Lynx Renard
SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Jackson, MI

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

62 institutions have SBA 7(a) loans on record in Jackson, together $153.0M across 390 loans. Fifth Third Bank is the largest, with 18% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1Fifth Third Bank40$27.3M17.8%0.18%
2The Huntington National Bank145$22.2M14.5%0.00%
3County National Bank46$18.4M12.0%2.39%
4Old National Bank7$10.8M7.0%0.00%
5Bank Michigan18$10.7M7.0%0.00%
6First Merchants Bank10$5.0M3.3%0.00%
7Pathward National Association1$5.0M3.3%0.00%
8ChoiceOne Bank4$4.3M2.8%0.00%
9Live Oak Banking Company4$3.1M2.0%0.00%
10First Western SBLC, LLC2$3.0M1.9%0.00%
11United Community Bank3$2.5M1.6%0.00%
12First Internet Bank of Indiana1$2.5M1.6%0.00%
13Chelsea State Bank9$2.4M1.6%0.00%
14First-Citizens Bank & Trust Company1$2.4M1.6%0.00%
15Plains State Bank1$2.3M1.5%0.00%
16Shoreham Bank1$2.2M1.4%0.00%
17Readycap Lending, LLC3$2.0M1.3%0.00%
18Banc of California3$2.0M1.3%0.00%
19True Community CU4$1.9M1.3%7.96%
20Newtek Bank, National Association5$1.8M1.2%0.00%
21JPMorgan Chase Bank, National Association7$1.6M1.0%0.00%
22Bank of America, National Association3$1.6M1.0%0.00%
23Colony Bank2$1.5M1.0%0.00%
24PNC Bank, National Association4$1.5M1.0%0.00%
25ConnectOne Bank1$1.4M0.9%0.00%
26Wells Fargo Bank National Association3$1.4M0.9%0.00%
27The Bancorp Bank National Association1$1.4M0.9%0.00%
28BayFirst National Bank6$1.0M0.7%0.00%
29Newtek Small Business Finance, Inc.1$1.0M0.7%0.00%
30Citizens Bank2$848K0.6%0.00%
31Celtic Bank Corporation4$705K0.5%0.00%
32Lake Trust CU1$523K0.3%0.00%
33Lake-Osceola State Bank1$500K0.3%72.66%
34Commercial Bank3$485K0.3%0.00%
35The MINT National Bank1$470K0.3%0.00%
36BankUnited, National Association2$425K0.3%0.00%
37Independent Bank1$350K0.2%0.00%
38CDC Small Business Finance Corp.1$335K0.2%0.00%
39Northeast Bank3$324K0.2%0.00%
40Stearns Bank National Association1$300K0.2%0.00%
41WesBanco Bank, Inc.1$293K0.2%0.00%
42Citizens Bank, National Association2$291K0.2%0.00%
43Century Bank and Trust1$290K0.2%0.00%
44Flagstar Bank National Association5$268K0.2%0.00%
45Highpoint Community Bank2$261K0.2%0.00%
46University Bank1$260K0.2%0.00%
47The Farmers and Merchants State Bank1$207K0.1%0.00%
48Eaton Community Bank1$206K0.1%0.00%
49Lake Michigan CU1$203K0.1%0.00%
50Oxford Bank1$193K0.1%0.00%
51United Midwest Savings Bank National Association1$150K0.1%64.04%
52Heritage Bank Inc1$150K0.1%0.00%
53LAF CU1$150K0.1%0.00%
54Wilmington Savings Fund Society FSB2$130K0.1%0.00%
55KeyBank National Association3$120K0.1%0.00%
56Michigan Certified Development Corporation1$85K0.1%0.00%
57CenTrust Bank, A Division of SmartBiz Bank National Association1$79K0.1%0.00%
58Buckeye State Bank1$47K0.0%0.00%
59West Central Development Corporation1$42K0.0%0.00%
60Community Choice CU2$30K0.0%0.00%
61VelocitySBA, LLC3$28K0.0%48.81%
62Bank of Hope1$25K0.0%78.69%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Manufacturing23$25.5M16.7%
2Health care & social assistance45$21.7M14.2%
3Accommodation & food services42$21.1M13.8%
4Other services39$15.5M10.2%
5Construction55$10.8M7.1%
6Professional & technical services22$9.4M6.1%
7Wholesale trade13$7.7M5.0%
8Real estate & leasing23$7.4M4.8%
9Retail trade30$6.9M4.5%
10Mining & extraction2$5.0M3.3%
11Retail trade18$4.9M3.2%
12Manufacturing9$4.5M3.0%
13Finance & insurance7$2.6M1.7%
14Administrative & waste services19$2.5M1.7%
15Transportation & warehousing22$2.2M1.4%
16Arts, entertainment & recreation9$1.8M1.2%
17Manufacturing3$1.6M1.0%
18Educational services6$1.4M0.9%
19Agriculture, forestry & fishing2$457K0.3%
20Public administration1$25K0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.