SBA 7(a) lenders in Mason, MI
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
19 institutions have SBA 7(a) loans on record in Mason, together $36.2M across 81 loans. The Huntington National Bank is the largest, with 37% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 34 | $13.3M | 36.6% | 0.00% |
| 2 | West Shore Bank | 24 | $12.7M | 35.0% | 0.00% |
| 3 | First Western SBLC, LLC | 1 | $1.8M | 5.0% | 0.00% |
| 4 | North Valley Bank | 1 | $1.5M | 4.2% | 0.00% |
| 5 | Bank of America, National Association | 1 | $1.4M | 4.0% | 0.00% |
| 6 | The Shelby State Bank | 2 | $1.3M | 3.6% | 0.00% |
| 7 | Highpoint Community Bank | 2 | $1.2M | 3.3% | 0.00% |
| 8 | United Midwest Savings Bank National Association | 1 | $585K | 1.6% | 0.00% |
| 9 | Horizon Bank | 1 | $510K | 1.4% | 0.00% |
| 10 | First Community Bank | 1 | $395K | 1.1% | 0.00% |
| 11 | TowneBank | 1 | $360K | 1.0% | 0.00% |
| 12 | Newtek Small Business Finance, Inc. | 1 | $355K | 1.0% | 0.00% |
| 13 | ChoiceOne Bank | 1 | $284K | 0.8% | 0.00% |
| 14 | PNC Bank, National Association | 2 | $170K | 0.5% | 0.00% |
| 15 | Celtic Bank Corporation | 1 | $150K | 0.4% | 0.00% |
| 16 | Mercantile Bank | 4 | $99K | 0.3% | 0.00% |
| 17 | Honor Bank | 1 | $75K | 0.2% | 0.00% |
| 18 | Readycap Lending, LLC | 1 | $38K | 0.1% | 0.00% |
| 19 | Fifth Third Bank | 1 | $25K | 0.1% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Retail trade | 15 | $8.4M | 23.1% |
| 2 | Accommodation & food services | 11 | $5.6M | 15.5% |
| 3 | Transportation & warehousing | 6 | $4.5M | 12.5% |
| 4 | Professional & technical services | 5 | $3.6M | 10.0% |
| 5 | Other services | 5 | $3.2M | 8.8% |
| 6 | Health care & social assistance | 6 | $3.1M | 8.5% |
| 7 | Construction | 9 | $1.7M | 4.6% |
| 8 | Retail trade | 7 | $1.5M | 4.3% |
| 9 | Agriculture, forestry & fishing | 2 | $1.5M | 4.1% |
| 10 | Manufacturing | 2 | $1.0M | 2.8% |
| 11 | Finance & insurance | 2 | $768K | 2.1% |
| 12 | Administrative & waste services | 1 | $473K | 1.3% |
| 13 | Arts, entertainment & recreation | 3 | $390K | 1.1% |
| 14 | Wholesale trade | 2 | $275K | 0.8% |
| 15 | Manufacturing | 1 | $169K | 0.5% |
| 16 | Manufacturing | 4 | $99K | 0.3% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.