16	Celtic Bank Corporation	1	$610K	0.4%	0.00%
17	The First Bank and Trust Company	3	$608K	0.4%	0.00%
18	Bank Five Nine	1	$500K	0.4%	0.00%
19	IncredibleBank	1	$465K	0.3%	0.00%
20	Stearns Bank National Association	1	$432K	0.3%	0.00%
21	First-Citizens Bank & Trust Company	1	$400K	0.3%	0.00%
22	Independence Bank	1	$125K	0.1%	0.00%
23	Midwest Regional Bank	1	$106K	0.1%	0.00%
24	Skyline National Bank	1	$75K	0.1%	0.00%
25	Bank of America, National Association	1	$50K	0.0%	0.00%
26	U.S. Bank, National Association	1	$40K	0.0%	0.00%
27	VelocitySBA, LLC	2	$25K	0.0%	0.00%
28	Northeast Bank	1	$25K	0.0%	0.00%
29	PNC Bank, National Association	1	$20K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	39	$20.8M	15.1%
2	Other services	45	$19.2M	14.0%
3	Manufacturing	36	$13.4M	9.8%
4	Retail trade	42	$13.4M	9.7%
5	Construction	66	$13.0M	9.4%
6	Transportation & warehousing	69	$12.5M	9.1%
7	Agriculture, forestry & fishing	34	$12.2M	8.9%
8	Health care & social assistance	26	$8.3M	6.0%
9	Manufacturing	16	$7.9M	5.7%
10	Retail trade	31	$5.1M	3.7%
11	Administrative & waste services	27	$3.0M	2.2%
12	Real estate & leasing	8	$2.5M	1.8%
13	Wholesale trade	10	$1.9M	1.4%
14	Professional & technical services	9	$1.5M	1.1%
15	Manufacturing	8	$1.5M	1.1%
16	Arts, entertainment & recreation	6	$817K	0.6%
17	Transportation & warehousing	6	$264K	0.2%
18	Finance & insurance	3	$170K	0.1%
19	Information	3	$168K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.