SBA 7(a) lenders in Craven, NC

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

42 institutions have SBA 7(a) loans on record in Craven, together $94.2M across 147 loans. Truist Bank is the largest, with 23% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Truist Bank	21	$21.3M	22.6%	0.26%
2	Live Oak Banking Company	11	$11.6M	12.4%	0.00%
3	Wells Fargo Bank National Association	16	$10.0M	10.7%	0.00%
4	GBank	3	$6.2M	6.6%	0.00%
5	TowneBank	2	$5.6M	5.9%	0.00%
6	North State Bank	2	$4.8M	5.1%	0.00%
7	Banc of California	3	$4.2M	4.4%	0.00%
8	First-Citizens Bank & Trust Company	3	$4.0M	4.2%	0.00%
9	First National Bank of Pennsylvania	6	$2.6M	2.8%	0.00%
10	Citizens Bank	3	$2.5M	2.6%	0.00%
11	Newtek Bank, National Association	4	$1.8M	1.9%	0.00%
12	Coastal States Bank	1	$1.7M	1.8%	0.00%
13	Evolve Bank and Trust	1	$1.5M	1.6%	0.00%
14	Newtek Small Business Finance, Inc.	2	$1.4M	1.5%	0.00%
15	Pathward National Association	2	$1.3M	1.4%	0.00%
16	Centerstone SBA Lending, Inc.	1	$1.3M	1.4%	0.00%
17	Northeast Bank	4	$1.2M	1.3%	0.00%
18	United Bank	4	$940K	1.0%	0.00%
19	The Huntington National Bank	5	$897K	1.0%	0.00%
20	First Financial Bank	1	$860K	0.9%	0.00%
21	Celtic Bank Corporation	7	$845K	0.9%	0.00%
22	Carolina Small Business Development Fund	5	$833K	0.9%	0.00%
23	HomeTrust Bank	1	$800K	0.8%	0.00%
24	First Bank	2	$794K	0.8%	0.00%
25	Readycap Lending, LLC	3	$629K	0.7%	0.00%
26	Thread Bank	2	$556K	0.6%	0.00%
27	FinWise Bank	1	$500K	0.5%	0.00%
28	First Internet Bank of Indiana	1	$497K	0.5%	0.00%
29	Community West Bank	1	$391K	0.4%	0.00%
30	United Community Bank	1	$350K	0.4%	0.00%
31	PNC Bank, National Association	3	$346K	0.4%	79.19%
32	Columbia Bank	8	$340K	0.4%	39.12%
33	United Midwest Savings Bank National Association	2	$300K	0.3%	0.00%
34	Truliant FCU	1	$275K	0.3%	0.00%
35	Metro City Bank	1	$189K	0.2%	0.00%
36	Navy FCU	1	$160K	0.2%	0.00%
37	United Bank	4	$140K	0.1%	0.00%
38	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$136K	0.1%	0.00%
39	BayFirst National Bank	1	$122K	0.1%	0.00%
40	Bank of America, National Association	3	$105K	0.1%	12.43%
41	Independence Bank	2	$50K	0.1%	46.24%
42	Self-Help Credit Union	1	$25K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	32	$29.3M	31.1%
2	Retail trade	17	$8.7M	9.2%
3	Manufacturing	3	$8.1M	8.6%
4	Wholesale trade	3	$8.1M	8.6%
5	Health care & social assistance	17	$7.3M	7.8%
6	Construction	18	$7.1M	7.5%
7	Professional & technical services	7	$6.0M	6.4%
8	Other services	16	$5.7M	6.1%
9	Real estate & leasing	4	$3.9M	4.2%
10	Finance & insurance	2	$3.7M	3.9%
11	Retail trade	9	$1.7M	1.8%
12	Arts, entertainment & recreation	4	$1.3M	1.4%
13	Agriculture, forestry & fishing	3	$1.2M	1.3%
14	Administrative & waste services	6	$1.1M	1.1%
15	Transportation & warehousing	2	$500K	0.5%
16	Transportation & warehousing	3	$361K	0.4%
17	Manufacturing	1	$100K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.