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SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Midland, MI

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

26 institutions have SBA 7(a) loans on record in Midland, together $67.1M across 200 loans. The Huntington National Bank is the largest, with 30% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1The Huntington National Bank98$19.8M29.5%2.75%
21st State Bank20$14.1M21.0%0.89%
3Live Oak Banking Company3$5.5M8.2%0.00%
4Horizon Bank11$5.2M7.7%0.00%
5Isabella Bank10$4.8M7.1%0.00%
6Byline Bank5$2.9M4.3%0.00%
7ChoiceOne Bank7$2.6M3.9%0.00%
8Fifth Third Bank8$2.0M2.9%1.86%
9Credit Union One4$1.9M2.8%0.00%
10Independent Bank3$1.5M2.3%0.00%
11Wildfire Credit Union6$1.1M1.6%0.00%
12BankUnited, National Association1$1.0M1.5%0.00%
13BayFirst National Bank3$940K1.4%0.00%
14PNC Bank, National Association6$710K1.1%0.00%
15Popular Bank2$596K0.9%72.36%
16Wells Fargo Bank National Association2$563K0.8%0.00%
17Team One CU1$351K0.5%0.00%
18KeyBank National Association1$347K0.5%0.00%
19Newtek Small Business Finance, Inc.1$250K0.4%0.00%
20Vision One CU1$250K0.4%0.00%
21United Midwest Savings Bank National Association2$250K0.4%0.00%
22Northeast Bank1$235K0.4%0.00%
23West Shore Bank1$175K0.3%0.00%
24Northern Great Lakes Initiatives1$100K0.1%0.00%
25Celtic Bank Corporation1$50K0.1%0.00%
26Readycap Lending, LLC1$15K0.0%0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Construction32$14.9M22.2%
2Health care & social assistance17$10.3M15.4%
3Accommodation & food services37$9.7M14.5%
4Professional & technical services11$5.0M7.5%
5Other services18$3.8M5.7%
6Administrative & waste services15$3.8M5.7%
7Retail trade12$3.4M5.0%
8Retail trade12$3.3M4.9%
9Arts, entertainment & recreation10$3.0M4.5%
10Utilities5$2.9M4.3%
11Wholesale trade9$2.3M3.4%
12Real estate & leasing4$1.3M1.9%
13Information1$1.1M1.6%
14Transportation & warehousing8$1.0M1.6%
15Manufacturing3$612K0.9%
16Finance & insurance2$359K0.5%
17Manufacturing3$255K0.4%
18Educational services1$15K0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.