SBA 7(a) lenders in Flathead, MT

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

52 institutions have SBA 7(a) loans on record in Flathead, together $236.0M across 627 loans. Three Rivers Bank of Montana is the largest, with 23% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Three Rivers Bank of Montana	152	$54.0M	22.9%	1.63%
2	First Interstate Bank	72	$20.4M	8.6%	2.01%
3	Glacier Bank	129	$17.2M	7.3%	1.35%
4	Wells Fargo Bank National Association	52	$11.8M	5.0%	0.62%
5	Freedom Bank	28	$11.7M	5.0%	0.00%
6	Bank of Hope	2	$10.0M	4.2%	0.00%
7	Columbia Bank	3	$9.1M	3.8%	0.00%
8	Live Oak Banking Company	8	$8.0M	3.4%	0.00%
9	Stockman Bank of Montana	6	$7.9M	3.4%	0.00%
10	UMB Bank, National Association	38	$7.9M	3.3%	0.00%
11	Newtek Bank, National Association	10	$7.8M	3.3%	0.00%
12	Clare Bank, National Association	6	$6.5M	2.8%	0.00%
13	Bank of Montana	1	$5.0M	2.1%	0.00%
14	Enterprise Bank & Trust	1	$4.7M	2.0%	0.00%
15	Celtic Bank Corporation	2	$4.5M	1.9%	0.00%
16	Bank Five Nine	2	$3.5M	1.5%	0.00%
17	Cache Valley Bank	1	$3.5M	1.5%	0.00%
18	The Huntington National Bank	6	$3.3M	1.4%	0.00%
19	The Yellowstone Bank	4	$2.9M	1.2%	0.00%
20	Alaska Growth Capital BIDCO, Inc.	1	$2.8M	1.2%	0.00%
21	First Merchants Bank	4	$2.7M	1.2%	0.00%
22	Washington Trust Bank	2	$2.4M	1.0%	0.00%
23	Stearns Bank National Association	5	$2.3M	1.0%	0.00%
24	Byline Bank	2	$2.3M	1.0%	0.00%
25	U.S. Bank, National Association	20	$2.0M	0.9%	0.00%
26	United Midwest Savings Bank National Association	2	$1.8M	0.8%	0.00%
27	United Community Bank	1	$1.8M	0.8%	0.00%
28	Truliant FCU	2	$1.8M	0.7%	0.00%
29	Northeast Bank	9	$1.5M	0.7%	2.12%
30	TowneBank	1	$1.2M	0.5%	0.00%
31	Readycap Lending, LLC	6	$1.2M	0.5%	0.00%
32	Montana Community Development Corp.	9	$1.2M	0.5%	0.00%
33	TrailWest Bank	6	$1.1M	0.5%	0.00%
34	Truist Bank	1	$1.1M	0.4%	0.00%
35	22nd State Bank, A Division of 22nd State Banking Company	1	$990K	0.4%	0.00%
36	First Northern Bank of Wyoming	3	$975K	0.4%	0.00%
37	KeyBank National Association	1	$944K	0.4%	0.00%
38	BayFirst National Bank	6	$833K	0.4%	0.00%
39	Bank of the Rockies	2	$725K	0.3%	0.00%
40	The Bancorp Bank National Association	3	$706K	0.3%	0.00%
41	GBC International Bank	1	$700K	0.3%	0.00%
42	First Bank of the Lake	2	$677K	0.3%	0.00%
43	Newtek Small Business Finance, Inc.	1	$660K	0.3%	0.00%
44	VelocitySBA, LLC	3	$547K	0.2%	0.00%
45	Flagstar Bank National Association	1	$360K	0.2%	0.00%
46	Grasshopper Bank National Association	1	$350K	0.1%	0.00%
47	Capital One National Association	2	$150K	0.1%	43.30%
48	Colony Bank	1	$150K	0.1%	0.00%
49	First Montana Bank, Inc.	2	$115K	0.0%	0.00%
50	Bank of Bridger National Association	1	$115K	0.0%	0.00%
51	Farmers State Bank	1	$50K	0.0%	0.00%
52	Opportunity Bank of Montana	1	$49K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	90	$54.7M	23.2%
2	Construction	81	$22.8M	9.7%
3	Health care & social assistance	62	$20.8M	8.8%
4	Real estate & leasing	38	$20.1M	8.5%
5	Other services	46	$19.5M	8.3%
6	Retail trade	36	$14.7M	6.2%
7	Retail trade	34	$12.8M	5.4%
8	Administrative & waste services	27	$12.4M	5.2%
9	Professional & technical services	49	$10.8M	4.6%
10	Manufacturing	24	$10.0M	4.2%
11	Agriculture, forestry & fishing	23	$8.3M	3.5%
12	Wholesale trade	17	$6.9M	2.9%
13	Information	11	$6.7M	2.9%
14	Arts, entertainment & recreation	19	$5.3M	2.2%
15	Transportation & warehousing	28	$4.9M	2.1%
16	Finance & insurance	8	$1.8M	0.8%
17	Manufacturing	12	$1.3M	0.6%
18	Manufacturing	13	$944K	0.4%
19	Mining & extraction	3	$716K	0.3%
20	Educational services	3	$480K	0.2%
21	Transportation & warehousing	2	$77K	0.0%
22	Utilities	1	$28K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.