Lynx Renard
SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Livingston, MI

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

72 institutions have SBA 7(a) loans on record in Livingston, together $297.4M across 742 loans. The Huntington National Bank is the largest, with 21% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1The Huntington National Bank300$61.1M20.6%1.29%
2ChoiceOne Bank64$30.9M10.4%0.00%
3Live Oak Banking Company12$24.1M8.1%10.59%
4Fifth Third Bank41$21.4M7.2%0.11%
5Old National Bank25$20.9M7.0%0.00%
6JPMorgan Chase Bank, National Association61$16.2M5.4%0.93%
7United Midwest Savings Bank National Association11$10.5M3.5%0.00%
8First Merchants Bank6$8.1M2.7%0.00%
9Bank of Ann Arbor21$7.8M2.6%0.00%
10Byline Bank2$6.3M2.1%0.00%
111st Financial Bank USA2$6.0M2.0%0.00%
12Wells Fargo Bank National Association8$5.3M1.8%0.00%
13Oxford Bank7$5.3M1.8%0.00%
14Everwise Credit Union1$5.0M1.7%0.00%
15Readycap Lending, LLC8$4.7M1.6%0.00%
16Independent Bank5$4.6M1.6%0.00%
17Lake Trust CU17$4.3M1.5%0.00%
18Newtek Bank, National Association9$4.3M1.4%0.00%
19Shoreham Bank2$3.9M1.3%0.00%
20Chelsea State Bank5$3.7M1.2%0.00%
21Credit Union One7$3.6M1.2%0.00%
22The Bancorp Bank National Association1$3.4M1.1%0.00%
23First Internet Bank of Indiana2$3.3M1.1%0.00%
24PNC Bank, National Association19$2.9M1.0%2.57%
25U.S. Bank, National Association4$2.3M0.8%0.00%
26Northwest Bank1$2.0M0.7%0.00%
27Lake Michigan CU3$1.7M0.6%0.00%
28Harvest Small Business Finance, LLC2$1.6M0.5%0.00%
29Centerstone SBA Lending, Inc.1$1.5M0.5%0.00%
30BayFirst National Bank6$1.5M0.5%16.47%
31Huron Valley State Bank5$1.4M0.5%0.00%
32Bank Michigan1$1.3M0.4%0.00%
33Milestone Bank1$1.2M0.4%0.00%
34FDIC - Community Bank & Trust-West Georgia1$1.2M0.4%0.00%
35Newtek Small Business Finance, LLC5$1.1M0.4%0.00%
36Bank of America, National Association3$957K0.3%0.00%
37University Bank3$681K0.2%0.00%
38Pathward National Association2$680K0.2%0.00%
39Frankenmuth Credit Union2$605K0.2%0.00%
40Northeast Bank5$590K0.2%0.00%
41DFCU Financial1$583K0.2%0.00%
42KeyBank National Association6$540K0.2%0.00%
43First Bank of the Lake1$526K0.2%0.00%
44Citizens Bank, National Association10$519K0.2%0.00%
45Flagstar Bank National Association1$503K0.2%0.00%
46Stearns Bank National Association2$500K0.2%0.00%
47Waterford Bank, National Association2$475K0.2%0.00%
48Bank Five Nine1$463K0.2%0.00%
49Capitol National Bank2$449K0.2%0.00%
50Team One CU2$405K0.1%0.00%
51TD Bank, National Association1$404K0.1%0.00%
52Genisys CU1$374K0.1%0.00%
53Georgia Banking Company1$350K0.1%0.00%
54Metro Community Development, Inc.1$350K0.1%0.00%
55CenTrust Bank, A Division of SmartBiz Bank National Association1$349K0.1%0.00%
56Happen Bank1$346K0.1%0.00%
57The Farmers and Merchants State Bank1$320K0.1%0.00%
58Mercantile Bank2$294K0.1%0.00%
59LAF CU2$275K0.1%0.00%
60TLC Community CU1$271K0.1%0.00%
61Peoples Bank1$250K0.1%0.00%
62Michigan State University Federal Credit Union3$231K0.1%0.00%
63Independence Bank1$150K0.1%79.11%
64Celtic Bank Corporation2$128K0.0%0.00%
651st Source Bank2$102K0.0%17.95%
66Christian Financial CU1$100K0.0%33.00%
67Nicolet National Bank1$100K0.0%64.50%
68CASE CU1$54K0.0%0.00%
69VelocitySBA, LLC5$50K0.0%8.04%
70Capital One National Association1$35K0.0%68.83%
71Bank of Hope2$35K0.0%78.23%
72Honor Bank1$20K0.0%0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Health care & social assistance69$38.5M12.9%
2Construction128$32.3M10.9%
3Arts, entertainment & recreation34$27.5M9.3%
4Accommodation & food services63$25.5M8.6%
5Administrative & waste services57$25.0M8.4%
6Other services70$22.2M7.5%
7Real estate & leasing15$18.4M6.2%
8Retail trade45$17.7M5.9%
9Manufacturing31$17.3M5.8%
10Wholesale trade31$14.8M5.0%
11Finance & insurance22$13.5M4.5%
12Retail trade37$10.9M3.7%
13Professional & technical services55$10.9M3.7%
14Transportation & warehousing47$6.4M2.1%
15Manufacturing10$3.8M1.3%
16Information3$3.5M1.2%
17Manufacturing8$3.2M1.1%
18Educational services6$3.1M1.0%
19Agriculture, forestry & fishing7$1.8M0.6%
20Utilities2$515K0.2%
21Transportation & warehousing2$513K0.2%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.