SBA 7(a) lenders in Columbus, NC
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.
Lenders
22 institutions have SBA 7(a) loans on record in Columbus, together $37.9M across 49 loans. Live Oak Banking Company is the largest, with 29% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 7 | $10.9M | 28.7% | 0.00% |
| 2 | The First Bank and Trust Company | 4 | $10.0M | 26.3% | 0.00% |
| 3 | United Community Bank | 3 | $4.5M | 11.9% | 0.00% |
| 4 | Georgia Banking Company | 1 | $2.6M | 6.8% | 0.00% |
| 5 | The Bancorp Bank National Association | 1 | $1.4M | 3.6% | 0.00% |
| 6 | Truist Bank | 11 | $1.1M | 2.9% | 2.01% |
| 7 | First Bank | 1 | $1.1M | 2.8% | 0.00% |
| 8 | UMB Bank, National Association | 1 | $925K | 2.4% | 0.00% |
| 9 | First-Citizens Bank & Trust Company | 2 | $800K | 2.1% | 0.00% |
| 10 | Metro City Bank | 1 | $800K | 2.1% | 0.00% |
| 11 | Coastal States Bank | 1 | $750K | 2.0% | 0.00% |
| 12 | GBank | 1 | $649K | 1.7% | 0.00% |
| 13 | Security Savings Bank, SSB | 1 | $575K | 1.5% | 0.00% |
| 14 | PNC Bank, National Association | 2 | $561K | 1.5% | 0.00% |
| 15 | Independence Bank | 2 | $300K | 0.8% | 41.82% |
| 16 | Southern Bank and Trust Company | 1 | $293K | 0.8% | 0.00% |
| 17 | Northeast Bank | 1 | $249K | 0.7% | 0.00% |
| 18 | United Bank | 1 | $190K | 0.5% | 0.00% |
| 19 | Bank of Oak Ridge | 2 | $115K | 0.3% | 0.00% |
| 20 | First Community Bank | 1 | $101K | 0.3% | 0.00% |
| 21 | North State Bank | 1 | $97K | 0.3% | 0.00% |
| 22 | TD Bank, National Association | 3 | $75K | 0.2% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Agriculture, forestry & fishing | 8 | $13.4M | 35.4% |
| 2 | Retail trade | 8 | $9.6M | 25.3% |
| 3 | Professional & technical services | 4 | $4.8M | 12.8% |
| 4 | Retail trade | 4 | $3.0M | 7.8% |
| 5 | Health care & social assistance | 4 | $1.6M | 4.1% |
| 6 | Manufacturing | 2 | $1.5M | 4.0% |
| 7 | Accommodation & food services | 3 | $1.3M | 3.5% |
| 8 | Transportation & warehousing | 5 | $1.0M | 2.8% |
| 9 | Finance & insurance | 4 | $670K | 1.8% |
| 10 | Construction | 2 | $450K | 1.2% |
| 11 | Other services | 2 | $243K | 0.6% |
| 12 | Administrative & waste services | 1 | $150K | 0.4% |
| 13 | Arts, entertainment & recreation | 2 | $115K | 0.3% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.