SBA 7(a) lenders in Macomb, MI

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

129 institutions have SBA 7(a) loans on record in Macomb, together $1.22B across 4,483 loans. The Huntington National Bank is the largest, with 36% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	The Huntington National Bank	2,718	$435.6M	35.8%	1.44%
2	Fifth Third Bank	312	$127.8M	10.5%	1.15%
3	Live Oak Banking Company	35	$46.7M	3.8%	0.00%
4	JPMorgan Chase Bank, National Association	254	$40.5M	3.3%	1.95%
5	Citizens Bank, National Association	168	$35.2M	2.9%	1.42%
6	First Internet Bank of Indiana	22	$27.8M	2.3%	0.00%
7	First Merchants Bank	52	$25.8M	2.1%	1.66%
8	First State Bank	67	$24.1M	2.0%	0.19%
9	Newtek Bank, National Association	34	$24.1M	2.0%	0.00%
10	Oxford Bank	39	$21.3M	1.8%	0.00%
11	ChoiceOne Bank	27	$20.7M	1.7%	0.00%
12	Byline Bank	23	$18.0M	1.5%	1.49%
13	KeyBank National Association	36	$17.4M	1.4%	4.65%
14	Celtic Bank Corporation	32	$16.5M	1.4%	0.71%
15	BankUnited, National Association	17	$16.0M	1.3%	1.16%
16	Bank of Ann Arbor	18	$15.7M	1.3%	4.42%
17	Lender 2057189	18	$13.7M	1.1%	8.31%
18	Readycap Lending, LLC	32	$11.8M	1.0%	9.05%
19	Independent Bank	20	$11.6M	1.0%	0.00%
20	Credit Union One	40	$11.5M	0.9%	0.00%
21	Capital Bank, National Association	6	$10.6M	0.9%	0.00%
22	United Midwest Savings Bank National Association	29	$9.5M	0.8%	1.69%
23	PNC Bank, National Association	54	$9.4M	0.8%	7.79%
24	Northeast Bank	40	$8.6M	0.7%	2.44%
25	Bank Five Nine	6	$8.3M	0.7%	0.00%
26	Shoreham Bank	4	$7.9M	0.7%	0.00%
27	Genisys CU	9	$7.8M	0.6%	0.63%
28	Lender 2582371	4	$7.4M	0.6%	0.00%
29	GBank	3	$6.8M	0.6%	0.00%
30	Bank of America, National Association	24	$5.9M	0.5%	0.00%
31	Flagstar Bank National Association	20	$5.7M	0.5%	0.00%
32	Old National Bank	11	$5.4M	0.4%	0.00%
33	Banc of California	4	$5.2M	0.4%	25.84%
34	Alliance Catholic CU	4	$5.2M	0.4%	0.00%
35	Columbia Bank	6	$5.1M	0.4%	0.00%
36	Superior National Bank	5	$5.0M	0.4%	7.55%
37	First State Bank of Michigan	1	$5.0M	0.4%	0.00%
38	Farmers State Bank of Alto Pass, Illinois	1	$5.0M	0.4%	0.00%
39	Greater Nevada CU	1	$5.0M	0.4%	0.00%
40	United FCU	5	$4.8M	0.4%	0.00%
41	Harvest Small Business Finance, LLC	3	$4.8M	0.4%	0.00%
42	First Utah Bank	1	$4.8M	0.4%	0.00%
43	Northstar Bank	15	$4.7M	0.4%	3.83%
44	Hinsdale Bank & Trust Company, National Association	2	$4.5M	0.4%	0.00%
45	Community Choice CU	15	$4.2M	0.3%	0.00%
46	First Bank	3	$4.2M	0.3%	0.00%
47	BayFirst National Bank	17	$4.1M	0.3%	0.00%
48	The Bancorp Bank National Association	5	$3.8M	0.3%	0.00%
49	Pathward National Association	4	$3.8M	0.3%	0.00%
50	Wells Fargo Bank National Association	10	$3.8M	0.3%	4.08%
51	Popular Bank	12	$3.6M	0.3%	15.93%
52	Chelsea State Bank	2	$2.7M	0.2%	0.00%
53	United Community Bank	4	$2.6M	0.2%	0.00%
54	Hometown Bank	1	$2.5M	0.2%	0.00%
55	TowneBank	1	$2.5M	0.2%	0.00%
56	Lake Michigan CU	3	$2.5M	0.2%	0.00%
57	First National Bank of Pennsylvania	6	$2.3M	0.2%	16.63%
58	Everwise Credit Union	1	$2.3M	0.2%	0.00%
59	Christian Financial CU	11	$2.1M	0.2%	0.00%
60	North State Bank	2	$1.9M	0.2%	0.00%
61	Huron Valley State Bank	7	$1.9M	0.2%	0.00%
62	Stearns Bank National Association	9	$1.8M	0.1%	2.91%
63	DFCU Financial	2	$1.8M	0.1%	0.00%
64	Northwest Bank	3	$1.7M	0.1%	0.00%
65	WesBanco Bank, Inc.	4	$1.7M	0.1%	0.00%
66	U.S. Bank, National Association	2	$1.7M	0.1%	0.00%
67	Horizon Bank	4	$1.7M	0.1%	0.00%
68	Lake-Osceola State Bank	2	$1.5M	0.1%	0.00%
69	Port 51 Lending LLC	1	$1.5M	0.1%	0.00%
70	Nicolet National Bank	1	$1.4M	0.1%	0.00%
71	MI Bank	2	$1.4M	0.1%	0.00%
72	Lendistry SBLC, LLC	3	$1.4M	0.1%	0.00%
73	First Financial Bank	1	$1.3M	0.1%	0.00%
