SBA 7(a) lenders in Durham, NC

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

89 institutions have SBA 7(a) loans on record in Durham, together $400.0M across 717 loans. Truist Bank is the largest, with 9% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Truist Bank	90	$37.0M	9.2%	1.19%
2	GBank	8	$35.8M	8.9%	0.00%
3	Live Oak Banking Company	21	$29.0M	7.2%	0.00%
4	Pinnacle Bank	26	$19.3M	4.8%	2.59%
5	Wells Fargo Bank National Association	95	$18.8M	4.7%	4.10%
6	TowneBank	19	$17.8M	4.4%	0.00%
7	First National Bank of Pennsylvania	30	$16.9M	4.2%	2.43%
8	United Community Bank	12	$12.4M	3.1%	0.00%
9	The Fidelity Bank	11	$10.6M	2.7%	2.79%
10	BankUnited, National Association	6	$10.5M	2.6%	2.16%
11	Peoples Bank	2	$9.8M	2.5%	0.00%
12	PNC Bank, National Association	19	$9.7M	2.4%	0.00%
13	Bank of Oak Ridge	7	$9.1M	2.3%	0.00%
14	The Bancorp Bank National Association	9	$9.0M	2.2%	0.00%
15	HomeTrust Bank	3	$8.8M	2.2%	0.00%
16	First-Citizens Bank & Trust Company	12	$8.1M	2.0%	3.23%
17	Celtic Bank Corporation	21	$7.9M	2.0%	1.42%
18	First Internet Bank of Indiana	2	$7.4M	1.9%	0.00%
19	North State Bank	12	$7.1M	1.8%	0.00%
20	Citizens Bank	9	$6.8M	1.7%	6.08%
21	Readycap Lending, LLC	14	$6.8M	1.7%	0.00%
22	The Huntington National Bank	11	$6.6M	1.7%	0.00%
23	Gulf Coast Bank and Trust Company	6	$6.2M	1.6%	0.00%
24	Bank of America, National Association	6	$6.0M	1.5%	0.12%
25	TD Bank, National Association	7	$5.0M	1.3%	11.29%
26	Regions Bank	6	$4.5M	1.1%	13.89%
27	United Bank	3	$4.3M	1.1%	0.00%
28	Millennial Bank	1	$4.2M	1.0%	0.00%
29	First Financial Bank	1	$4.0M	1.0%	0.00%
30	Newtek Small Business Finance, Inc.	12	$3.2M	0.8%	1.91%
31	First Bank of the Lake	3	$3.0M	0.8%	0.00%
32	Northeast Bank	22	$3.0M	0.7%	2.76%
33	Ameris Bank	4	$3.0M	0.7%	0.00%
34	Stearns Bank National Association	9	$2.9M	0.7%	2.19%
35	Mechanics and Farmers Bank	5	$2.9M	0.7%	0.00%
36	First Horizon Bank	10	$2.5M	0.6%	0.00%
37	U.S. Bank, National Association	4	$2.5M	0.6%	0.00%
38	Port 51 Lending LLC	2	$2.1M	0.5%	0.00%
39	WesBanco Bank, Inc.	1	$2.0M	0.5%	0.00%
40	Carolina Small Business Development Fund	15	$2.0M	0.5%	5.43%
41	Truliant FCU	2	$1.8M	0.5%	0.00%
42	SouthState Bank, National Association	5	$1.7M	0.4%	0.00%
43	CIBC Bank USA	2	$1.6M	0.4%	0.00%
44	BayFirst National Bank	8	$1.6M	0.4%	7.18%
45	First Bank	1	$1.5M	0.4%	0.00%
46	Happen Bank	2	$1.5M	0.4%	0.00%
47	Meridian Bank	2	$1.4M	0.3%	0.00%
48	Byline Bank	1	$1.3M	0.3%	0.00%
49	Newtek Bank, National Association	9	$1.2M	0.3%	0.00%
50	Business Lenders, LLC	1	$1.2M	0.3%	0.00%
51	Blue Ridge Bank National Association	2	$1.2M	0.3%	0.00%
52	Lendistry SBLC, LLC	4	$1.2M	0.3%	0.00%
