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SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Shiawassee, MI

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

34 institutions have SBA 7(a) loans on record in Shiawassee, together $71.7M across 209 loans. The Huntington National Bank is the largest, with 23% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1The Huntington National Bank94$16.3M22.7%0.00%
2Live Oak Banking Company11$12.5M17.4%0.00%
3ChoiceOne Bank17$9.4M13.1%0.00%
4Fifth Third Bank13$4.6M6.4%2.82%
5Capitol National Bank5$3.9M5.4%0.00%
6Bank Five Nine2$3.2M4.4%0.00%
7Oxford Bank3$2.1M3.0%0.00%
8First Merchants Bank1$2.1M3.0%0.00%
9First Western SBLC, LLC1$2.0M2.7%0.00%
10Old National Bank1$1.9M2.7%0.00%
11Readycap Lending, LLC4$1.7M2.3%16.85%
12Independent Bank3$1.5M2.2%0.00%
13First Internet Bank of Indiana1$1.2M1.7%0.00%
14Northeast Bank6$989K1.4%0.00%
15Michigan State University Federal Credit Union6$920K1.3%0.00%
16United Midwest Savings Bank National Association2$879K1.2%14.40%
17Commercial Bank3$810K1.1%0.00%
18LAF CU1$807K1.1%0.00%
19Horizon Bank7$702K1.0%0.00%
20JPMorgan Chase Bank, National Association8$661K0.9%0.00%
21First National Bank of Michigan1$500K0.7%0.00%
22Grasshopper Bank National Association1$384K0.5%0.00%
23Michigan Certified Development Corporation1$350K0.5%0.00%
24PNC Bank, National Association3$346K0.5%0.00%
25Team One CU1$337K0.5%0.00%
26Dort Financial CU1$326K0.5%0.00%
27Flagstar Bank National Association1$315K0.4%0.00%
28Chelsea State Bank1$250K0.3%0.00%
29KeyBank National Association1$222K0.3%0.00%
30Hanover Community Bank1$198K0.3%0.00%
31PFCU2$172K0.2%0.00%
32Citizens Bank, National Association4$135K0.2%0.00%
33Opportunity Resource Fund1$69K0.1%0.00%
34CASE CU1$50K0.1%0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Retail trade22$11.7M16.3%
2Other services23$9.2M12.8%
3Accommodation & food services21$7.9M11.0%
4Manufacturing11$7.7M10.7%
5Construction33$7.5M10.4%
6Transportation & warehousing24$6.9M9.7%
7Retail trade15$6.1M8.5%
8Health care & social assistance22$4.5M6.3%
9Real estate & leasing5$3.2M4.4%
10Professional & technical services9$1.6M2.2%
11Arts, entertainment & recreation4$1.6M2.2%
12Information1$1.3M1.8%
13Agriculture, forestry & fishing4$902K1.3%
14Manufacturing3$396K0.6%
15Finance & insurance1$380K0.5%
16Administrative & waste services3$250K0.3%
17Manufacturing1$170K0.2%
18Wholesale trade3$170K0.2%
19Utilities1$139K0.2%
20Educational services3$125K0.2%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.