SBA 7(a) lenders in Pitt, NC

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

62 institutions have SBA 7(a) loans on record in Pitt, together $170.3M across 349 loans. First National Bank of Pennsylvania is the largest, with 8% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	First National Bank of Pennsylvania	14	$13.0M	7.6%	1.44%
2	First Bank	58	$12.8M	7.5%	0.08%
3	Live Oak Banking Company	12	$10.9M	6.4%	0.00%
4	TowneBank	11	$10.6M	6.2%	0.00%
5	The Bancorp Bank National Association	5	$9.7M	5.7%	0.00%
6	Capital Bank, National Association	4	$9.0M	5.3%	0.00%
7	First Bank of the Lake	3	$8.4M	4.9%	0.00%
8	BankUnited, National Association	4	$7.2M	4.2%	0.00%
9	Readycap Lending, LLC	7	$6.5M	3.8%	0.00%
10	GBank	1	$5.0M	2.9%	0.00%
11	Stearns Bank National Association	2	$4.8M	2.8%	0.00%
12	Citizens Bank	4	$4.6M	2.7%	0.00%
13	First Financial Bank	2	$4.3M	2.5%	0.00%
14	Southern Bank and Trust Company	28	$4.1M	2.4%	2.45%
15	Truist Bank	17	$4.0M	2.4%	0.00%
16	The Freedom Bank of Virginia	1	$4.0M	2.4%	0.00%
17	The Huntington National Bank	9	$3.7M	2.2%	0.00%
18	Wells Fargo Bank National Association	25	$3.5M	2.1%	0.23%
19	Bank of Oak Ridge	1	$3.5M	2.1%	0.00%
20	United Bank	7	$3.2M	1.9%	1.56%
21	Celtic Bank Corporation	8	$3.0M	1.8%	4.63%
22	Genesis Bank	2	$2.6M	1.5%	0.00%
23	United Community Bank	3	$2.6M	1.5%	0.00%
24	United Midwest Savings Bank National Association	3	$2.5M	1.5%	0.00%
25	Newtek Small Business Finance, LLC	4	$1.9M	1.1%	0.00%
26	United Bank	10	$1.9M	1.1%	0.00%
27	Paragon Bank	1	$1.5M	0.9%	0.00%
28	MVB Bank, Inc.	1	$1.5M	0.9%	0.00%
29	First Western SBLC, LLC d/b/a Peachtree Group	1	$1.5M	0.9%	0.00%
30	North State Bank	1	$1.4M	0.8%	0.00%
31	PNC Bank, National Association	11	$1.4M	0.8%	30.48%
32	Carolina Small Business Development Fund	12	$1.3M	0.8%	12.87%
33	The Fidelity Bank	2	$1.2M	0.7%	0.00%
34	KeyBank National Association	3	$1.2M	0.7%	0.00%
35	BayFirst National Bank	7	$1.1M	0.6%	0.00%
36	Ameris Bank	1	$1.1M	0.6%	0.00%
37	HomeTrust Bank	1	$1.0M	0.6%	0.00%
38	Northeast Bank	8	$974K	0.6%	0.00%
39	Community West Bank	2	$756K	0.4%	0.00%
40	Poppy Bank	1	$731K	0.4%	0.00%
41	Byline Bank	1	$635K	0.4%	0.00%
42	Fifth Third Bank	2	$574K	0.3%	39.94%
43	America First Federal Credit Union	2	$563K	0.3%	0.00%
44	First-Citizens Bank & Trust Company	1	$509K	0.3%	0.00%
45	JPMorgan Chase Bank, National Association	1	$500K	0.3%	0.00%
46	Union Bank and Trust Company	1	$500K	0.3%	0.00%
47	LCNB National Bank	1	$381K	0.2%	0.00%
48	Newtek Bank, National Association	2	$350K	0.2%	0.00%
49	Bank Five Nine	1	$348K	0.2%	0.00%
50	Self-Help Credit Union	6	$342K	0.2%	15.88%
51	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$260K	0.2%	0.00%
52	Coastal States Bank	1	$250K	0.1%	0.00%
53	VelocitySBA, LLC	18	$230K	0.1%	25.77%
54	Institute Capital, Inc.	3	$213K	0.1%	0.00%
55	First Horizon Bank	1	$200K	0.1%	0.00%
56	TD Bank, National Association	1	$150K	0.1%	0.00%
57	Independence Bank	2	$150K	0.1%	0.00%
58	Atlantic Union Bank	1	$150K	0.1%	0.00%
59	Colony Bank	1	$101K	0.1%	0.00%
60	Columbia Bank	3	$100K	0.1%	0.00%
61	Stone Bank	1	$75K	0.0%	0.00%
62	Bank of America, National Association	1	$30K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	47	$44.4M	26.0%
2	Other services	28	$17.2M	10.1%
3	Health care & social assistance	35	$16.0M	9.4%
4	Construction	52	$15.9M	9.3%
5	Retail trade	28	$13.8M	8.1%
6	Real estate & leasing	10	$13.8M	8.1%
7	Manufacturing	12	$6.7M	4.0%
8	Arts, entertainment & recreation	8	$6.6M	3.9%
9	Professional & technical services	22	$6.3M	3.7%
10	Agriculture, forestry & fishing	16	$6.1M	3.6%
11	Retail trade	27	$5.6M	3.3%
12	Wholesale trade	16	$3.7M	2.2%
13	Manufacturing	2	$3.3M	1.9%
14	Transportation & warehousing	3	$3.0M	1.8%
15	Administrative & waste services	14	$2.7M	1.6%
16	Finance & insurance	7	$1.8M	1.0%
17	Educational services	5	$1.4M	0.8%
18	Transportation & warehousing	9	$1.3M	0.8%
19	Manufacturing	4	$676K	0.4%
20	Information	4	$240K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.