SBA 7(a) lenders in Saint Clair, MI

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

49 institutions have SBA 7(a) loans on record in Saint Clair, together $152.7M across 508 loans. The Huntington National Bank is the largest, with 47% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	The Huntington National Bank	292	$71.7M	46.9%	0.50%
2	Eastern Michigan Bank	23	$11.1M	7.3%	2.55%
3	Fifth Third Bank	27	$8.8M	5.7%	0.00%
4	JPMorgan Chase Bank, National Association	46	$8.0M	5.3%	0.20%
5	Northstar Bank	19	$5.9M	3.9%	1.92%
6	Midland States Bank	2	$4.9M	3.2%	0.00%
7	PNC Bank, National Association	7	$4.5M	3.0%	1.44%
8	ChoiceOne Bank	13	$3.2M	2.1%	0.00%
9	The Bank of Princeton	4	$2.9M	1.9%	0.00%
10	Newtek Bank, National Association	5	$2.5M	1.7%	0.00%
11	First Western SBLC, LLC	1	$2.5M	1.6%	0.00%
12	Celtic Bank Corporation	2	$2.0M	1.3%	0.00%
13	Genesis Bank	1	$1.8M	1.2%	0.00%
14	Horizon Bank	3	$1.8M	1.1%	0.00%
15	Northeast Bank	8	$1.6M	1.0%	0.00%
16	Stone Bank	1	$1.4M	0.9%	0.00%
17	Oxford Bank	4	$1.4M	0.9%	0.00%
18	Colony Bank	1	$1.3M	0.9%	0.00%
19	Shoreham Bank	1	$1.2M	0.8%	0.00%
20	Bank Michigan	1	$1.0M	0.7%	0.00%
21	Live Oak Banking Company	2	$999K	0.7%	0.00%
22	Credit Union One	3	$917K	0.6%	0.00%
23	Grasshopper Bank National Association	1	$870K	0.6%	0.00%
24	Banc of California	3	$858K	0.6%	0.00%
25	The MINT National Bank	1	$816K	0.5%	0.00%
26	Waterford Bank, National Association	1	$782K	0.5%	0.00%
27	The Dart Bank	1	$772K	0.5%	0.00%
28	BayFirst National Bank	4	$758K	0.5%	0.00%
29	National Cooperative Bank, National Association	1	$685K	0.4%	0.00%
30	Newtek Small Business Finance, Inc.	2	$681K	0.4%	67.60%
31	Bank of Ann Arbor	2	$657K	0.4%	0.00%
32	Citizens Bank	2	$639K	0.4%	0.00%
33	Legence Bank	2	$572K	0.4%	0.00%
34	Bank of America, National Association	2	$425K	0.3%	0.00%
35	BankPlus	1	$425K	0.3%	0.00%
36	First State Bank	3	$415K	0.3%	0.00%
37	The Bancorp Bank National Association	1	$400K	0.3%	0.00%
38	Poppy Bank	1	$383K	0.3%	0.00%
39	Lendistry SBLC, LLC	1	$253K	0.2%	0.00%
40	Genisys CU	1	$228K	0.1%	0.00%
41	United Midwest Savings Bank National Association	1	$150K	0.1%	0.00%
42	Citizens Bank, National Association	3	$136K	0.1%	7.74%
43	University Bank	1	$135K	0.1%	0.00%
44	Lake Trust CU	1	$90K	0.1%	0.00%
45	Readycap Lending, LLC	1	$50K	0.0%	0.00%
46	Chemical Bank	1	$34K	0.0%	0.00%
47	KeyBank National Association	1	$30K	0.0%	0.00%
48	VelocitySBA, LLC	2	$28K	0.0%	0.00%
49	Capital One National Association	1	$25K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Manufacturing	39	$45.6M	29.9%
2	Accommodation & food services	49	$20.6M	13.5%
3	Retail trade	69	$16.2M	10.6%
4	Construction	91	$11.9M	7.8%
5	Manufacturing	17	$9.2M	6.0%
6	Other services	42	$8.2M	5.4%
7	Mining & extraction	5	$7.6M	5.0%
8	Wholesale trade	19	$6.7M	4.4%
9	Professional & technical services	22	$5.6M	3.7%
10	Health care & social assistance	32	$5.2M	3.4%
11	Retail trade	30	$4.3M	2.8%
12	Arts, entertainment & recreation	12	$4.2M	2.8%
13	Transportation & warehousing	43	$2.8M	1.8%
14	Administrative & waste services	24	$2.7M	1.7%
15	Real estate & leasing	7	$556K	0.4%
16	Manufacturing	1	$517K	0.3%
17	Educational services	2	$489K	0.3%
18	Agriculture, forestry & fishing	2	$210K	0.1%
19	Finance & insurance	1	$100K	0.1%
20	Transportation & warehousing	1	$20K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.