74	Beacon Bank and Trust	2	$1.2M	0.1%	0.00%
75	LAF CU	3	$1.1M	0.1%	0.00%
76	Stone Bank	3	$1.0M	0.1%	0.00%
77	Federal Deposit Insurance Corporation	1	$1.0M	0.1%	0.00%
78	1st Financial Bank USA	1	$1.0M	0.1%	0.00%
79	Happen Bank	1	$998K	0.1%	0.00%
80	Citizens Bank	2	$984K	0.1%	0.00%
81	Enterprise Bank & Trust	1	$978K	0.1%	0.00%
82	MainStreet Lender 7(a), LLC	1	$965K	0.1%	0.00%
83	Bank Michigan	2	$950K	0.1%	0.00%
84	Waterford Bank, National Association	2	$941K	0.1%	0.00%
85	Michigan Schools and Government Credit Union	6	$919K	0.1%	0.00%
86	Business Lenders, LLC	1	$906K	0.1%	63.59%
87	FWBank	1	$871K	0.1%	0.00%
88	VelocitySBA, LLC	18	$865K	0.1%	3.63%
89	Continental Bank	1	$850K	0.1%	0.00%
90	National Cooperative Bank, National Association	1	$850K	0.1%	0.00%
91	Merchants Bank of Indiana	1	$778K	0.1%	0.00%
92	Simmons Bank	2	$751K	0.1%	0.00%
93	Diversified Members Credit Union	2	$725K	0.1%	0.00%
94	Titan Bank, National Association	1	$720K	0.1%	0.00%
95	Independence Bank	5	$700K	0.1%	36.61%
96	Grasshopper Bank National Association	1	$700K	0.1%	0.00%
97	Colony Bank	3	$693K	0.1%	0.00%
98	Michigan Certified Development Corporation	6	$691K	0.1%	0.00%
99	CIBC Bank USA	3	$684K	0.1%	0.00%
100	CRF Small Business Loan Company, LLC	2	$621K	0.1%	0.00%
101	Evolve Bank and Trust	1	$596K	0.0%	0.00%
102	First Commonwealth Bank	1	$540K	0.0%	0.00%
103	First Children's Finance	5	$535K	0.0%	0.00%
104	Legence Bank	1	$500K	0.0%	0.00%
105	First Bank of the Lake	2	$500K	0.0%	0.00%
106	Ameris Bank	1	$487K	0.0%	0.00%
107	Magnifi Financial CU	1	$480K	0.0%	0.00%
108	Midland States Bank	1	$480K	0.0%	0.00%
109	America First Federal Credit Union	1	$477K	0.0%	0.00%
110	OneWest Bank, A Division of	1	$386K	0.0%	0.00%
111	CenTrust Bank, A Division of SmartBiz Bank National Association	3	$379K	0.0%	0.00%
112	The Bank of Houston	1	$349K	0.0%	0.00%
113	Parda FCU	1	$320K	0.0%	0.00%
114	University Bank	1	$315K	0.0%	0.00%
115	SouthState Bank, National Association	1	$310K	0.0%	0.00%
116	First Independence Bank	3	$304K	0.0%	0.00%
117	Regions Bank	1	$303K	0.0%	0.00%
118	CDC Small Business Finance Corp.	5	$300K	0.0%	0.00%
119	Millennium Bank	1	$283K	0.0%	0.00%
120	Michigan State University Federal Credit Union	5	$253K	0.0%	0.00%
121	Team One CU	1	$200K	0.0%	0.00%
122	OUR CU	1	$165K	0.0%	0.00%
123	The First National Bank of Tom Bean	1	$126K	0.0%	0.00%
124	Truist Bank	2	$100K	0.0%	36.35%
125	Capital One National Association	2	$100K	0.0%	87.48%
126	TD Bank, National Association	1	$100K	0.0%	0.00%
127	Waukesha State Bank	1	$98K	0.0%	71.64%
128	SoFi Bank, National Association	3	$62K	0.0%	43.77%
129	Bank of Hope	1	$5K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Manufacturing	326	$180.5M	14.8%
2	Retail trade	387	$152.3M	12.5%
3	Accommodation & food services	365	$151.3M	12.4%
4	Other services	376	$124.1M	10.2%
5	Health care & social assistance	313	$98.0M	8.1%
6	Construction	543	$95.7M	7.9%
7	Transportation & warehousing	1,123	$76.2M	6.3%
8	Professional & technical services	209	$53.2M	4.4%
9	Wholesale trade	137	$51.1M	4.2%
10	Administrative & waste services	192	$41.8M	3.4%
11	Arts, entertainment & recreation	86	$40.4M	3.3%
12	Real estate & leasing	65	$34.3M	2.8%
13	Retail trade	140	$28.8M	2.4%
14	Manufacturing	53	$25.9M	2.1%
15	Manufacturing	47	$17.5M	1.4%
16	Finance & insurance	45	$15.4M	1.3%
17	Educational services	36	$12.9M	1.1%
18	Information	24	$10.6M	0.9%
19	Transportation & warehousing	10	$4.6M	0.4%
20	Utilities	2	$1.4M	0.1%
21	Agriculture, forestry & fishing	2	$550K	0.0%
22	Management of companies	1	$50K	0.0%
23	Mining & extraction	1	$25K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.