Lynx Renard
SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Kalamazoo, MI

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

85 institutions have SBA 7(a) loans on record in Kalamazoo, together $299.8M across 862 loans. The Huntington National Bank is the largest, with 21% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1The Huntington National Bank268$64.3M21.4%2.61%
2Horizon Bank109$27.8M9.3%0.58%
3Old National Bank13$17.2M5.8%0.00%
4Live Oak Banking Company11$15.9M5.3%0.00%
5First National Bank of Michigan57$13.5M4.5%4.76%
6Fifth Third Bank52$11.8M3.9%0.46%
7Southern Michigan Bank & Trust16$11.0M3.7%0.00%
8Kellogg Community CU24$10.0M3.3%1.67%
9Capitol National Bank10$9.7M3.2%0.00%
101st Source Bank40$8.3M2.8%1.00%
11Sturgis Bank & Trust Company6$8.1M2.7%0.00%
12Bank Five Nine2$5.8M1.9%0.00%
13JPMorgan Chase Bank, National Association24$5.2M1.7%0.00%
14PNC Bank, National Association38$5.2M1.7%1.75%
15GBank2$5.1M1.7%0.00%
16Byline Bank5$5.0M1.7%35.76%
17Consumers Credit Union13$5.0M1.7%1.43%
18Hanmi Bank1$4.0M1.3%0.00%
19Highpoint Community Bank3$3.4M1.1%0.00%
20Pathward National Association2$3.3M1.1%0.00%
21Celtic Bank Corporation7$3.2M1.1%0.00%
22Enterprise Bank & Trust1$3.2M1.1%0.00%
23Arbor Financial Credit Union11$3.0M1.0%0.00%
24Honor CU6$2.7M0.9%0.00%
25Mercantile Bank10$2.6M0.9%0.00%
26Lake Michigan CU2$2.3M0.8%0.00%
27First National Bank of Pennsylvania3$2.2M0.7%0.00%
28First Internet Bank of Indiana3$2.2M0.7%0.00%
29Newtek Small Business Finance, Inc.5$2.2M0.7%1.38%
30Wells Fargo Bank National Association4$2.0M0.7%0.00%
31First Financial Bank1$1.8M0.6%0.00%
32KALSEE Credit Union7$1.8M0.6%7.28%
33First Western SBLC, LLC1$1.8M0.6%0.00%
34United Midwest Savings Bank National Association7$1.7M0.6%0.00%
35Kalamazoo County State Bank4$1.5M0.5%0.00%
36Independent Bank1$1.5M0.5%0.00%
37North State Bank1$1.4M0.5%0.00%
38Stearns Bank National Association5$1.4M0.5%0.00%
39BayFirst National Bank7$1.4M0.5%6.04%
40Merchants Bank of Indiana1$1.3M0.4%0.00%
41Heritage Bank Inc1$1.2M0.4%0.00%
42Happen Bank1$1.1M0.4%0.00%
43Readycap Lending, LLC6$1.0M0.3%0.00%
44TowneBank1$952K0.3%0.00%
45KeyBank National Association5$897K0.3%0.00%
46County National Bank1$889K0.3%0.00%
47Citizens Bank2$850K0.3%0.00%
48IncredibleBank2$768K0.3%0.00%
49United Bank of Michigan1$742K0.2%0.00%
50Oxford Bank2$728K0.2%0.00%
51Northeast Bank5$632K0.2%0.00%
52First-Citizens Bank & Trust Company1$608K0.2%0.00%
53Newtek Bank, National Association4$575K0.2%0.00%
54Credit Union One2$553K0.2%0.00%
55U.S. Bank, National Association2$506K0.2%38.23%
56Simmons Bank1$457K0.2%0.00%
57Bank of America, National Association3$450K0.2%0.00%
58Banesco USA1$440K0.1%0.00%
59Grasshopper Bank National Association1$439K0.1%0.00%
60Lake City Bank4$433K0.1%0.00%
61Banc of California1$424K0.1%0.00%
62Pinnacle Bank1$385K0.1%0.00%
63First National Bank of America1$378K0.1%0.00%
64Michigan State University Federal Credit Union1$350K0.1%0.00%
65Opportunity Resource Fund3$349K0.1%0.00%
66Lake Forest Bank & Trust Company, National Association1$300K0.1%0.00%
67Coastal States Bank1$250K0.1%0.00%
68Southern Bank1$224K0.1%0.00%
69FirstMerit Bank, N.A.1$217K0.1%74.42%
70First Financial Bank2$205K0.1%0.00%
71Patriot Bank, National Association1$202K0.1%0.00%
72Century Bank and Trust1$200K0.1%0.00%
73Harvest Small Business Finance, LLC1$191K0.1%0.00%
74CRF Small Business Loan Company, LLC1$180K0.1%0.00%
75Northern Great Lakes Initiatives1$180K0.1%0.00%
76Five Star Bank1$150K0.1%0.00%
77United FCU1$130K0.0%0.00%
78Stock Yards Bank & Trust Company1$106K0.0%0.00%
79Capital Bank, National Association1$100K0.0%0.00%
80Union Bank1$75K0.0%0.00%
81Flagstar Bank National Association1$75K0.0%0.00%
82Citizens Bank, National Association3$70K0.0%0.00%
83West Central Development Corporation2$70K0.0%0.00%
84VelocitySBA, LLC3$28K0.0%0.00%
85Federal Deposit Insurance Corporation1$25K0.0%0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Accommodation & food services135$55.2M18.4%
2Retail trade85$34.6M11.5%
3Manufacturing64$28.4M9.5%
4Professional & technical services86$27.0M9.0%
5Other services67$20.6M6.9%
6Construction81$19.9M6.6%
7Wholesale trade37$16.6M5.5%
8Administrative & waste services34$15.3M5.1%
9Arts, entertainment & recreation30$14.9M5.0%
10Manufacturing27$14.4M4.8%
11Health care & social assistance55$13.8M4.6%
12Finance & insurance22$9.9M3.3%
13Transportation & warehousing39$6.4M2.1%
14Retail trade39$6.2M2.1%
15Manufacturing19$4.9M1.6%
16Real estate & leasing14$4.4M1.5%
17Educational services13$2.8M0.9%
18Mining & extraction1$1.7M0.6%
19Transportation & warehousing3$1.5M0.5%
20Information6$723K0.2%
21Agriculture, forestry & fishing4$495K0.2%
22Management of companies1$100K0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.