SBA 7(a) lenders in Durham, NC

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

89 institutions have SBA 7(a) loans on record in Durham, together $421.9M across 730 loans. Truist Bank is the largest, with 9% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Truist Bank	90	$37.0M	8.8%	1.19%
2	GBank	8	$35.8M	8.5%	0.00%
3	Live Oak Banking Company	21	$29.0M	6.9%	0.00%
4	Pinnacle Bank	26	$19.3M	4.6%	3.36%
5	Wells Fargo Bank National Association	95	$18.8M	4.4%	4.10%
6	TowneBank	19	$17.8M	4.2%	0.14%
7	First National Bank of Pennsylvania	30	$16.9M	4.0%	2.43%
8	Bank of Oak Ridge	9	$13.8M	3.3%	0.00%
9	Port 51 Lending LLC	5	$13.1M	3.1%	0.00%
10	United Community Bank	12	$12.4M	2.9%	0.00%
11	The Fidelity Bank	13	$12.2M	2.9%	2.44%
12	BankUnited, National Association	6	$10.5M	2.5%	2.16%
13	Peoples Bank	2	$9.8M	2.3%	0.00%
14	PNC Bank, National Association	19	$9.7M	2.3%	0.00%
15	The Bancorp Bank National Association	9	$9.0M	2.1%	0.00%
16	HomeTrust Bank	3	$8.8M	2.1%	0.00%
17	First-Citizens Bank & Trust Company	12	$8.1M	1.9%	3.23%
18	Celtic Bank Corporation	21	$7.9M	1.9%	1.42%
19	First Internet Bank of Indiana	2	$7.4M	1.8%	0.00%
20	North State Bank	12	$7.1M	1.7%	0.00%
21	Citizens Bank	9	$6.8M	1.6%	6.08%
22	Readycap Lending, LLC	14	$6.8M	1.6%	0.00%
23	The Huntington National Bank	11	$6.6M	1.6%	0.00%
24	Gulf Coast Bank and Trust Company	6	$6.2M	1.5%	0.00%
25	Bank of America, National Association	6	$6.0M	1.4%	0.12%
26	TD Bank, National Association	7	$5.0M	1.2%	10.95%
27	Regions Bank	6	$4.5M	1.1%	13.89%
28	United Bank	3	$4.3M	1.0%	0.00%
29	Millennial Bank	1	$4.2M	1.0%	0.00%
30	First Bank	3	$4.2M	1.0%	0.00%
31	First Financial Bank	1	$4.0M	1.0%	0.00%
32	Lender 2057189	12	$3.2M	0.8%	1.91%
33	Northeast Bank	23	$3.0M	0.7%	2.71%
34	First Bank of the Lake	3	$3.0M	0.7%	0.00%
35	Ameris Bank	4	$3.0M	0.7%	0.00%
36	Stearns Bank National Association	9	$2.9M	0.7%	2.19%
37	Mechanics and Farmers Bank	5	$2.9M	0.7%	0.00%
38	First Horizon Bank	10	$2.5M	0.6%	0.00%
39	U.S. Bank, National Association	4	$2.5M	0.6%	0.00%
40	VelocitySBA, LLC	49	$2.3M	0.6%	2.80%
41	WesBanco Bank, Inc.	1	$2.0M	0.5%	0.00%
42	Carolina Small Business Development Fund	15	$2.0M	0.5%	5.43%
43	Truliant FCU	2	$1.8M	0.4%	0.00%
44	SouthState Bank, National Association	5	$1.7M	0.4%	0.00%
45	CIBC Bank USA	2	$1.6M	0.4%	0.00%
46	BayFirst National Bank	8	$1.6M	0.4%	7.18%
47	Happen Bank	2	$1.5M	0.3%	0.00%
48	Newtek Bank, National Association	11	$1.4M	0.3%	0.00%
49	Meridian Bank	2	$1.4M	0.3%	0.00%
50	Byline Bank	1	$1.3M	0.3%	0.00%
51	Business Lenders, LLC	1	$1.2M	0.3%	0.00%
52	Blue Ridge Bank National Association	2	$1.2M	0.3%	0.00%
