Lynx Renard
SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Livingston, MI

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

72 institutions have SBA 7(a) loans on record in Livingston, together $294.4M across 736 loans. The Huntington National Bank is the largest, with 21% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1The Huntington National Bank299$61.1M20.7%1.29%
2ChoiceOne Bank63$29.6M10.1%0.00%
3Live Oak Banking Company12$24.1M8.2%0.00%
4Fifth Third Bank41$21.4M7.3%0.11%
5Old National Bank25$20.9M7.1%0.00%
6JPMorgan Chase Bank, National Association61$16.2M5.5%0.93%
7United Midwest Savings Bank National Association11$10.5M3.6%0.00%
8First Merchants Bank6$8.1M2.8%0.00%
9Bank of Ann Arbor20$7.6M2.6%0.00%
10Byline Bank2$6.3M2.1%0.00%
111st Financial Bank USA2$6.0M2.0%0.00%
12Wells Fargo Bank National Association8$5.3M1.8%0.00%
13Oxford Bank7$5.3M1.8%0.00%
14Everwise Credit Union1$5.0M1.7%0.00%
15Readycap Lending, LLC8$4.7M1.6%0.00%
16Independent Bank5$4.6M1.6%0.00%
17Newtek Bank, National Association9$4.3M1.5%0.00%
18Lake Trust CU16$4.2M1.4%0.00%
19Shoreham Bank2$3.9M1.3%0.00%
20Chelsea State Bank5$3.7M1.3%0.00%
21Credit Union One7$3.6M1.2%0.00%
22The Bancorp Bank National Association1$3.4M1.2%0.00%
23First Internet Bank of Indiana2$3.3M1.1%0.00%
24PNC Bank, National Association19$2.9M1.0%2.57%
25U.S. Bank, National Association4$2.3M0.8%0.00%
26Northwest Bank1$2.0M0.7%0.00%
27Harvest Small Business Finance, LLC2$1.6M0.5%0.00%
28Centerstone SBA Lending, Inc.1$1.5M0.5%0.00%
29BayFirst National Bank6$1.5M0.5%16.47%
30Huron Valley State Bank5$1.4M0.5%0.00%
31Bank Michigan1$1.3M0.4%0.00%
32Milestone Bank1$1.2M0.4%0.00%
33FDIC - Community Bank & Trust-West Georgia1$1.2M0.4%0.00%
34Newtek Small Business Finance, Inc.5$1.1M0.4%0.00%
35Bank of America, National Association3$957K0.3%0.00%
36University Bank3$681K0.2%0.00%
37Pathward National Association2$680K0.2%0.00%
38Frankenmuth Credit Union2$605K0.2%0.00%
39Northeast Bank5$590K0.2%0.00%
40DFCU Financial1$583K0.2%0.00%
41KeyBank National Association6$540K0.2%0.00%
42First Bank of the Lake1$526K0.2%0.00%
43Citizens Bank, National Association10$519K0.2%0.00%
44Flagstar Bank National Association1$503K0.2%0.00%
45Stearns Bank National Association2$500K0.2%0.00%
46Waterford Bank, National Association2$475K0.2%0.00%
47Bank Five Nine1$463K0.2%0.00%
48Capitol National Bank2$449K0.2%0.00%
49Team One CU2$405K0.1%0.00%
50TD Bank, National Association1$404K0.1%0.00%
51Genisys CU1$374K0.1%0.00%
52Metro Community Development, Inc.1$350K0.1%0.00%
53Georgia Banking Company1$350K0.1%0.00%
54CenTrust Bank, A Division of SmartBiz Bank National Association1$349K0.1%0.00%
55Happen Bank1$346K0.1%0.00%
56The Farmers and Merchants State Bank1$320K0.1%0.00%
57Mercantile Bank2$294K0.1%0.00%
58LAF CU2$275K0.1%0.00%
59TLC Community CU1$271K0.1%0.00%
60Lake Michigan CU1$256K0.1%0.00%
61Peoples Bank1$250K0.1%0.00%
62Michigan State University Federal Credit Union3$231K0.1%0.00%
63Independence Bank1$150K0.1%79.11%
64Celtic Bank Corporation2$128K0.0%0.00%
651st Source Bank2$102K0.0%17.95%
66Nicolet National Bank1$100K0.0%64.50%
67Christian Financial CU1$100K0.0%33.00%
68CASE CU1$54K0.0%0.00%
69VelocitySBA, LLC5$50K0.0%8.04%
70Capital One National Association1$35K0.0%68.83%
71Bank of Hope2$35K0.0%78.23%
72Honor Bank1$20K0.0%0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Health care & social assistance69$38.5M13.1%
2Construction127$32.2M10.9%
3Arts, entertainment & recreation33$26.3M8.9%
4Administrative & waste services57$25.0M8.5%
5Accommodation & food services62$24.3M8.3%
6Other services69$22.0M7.5%
7Real estate & leasing14$18.4M6.2%
8Retail trade45$17.7M6.0%
9Manufacturing31$17.3M5.9%
10Wholesale trade31$14.8M5.0%
11Finance & insurance22$13.5M4.6%
12Professional & technical services55$10.9M3.7%
13Retail trade36$10.7M3.6%
14Transportation & warehousing47$6.4M2.2%
15Manufacturing10$3.8M1.3%
16Information3$3.5M1.2%
17Manufacturing8$3.2M1.1%
18Educational services6$3.1M1.0%
19Agriculture, forestry & fishing7$1.8M0.6%
20Utilities2$515K0.2%
21Transportation & warehousing2$513K0.2%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.