53	United Midwest Savings Bank National Association	6	$1.1M	0.3%	0.00%
54	JPMorgan Chase Bank, National Association	7	$944K	0.2%	0.00%
55	First Community Bank	3	$893K	0.2%	0.00%
56	Coastal States Bank	1	$807K	0.2%	0.00%
57	First Command Bank	1	$732K	0.2%	0.00%
58	Partner Community Capital	3	$713K	0.2%	0.00%
59	Self-Help Credit Union	10	$689K	0.2%	1.15%
60	Southern Bank and Trust Company	1	$610K	0.2%	0.00%
61	Beacon Bank and Trust	1	$610K	0.2%	0.00%
62	VelocitySBA, LLC	48	$528K	0.1%	12.32%
63	Pathward National Association	1	$485K	0.1%	0.00%
64	Coastal Federal Credit Union	6	$465K	0.1%	0.00%
65	Fifth Third Bank	3	$440K	0.1%	0.00%
66	Institute Capital, Inc.	2	$411K	0.1%	0.00%
67	Heritage Bank Inc	1	$406K	0.1%	0.00%
68	FWBank	1	$386K	0.1%	0.00%
69	American Momentum Bank	1	$367K	0.1%	0.00%
70	Capital Bank, National Association	2	$360K	0.1%	0.00%
71	First Commonwealth Bank	1	$357K	0.1%	0.00%
72	CDC Small Business Finance Corp.	1	$350K	0.1%	0.00%
73	Five Star Bank	1	$350K	0.1%	0.00%
74	Florida Capital Bank, National Association	1	$350K	0.1%	0.00%
75	Hanmi Bank	1	$301K	0.1%	0.00%
76	PromiseOne Bank	1	$300K	0.1%	0.00%
77	National Cooperative Bank, National Association	1	$200K	0.1%	0.00%
78	Northern Bank and Trust Company	1	$180K	0.0%	0.00%
79	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$150K	0.0%	0.00%
80	SoFi Bank, National Association	1	$150K	0.0%	79.13%
81	Thread Bank	1	$150K	0.0%	0.00%
82	Independence Bank	2	$150K	0.0%	0.00%
83	Columbia Bank	3	$125K	0.0%	31.75%
84	United Bank	2	$100K	0.0%	0.00%
85	Business Carolina, Inc.	1	$75K	0.0%	0.00%
86	Seacoast National Bank	1	$65K	0.0%	0.00%
87	Bank of Hope	2	$60K	0.0%	42.66%
88	Manufacturers and Traders Trust Company	1	$50K	0.0%	0.00%
89	America First Federal Credit Union	1	$20K	0.0%	99.04%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	120	$118.4M	29.6%
2	Health care & social assistance	92	$57.7M	14.4%
3	Professional & technical services	101	$42.5M	10.6%
4	Other services	80	$29.5M	7.4%
5	Construction	61	$24.8M	6.2%
6	Administrative & waste services	37	$17.5M	4.4%
7	Arts, entertainment & recreation	25	$16.7M	4.2%
8	Retail trade	26	$12.7M	3.2%
9	Wholesale trade	19	$12.7M	3.2%
10	Manufacturing	24	$12.4M	3.1%
11	Retail trade	38	$11.0M	2.7%
12	Real estate & leasing	12	$10.1M	2.5%
13	Transportation & warehousing	20	$9.4M	2.3%
14	Manufacturing	8	$6.9M	1.7%
15	Educational services	16	$4.4M	1.1%
16	Finance & insurance	8	$4.4M	1.1%
17	Information	17	$4.3M	1.1%
18	Transportation & warehousing	7	$3.8M	1.0%
19	Manufacturing	5	$609K	0.2%
20	Agriculture, forestry & fishing	1	$100K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.