53	Lendistry SBLC, LLC	4	$1.2M	0.3%	0.00%
54	United Midwest Savings Bank National Association	6	$1.1M	0.3%	0.00%
55	JPMorgan Chase Bank, National Association	7	$944K	0.2%	0.00%
56	First Community Bank	3	$893K	0.2%	0.00%
57	Coastal States Bank	1	$807K	0.2%	0.00%
58	First Command Bank	1	$732K	0.2%	0.00%
59	Partner Community Capital	3	$713K	0.2%	0.00%
60	Self-Help Credit Union	10	$689K	0.2%	1.15%
61	Southern Bank and Trust Company	1	$610K	0.1%	0.00%
62	Beacon Bank and Trust	1	$610K	0.1%	0.00%
63	Pathward National Association	1	$485K	0.1%	0.00%
64	Coastal Federal Credit Union	6	$465K	0.1%	0.00%
65	Fifth Third Bank	3	$440K	0.1%	0.00%
66	Institute Capital, Inc.	2	$411K	0.1%	0.00%
67	Heritage Bank Inc	1	$406K	0.1%	0.00%
68	FWBank	1	$386K	0.1%	0.00%
69	American Momentum Bank	1	$367K	0.1%	0.00%
70	Capital Bank, National Association	2	$360K	0.1%	0.00%
71	First Commonwealth Bank	1	$357K	0.1%	0.00%
72	Five Star Bank	1	$350K	0.1%	0.00%
73	Florida Capital Bank, National Association	1	$350K	0.1%	0.00%
74	CDC Small Business Finance Corp.	1	$350K	0.1%	0.00%
75	Hanmi Bank	1	$301K	0.1%	0.00%
76	PromiseOne Bank	1	$300K	0.1%	0.00%
77	National Cooperative Bank, National Association	1	$200K	0.0%	0.00%
78	Northern Bank and Trust Company	1	$180K	0.0%	0.00%
79	SoFi Bank, National Association	1	$150K	0.0%	79.13%
80	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$150K	0.0%	0.00%
81	Independence Bank	2	$150K	0.0%	0.00%
82	Thread Bank	1	$150K	0.0%	0.00%
83	Columbia Bank	3	$125K	0.0%	31.75%
84	United Bank	2	$100K	0.0%	0.00%
85	Business Carolina, Inc.	1	$75K	0.0%	0.00%
86	Seacoast National Bank	1	$65K	0.0%	0.00%
87	Bank of Hope	2	$60K	0.0%	42.66%
88	Manufacturers and Traders Trust Company	1	$50K	0.0%	0.00%
89	America First Federal Credit Union	1	$20K	0.0%	99.04%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	122	$123.8M	29.4%
2	Health care & social assistance	92	$57.7M	13.7%
3	Professional & technical services	103	$43.0M	10.2%
4	Other services	81	$32.1M	7.6%
5	Construction	61	$24.8M	5.9%
6	Manufacturing	26	$20.8M	4.9%
7	Arts, entertainment & recreation	30	$19.7M	4.7%
8	Administrative & waste services	37	$17.5M	4.2%
9	Retail trade	26	$12.7M	3.0%
10	Wholesale trade	19	$12.7M	3.0%
11	Retail trade	38	$11.0M	2.6%
12	Real estate & leasing	12	$10.1M	2.4%
13	Transportation & warehousing	20	$9.4M	2.2%
14	Manufacturing	8	$6.9M	1.6%
15	Transportation & warehousing	8	$5.6M	1.3%
16	Educational services	16	$4.4M	1.0%
17	Finance & insurance	8	$4.4M	1.0%
18	Information	17	$4.3M	1.0%
19	Manufacturing	5	$609K	0.1%
20	Agriculture, forestry & fishing	1	$100K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.