SBA 7(a) lenders in Henderson, NC

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

62 institutions have SBA 7(a) loans on record in Henderson, together $126.0M across 259 loans. Live Oak Banking Company is the largest, with 12% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	13	$14.6M	11.6%	0.00%
2	Ameris Bank	3	$11.9M	9.5%	0.00%
3	United Community Bank	12	$8.9M	7.1%	0.00%
4	First-Citizens Bank & Trust Company	17	$7.0M	5.5%	0.27%
5	The First Bank and Trust Company	5	$6.8M	5.4%	0.00%
6	Newtek Small Business Finance, Inc.	4	$5.6M	4.5%	0.00%
7	Renasant Bank	1	$5.0M	4.0%	0.00%
8	Truist Bank	13	$4.2M	3.3%	2.15%
9	HomeTrust Bank	5	$4.2M	3.3%	0.00%
10	TD Bank, National Association	38	$4.0M	3.2%	0.53%
11	Citizens Bank	2	$3.9M	3.1%	0.00%
12	First Western SBLC, LLC	1	$3.5M	2.8%	0.00%
13	Hometown Bank	1	$3.2M	2.5%	0.00%
14	Wells Fargo Bank National Association	20	$3.2M	2.5%	0.24%
15	Popular Bank	3	$3.2M	2.5%	69.96%
16	Customers Bank	2	$3.1M	2.5%	0.00%
17	Pinnacle Bank	1	$3.1M	2.5%	0.00%
18	Newtek Bank, National Association	3	$2.8M	2.2%	0.00%
19	Peoples Bank	1	$2.0M	1.6%	0.00%
20	First Bank	9	$1.9M	1.5%	0.00%
21	CIBC Bank USA	2	$1.9M	1.5%	0.00%
22	Banc of California	1	$1.8M	1.4%	0.00%
23	PNC Bank, National Association	9	$1.7M	1.4%	4.24%
24	Mountain Bizcapital, Inc.	11	$1.5M	1.2%	3.36%
25	BayFirst National Bank	5	$1.5M	1.2%	0.00%
26	North State Bank	1	$1.3M	1.0%	0.00%
27	United FCU	4	$1.3M	1.0%	0.00%
28	Countybank	3	$1.2M	1.0%	0.00%
29	Capital Bank, National Association	1	$1.2M	1.0%	0.00%
30	Northeast Bank	5	$763K	0.6%	0.00%
31	The Park National Bank	5	$740K	0.6%	0.00%
32	Readycap Lending, LLC	4	$735K	0.6%	0.00%
33	First Merchants Bank	1	$655K	0.5%	0.00%
34	Bank of America, National Association	3	$572K	0.5%	3.96%
35	First Bank	1	$550K	0.4%	0.00%
36	Simmons Bank	1	$481K	0.4%	0.00%
37	Regions Bank	2	$473K	0.4%	0.00%
38	Shoreham Bank	1	$420K	0.3%	0.00%
39	U.S. Bank, National Association	1	$398K	0.3%	0.00%
40	Stearns Bank National Association	3	$384K	0.3%	0.00%
41	Oconee State Bank	1	$371K	0.3%	0.00%
42	Banesco USA	2	$354K	0.3%	0.00%
43	KeyBank National Association	1	$300K	0.2%	0.00%
44	Gulf Coast Bank and Trust Company	1	$290K	0.2%	0.00%
45	Colony Bank	2	$281K	0.2%	0.00%
46	The Huntington National Bank	3	$276K	0.2%	0.00%
47	Mechanics and Farmers Bank	1	$257K	0.2%	0.00%
48	City National Bank of Florida	1	$250K	0.2%	0.00%
49	Seacoast National Bank	1	$250K	0.2%	54.83%
50	SouthState Bank, National Association	1	$225K	0.2%	0.00%
51	Self-Help Credit Union	2	$222K	0.2%	56.49%
52	First National Bank of Pennsylvania	1	$220K	0.2%	0.00%
53	JPMorgan Chase Bank, National Association	1	$200K	0.2%	0.00%
54	Celtic Bank Corporation	2	$180K	0.1%	0.00%
55	VelocitySBA, LLC	12	$160K	0.1%	16.89%
56	Carolina Small Business Development Fund	3	$156K	0.1%	0.00%
57	United Midwest Savings Bank National Association	1	$150K	0.1%	0.00%
58	Heritage Bank Inc	1	$150K	0.1%	0.00%
59	Lendistry SBLC, LLC	1	$105K	0.1%	0.00%
60	Capital One National Association	1	$50K	0.0%	0.00%
61	Columbia Bank	1	$50K	0.0%	0.00%
62	Independence Bank	1	$8K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	34	$26.9M	21.3%
2	Manufacturing	14	$16.0M	12.7%
3	Professional & technical services	22	$13.0M	10.3%
4	Retail trade	23	$12.2M	9.7%
5	Construction	40	$10.7M	8.5%
6	Real estate & leasing	6	$8.5M	6.8%
7	Health care & social assistance	23	$8.5M	6.8%
8	Wholesale trade	13	$7.7M	6.1%
9	Other services	19	$5.7M	4.5%
10	Manufacturing	5	$2.7M	2.1%
11	Administrative & waste services	14	$2.6M	2.0%
12	Transportation & warehousing	4	$2.4M	1.9%
13	Educational services	3	$2.1M	1.6%
14	Retail trade	14	$2.0M	1.5%
15	Manufacturing	4	$1.8M	1.4%
16	Finance & insurance	4	$1.7M	1.4%
17	Arts, entertainment & recreation	8	$1.2M	0.9%
18	Transportation & warehousing	6	$322K	0.3%
19	Agriculture, forestry & fishing	2	$54K	0.0%
20	Information	1	$20K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.