SBA 7(a) lenders in Macomb, MI

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

126 institutions have SBA 7(a) loans on record in Macomb, together $1.18B across 4,448 loans. The Huntington National Bank is the largest, with 37% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	The Huntington National Bank	2,708	$431.2M	36.5%	1.34%
2	Fifth Third Bank	310	$126.1M	10.7%	1.16%
3	Live Oak Banking Company	32	$40.0M	3.4%	0.00%
4	JPMorgan Chase Bank, National Association	253	$39.2M	3.3%	2.01%
5	Citizens Bank, National Association	168	$35.2M	3.0%	1.42%
6	First Internet Bank of Indiana	22	$27.8M	2.4%	0.00%
7	First Merchants Bank	51	$25.7M	2.2%	1.66%
8	First State Bank	67	$24.1M	2.0%	0.19%
9	Newtek Bank, National Association	32	$23.8M	2.0%	0.00%
10	Oxford Bank	39	$21.3M	1.8%	0.00%
11	ChoiceOne Bank	27	$20.7M	1.8%	0.00%
12	Byline Bank	22	$16.8M	1.4%	1.60%
13	Celtic Bank Corporation	32	$16.5M	1.4%	0.71%
14	BankUnited, National Association	17	$16.0M	1.4%	1.16%
15	Bank of Ann Arbor	18	$15.7M	1.3%	4.42%
16	KeyBank National Association	35	$15.1M	1.3%	3.37%
17	Newtek Small Business Finance, Inc.	18	$13.7M	1.2%	8.31%
18	Readycap Lending, LLC	32	$11.8M	1.0%	9.05%
19	Independent Bank	20	$11.6M	1.0%	0.00%
20	Credit Union One	40	$11.5M	1.0%	0.00%
21	Capital Bank, National Association	6	$10.6M	0.9%	0.00%
22	PNC Bank, National Association	54	$9.4M	0.8%	7.79%
23	United Midwest Savings Bank National Association	28	$9.0M	0.8%	1.77%
24	Northeast Bank	39	$8.5M	0.7%	2.47%
25	Bank Five Nine	6	$8.3M	0.7%	0.00%
26	Shoreham Bank	4	$7.9M	0.7%	0.00%
27	Genisys CU	9	$7.8M	0.7%	0.63%
28	First Western SBLC, LLC	4	$7.4M	0.6%	0.00%
29	Flagstar Bank National Association	20	$5.7M	0.5%	0.00%
30	Banc of California	4	$5.2M	0.4%	25.84%
31	Alliance Catholic CU	4	$5.2M	0.4%	0.00%
32	Columbia Bank	6	$5.1M	0.4%	0.00%
33	Superior National Bank	5	$5.0M	0.4%	7.55%
34	Farmers State Bank of Alto Pass, Illinois	1	$5.0M	0.4%	0.00%
35	First State Bank of Michigan	1	$5.0M	0.4%	0.00%
36	Greater Nevada CU	1	$5.0M	0.4%	0.00%
37	Bank of America, National Association	23	$5.0M	0.4%	0.00%
38	United FCU	5	$4.8M	0.4%	0.00%
39	Harvest Small Business Finance, LLC	3	$4.8M	0.4%	0.00%
40	First Utah Bank	1	$4.8M	0.4%	0.00%
41	Northstar Bank	15	$4.7M	0.4%	3.83%
42	Hinsdale Bank & Trust Company, National Association	2	$4.5M	0.4%	0.00%
43	First Bank	3	$4.2M	0.4%	0.00%
44	BayFirst National Bank	17	$4.1M	0.3%	0.00%
45	Pathward National Association	4	$3.8M	0.3%	0.00%
46	Wells Fargo Bank National Association	10	$3.8M	0.3%	4.08%
47	Community Choice CU	14	$3.7M	0.3%	0.00%
48	Popular Bank	12	$3.6M	0.3%	15.93%
49	Old National Bank	9	$2.9M	0.2%	0.00%
50	Chelsea State Bank	2	$2.7M	0.2%	0.00%
51	United Community Bank	4	$2.6M	0.2%	0.00%
52	TowneBank	1	$2.5M	0.2%	0.00%
53	Lake Michigan CU	3	$2.5M	0.2%	0.00%
54	First National Bank of Pennsylvania	6	$2.3M	0.2%	16.63%
55	Everwise Credit Union	1	$2.3M	0.2%	0.00%
56	Christian Financial CU	11	$2.1M	0.2%	0.00%
57	North State Bank	2	$1.9M	0.2%	0.00%
58	Huron Valley State Bank	7	$1.9M	0.2%	0.00%
59	The Bancorp Bank National Association	4	$1.8M	0.2%	0.00%
60	Stearns Bank National Association	9	$1.8M	0.2%	2.91%
61	GBank	2	$1.8M	0.2%	0.00%
62	DFCU Financial	2	$1.8M	0.2%	0.00%
63	Northwest Bank	3	$1.7M	0.1%	0.00%
64	WesBanco Bank, Inc.	4	$1.7M	0.1%	0.00%
65	U.S. Bank, National Association	2	$1.7M	0.1%	0.00%
66	Horizon Bank	4	$1.7M	0.1%	0.00%
67	Lake-Osceola State Bank	2	$1.5M	0.1%	0.00%
68	Nicolet National Bank	1	$1.4M	0.1%	0.00%
69	MI Bank	2	$1.4M	0.1%	0.00%
70	First Financial Bank	1	$1.3M	0.1%	0.00%
71	Beacon Bank and Trust	2	$1.2M	0.1%	0.00%
