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SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Kalamazoo, MI

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

86 institutions have SBA 7(a) loans on record in Kalamazoo, together $306.1M across 876 loans. The Huntington National Bank is the largest, with 21% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1The Huntington National Bank270$64.6M21.1%2.60%
2Horizon Bank111$28.5M9.3%0.57%
3Old National Bank13$17.2M5.6%0.00%
4Live Oak Banking Company12$16.1M5.3%0.00%
5First National Bank of Michigan57$13.5M4.4%4.76%
6Fifth Third Bank52$11.8M3.9%0.46%
7Southern Michigan Bank & Trust16$11.0M3.6%0.00%
8Kellogg Community CU26$10.1M3.3%1.65%
9Capitol National Bank10$9.7M3.2%0.00%
101st Source Bank41$8.7M2.8%0.96%
11Sturgis Bank & Trust Company6$8.1M2.6%0.00%
12Bank Five Nine2$5.8M1.9%0.00%
13JPMorgan Chase Bank, National Association24$5.2M1.7%0.00%
14PNC Bank, National Association38$5.2M1.7%1.75%
15GBank2$5.1M1.7%0.00%
16Byline Bank5$5.0M1.6%35.76%
17Consumers Credit Union13$5.0M1.6%1.43%
18Centerstone SBA Lending, Inc.2$4.0M1.3%0.00%
19Hanmi Bank1$4.0M1.3%0.00%
20Highpoint Community Bank3$3.4M1.1%0.00%
21Pathward National Association2$3.3M1.1%0.00%
22Celtic Bank Corporation7$3.2M1.0%0.00%
23Enterprise Bank & Trust1$3.2M1.0%0.00%
24Arbor Financial Credit Union11$3.0M1.0%0.00%
25Honor CU6$2.7M0.9%0.00%
26Mercantile Bank10$2.6M0.8%0.00%
27Lake Michigan CU2$2.3M0.8%0.00%
28United Midwest Savings Bank National Association10$2.3M0.7%15.74%
29First National Bank of Pennsylvania3$2.2M0.7%0.00%
30First Internet Bank of Indiana3$2.2M0.7%0.00%
31Newtek Small Business Finance, LLC5$2.2M0.7%1.38%
32Wells Fargo Bank National Association4$2.0M0.7%0.00%
33First Financial Bank1$1.8M0.6%0.00%
34KALSEE Credit Union7$1.8M0.6%7.28%
35First Western SBLC, LLC d/b/a Peachtree Group1$1.8M0.6%0.00%
36Kalamazoo County State Bank4$1.5M0.5%0.00%
37Independent Bank1$1.5M0.5%0.00%
38North State Bank1$1.4M0.5%0.00%
39Stearns Bank National Association5$1.4M0.4%0.00%
40BayFirst National Bank7$1.4M0.4%6.04%
41Merchants Bank of Indiana1$1.3M0.4%0.00%
42Heritage Bank Inc1$1.2M0.4%0.00%
43Happen Bank1$1.1M0.4%0.00%
44Readycap Lending, LLC7$1.0M0.3%0.00%
45TowneBank1$952K0.3%0.00%
46KeyBank National Association5$897K0.3%0.00%
47County National Bank1$889K0.3%0.00%
48Citizens Bank2$850K0.3%0.00%
49IncredibleBank2$768K0.3%0.00%
50United Bank of Michigan1$742K0.2%0.00%
51Oxford Bank2$728K0.2%0.00%
52Northeast Bank5$632K0.2%0.00%
53First-Citizens Bank & Trust Company1$608K0.2%0.00%
54Newtek Bank, National Association4$575K0.2%0.00%
55Credit Union One2$553K0.2%0.00%
56U.S. Bank, National Association2$506K0.2%38.23%
57Simmons Bank1$457K0.1%0.00%
58Bank of America, National Association3$450K0.1%0.00%
59Banesco USA1$440K0.1%0.00%
60Grasshopper Bank National Association1$439K0.1%0.00%
61Lake City Bank4$433K0.1%0.00%
62Banc of California1$424K0.1%0.00%
63Pinnacle Bank1$385K0.1%0.00%
64First National Bank of America1$378K0.1%0.00%
65Michigan State University Federal Credit Union1$350K0.1%0.00%
66Opportunity Resource Fund3$349K0.1%0.00%
67Lake Forest Bank & Trust Company, National Association1$300K0.1%0.00%
68Coastal States Bank1$250K0.1%0.00%
69Southern Bank1$224K0.1%0.00%
70FirstMerit Bank, N.A.1$217K0.1%74.42%
71First Financial Bank2$205K0.1%0.00%
72Patriot Bank, National Association1$202K0.1%0.00%
73Century Bank and Trust1$200K0.1%0.00%
74Harvest Small Business Finance, LLC1$191K0.1%0.00%
75CRF Small Business Loan Company, LLC1$180K0.1%0.00%
76Northern Great Lakes Initiatives1$180K0.1%0.00%
77Five Star Bank1$150K0.0%0.00%
78United FCU1$130K0.0%0.00%
79Stock Yards Bank & Trust Company1$106K0.0%0.00%
80Capital Bank, National Association1$100K0.0%0.00%
81Union Bank1$75K0.0%0.00%
82Flagstar Bank National Association1$75K0.0%0.00%
83West Central Development Corporation2$70K0.0%0.00%
84Citizens Bank, National Association3$70K0.0%0.00%
85VelocitySBA, LLC3$28K0.0%0.00%
86Federal Deposit Insurance Corporation1$25K0.0%0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Accommodation & food services138$59.7M19.5%
2Retail trade86$34.8M11.4%
3Manufacturing64$28.4M9.3%
4Professional & technical services87$27.3M8.9%
5Other services67$20.6M6.7%
6Construction82$20.0M6.6%
7Wholesale trade37$16.6M5.4%
8Administrative & waste services35$15.4M5.0%
9Arts, entertainment & recreation34$15.3M5.0%
10Manufacturing27$14.4M4.7%
11Health care & social assistance57$14.0M4.6%
12Finance & insurance23$10.2M3.3%
13Transportation & warehousing39$6.4M2.1%
14Retail trade39$6.2M2.0%
15Manufacturing19$4.9M1.6%
16Real estate & leasing15$4.6M1.5%
17Educational services13$2.8M0.9%
18Mining & extraction1$1.7M0.6%
19Transportation & warehousing3$1.5M0.5%
20Information6$723K0.2%
21Agriculture, forestry & fishing4$495K0.2%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.