72	LAF CU	3	$1.1M	0.1%	0.00%
73	Lendistry SBLC, LLC	2	$1.1M	0.1%	0.00%
74	Federal Deposit Insurance Corporation	1	$1.0M	0.1%	0.00%
75	1st Financial Bank USA	1	$1.0M	0.1%	0.00%
76	Happen Bank	1	$998K	0.1%	0.00%
77	Citizens Bank	2	$984K	0.1%	0.00%
78	Enterprise Bank & Trust	1	$978K	0.1%	0.00%
79	MainStreet Lender 7(a), LLC	1	$965K	0.1%	0.00%
80	Bank Michigan	2	$950K	0.1%	0.00%
81	Waterford Bank, National Association	2	$941K	0.1%	0.00%
82	Michigan Schools and Government Credit Union	6	$919K	0.1%	0.00%
83	Business Lenders, LLC	1	$906K	0.1%	63.59%
84	Continental Bank	1	$850K	0.1%	0.00%
85	National Cooperative Bank, National Association	1	$850K	0.1%	0.00%
86	Merchants Bank of Indiana	1	$778K	0.1%	0.00%
87	Simmons Bank	2	$751K	0.1%	0.00%
88	Diversified Members Credit Union	2	$725K	0.1%	0.00%
89	Titan Bank, National Association	1	$720K	0.1%	0.00%
90	Grasshopper Bank National Association	1	$700K	0.1%	0.00%
91	Independence Bank	5	$700K	0.1%	36.61%
92	Colony Bank	3	$693K	0.1%	0.00%
93	Michigan Certified Development Corporation	6	$691K	0.1%	0.00%
94	CIBC Bank USA	3	$684K	0.1%	0.00%
95	Stone Bank	2	$650K	0.1%	0.00%
96	CRF Small Business Loan Company, LLC	2	$621K	0.1%	0.00%
97	Evolve Bank and Trust	1	$596K	0.1%	0.00%
98	First Commonwealth Bank	1	$540K	0.0%	0.00%
99	First Children's Finance	5	$535K	0.0%	0.00%
100	First Bank of the Lake	2	$500K	0.0%	0.00%
101	Legence Bank	1	$500K	0.0%	0.00%
102	Ameris Bank	1	$487K	0.0%	0.00%
103	Midland States Bank	1	$480K	0.0%	0.00%
104	Magnifi Financial CU	1	$480K	0.0%	0.00%
105	America First Federal Credit Union	1	$477K	0.0%	0.00%
106	OneWest Bank, A Division of	1	$386K	0.0%	0.00%
107	CenTrust Bank, A Division of SmartBiz Bank National Association	3	$379K	0.0%	0.00%
108	The Bank of Houston	1	$349K	0.0%	0.00%
109	Parda FCU	1	$320K	0.0%	0.00%
110	University Bank	1	$315K	0.0%	0.00%
111	SouthState Bank, National Association	1	$310K	0.0%	0.00%
112	First Independence Bank	3	$304K	0.0%	0.00%
113	Regions Bank	1	$303K	0.0%	0.00%
114	CDC Small Business Finance Corp.	5	$300K	0.0%	0.00%
115	Millennium Bank	1	$283K	0.0%	0.00%
116	Michigan State University Federal Credit Union	5	$253K	0.0%	0.00%
117	Team One CU	1	$200K	0.0%	0.00%
118	VelocitySBA, LLC	17	$185K	0.0%	16.97%
119	OUR CU	1	$165K	0.0%	0.00%
120	The First National Bank of Tom Bean	1	$126K	0.0%	0.00%
121	Truist Bank	2	$100K	0.0%	36.35%
122	Capital One National Association	2	$100K	0.0%	87.48%
123	TD Bank, National Association	1	$100K	0.0%	0.00%
124	Waukesha State Bank	1	$98K	0.0%	71.64%
125	SoFi Bank, National Association	3	$62K	0.0%	43.77%
126	Bank of Hope	1	$5K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Manufacturing	323	$176.6M	15.0%
2	Retail trade	386	$151.0M	12.8%
3	Accommodation & food services	359	$142.6M	12.1%
4	Other services	369	$118.4M	10.0%
5	Health care & social assistance	310	$96.1M	8.1%
6	Construction	536	$89.4M	7.6%
7	Transportation & warehousing	1,121	$75.8M	6.4%
8	Professional & technical services	208	$53.2M	4.5%
9	Wholesale trade	135	$48.8M	4.1%
10	Administrative & waste services	191	$41.7M	3.5%
11	Arts, entertainment & recreation	86	$40.4M	3.4%
12	Real estate & leasing	64	$29.3M	2.5%
13	Retail trade	140	$28.8M	2.4%
14	Manufacturing	53	$25.9M	2.2%
15	Manufacturing	47	$17.5M	1.5%
16	Finance & insurance	45	$15.4M	1.3%
17	Educational services	36	$12.9M	1.1%
18	Information	23	$10.6M	0.9%
19	Transportation & warehousing	10	$4.6M	0.4%
20	Utilities	2	$1.4M	0.1%
21	Agriculture, forestry & fishing	2	$550K	0.0%
22	Management of companies	1	$50K	0.0%
23	Mining & extraction	1	$25K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.