Lynx Renard
SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Ingham, MI

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

87 institutions have SBA 7(a) loans on record in Ingham, together $299.5M across 905 loans. The Huntington National Bank is the largest, with 26% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1The Huntington National Bank385$77.9M26.0%0.62%
2Capitol National Bank55$26.9M9.0%5.75%
3The Dart Bank26$16.7M5.6%2.51%
4Fifth Third Bank35$11.6M3.9%2.13%
5Live Oak Banking Company10$11.4M3.8%0.00%
6Old National Bank5$9.4M3.1%0.00%
7Chelsea State Bank6$7.7M2.6%0.00%
8Michigan State University Federal Credit Union52$7.5M2.5%2.31%
9Commercial Bank24$7.3M2.4%0.00%
10CASE CU24$7.0M2.3%0.00%
11PNC Bank, National Association29$7.0M2.3%0.00%
12Horizon Bank26$6.3M2.1%0.00%
13Lake Trust CU18$6.0M2.0%1.33%
14JPMorgan Chase Bank, National Association29$4.9M1.6%0.22%
15Byline Bank3$4.6M1.5%0.00%
16Waterford Bank, National Association1$4.1M1.4%0.00%
17Eaton Community Bank6$4.1M1.4%0.00%
18Wells Fargo Bank National Association10$3.9M1.3%0.00%
19First National Bank of Michigan5$3.6M1.2%0.00%
20GBank1$3.4M1.1%0.00%
21ChoiceOne Bank10$3.2M1.1%0.00%
22Celtic Bank Corporation7$2.8M0.9%0.00%
23United Midwest Savings Bank National Association5$2.8M0.9%1.96%
24Shoreham Bank1$2.7M0.9%0.00%
25Independent Bank7$2.6M0.9%0.00%
26Bank of Ann Arbor1$2.6M0.9%0.00%
27First Merchants Bank1$2.4M0.8%0.00%
28Bank Five Nine1$2.4M0.8%0.00%
29Lake Michigan CU2$2.2M0.7%0.00%
30American Momentum Bank2$2.1M0.7%0.00%
31LAF CU5$2.0M0.7%0.00%
32Banc of California1$1.9M0.6%73.25%
33Evolve Bank and Trust1$1.9M0.6%0.00%
34Readycap Lending, LLC8$1.8M0.6%13.59%
35BMO Bank National Association1$1.7M0.6%0.00%
36BayFirst National Bank7$1.7M0.6%26.20%
37First American Bank1$1.7M0.6%0.00%
38KeyBank National Association4$1.7M0.6%20.97%
39Northeast Bank8$1.6M0.5%0.00%
40Citizens Bank3$1.5M0.5%0.00%
41Harvest Small Business Finance, LLC1$1.5M0.5%0.00%
42ACC Capital2$1.5M0.5%0.00%
43First-Citizens Bank & Trust Company1$1.4M0.5%0.00%
44Newtek Bank, National Association6$1.3M0.4%0.00%
45Legence Bank2$1.2M0.4%0.00%
46Newtek Small Business Finance, Inc.3$1.2M0.4%0.00%
47Centerstone SBA Lending, Inc.1$1.1M0.4%0.00%
48Southern Michigan Bank & Trust2$1.1M0.4%0.00%
4922nd State Bank, A Division of 22nd State Banking Company1$1.0M0.3%0.00%
50Citizens Bank, National Association6$957K0.3%0.00%
51Ameris Bank1$929K0.3%0.00%
52United Bank of Michigan1$850K0.3%0.00%
53Genesis Bank2$837K0.3%0.00%
54Bank Michigan2$721K0.2%0.00%
55TowneBank1$633K0.2%0.00%
56First Financial Bank4$623K0.2%0.00%
57First Internet Bank of Indiana1$621K0.2%0.00%
58Stearns Bank National Association3$620K0.2%0.00%
59Flagstar Bank National Association3$620K0.2%0.00%
60Luminate Bank1$592K0.2%0.00%
61Mercantile Bank5$551K0.2%0.00%
62Bank of America, National Association2$455K0.2%0.00%
63Truist Bank1$378K0.1%0.00%
64Pathward National Association1$360K0.1%0.00%
65Beacon Bank and Trust1$350K0.1%0.00%
66Michigan Certified Development Corporation1$350K0.1%0.00%
67Omni Community Credit Union1$300K0.1%0.00%
68Oxford Bank1$300K0.1%0.00%
69Farmers State Bank1$300K0.1%0.00%
70Opportunity Resource Fund3$295K0.1%0.00%
71Highpoint Community Bank1$287K0.1%0.00%
72CDC Small Business Finance Corp.1$220K0.1%0.00%
73U.S. Bank, National Association1$166K0.1%0.00%
74Banner Bank1$155K0.1%0.00%
75Frankenmuth Credit Union1$150K0.1%0.00%
76CenTrust Bank, A Division of SmartBiz Bank National Association1$150K0.1%0.00%
77Associated Bank National Association1$131K0.0%0.00%
78Independence Bank1$125K0.0%0.00%
79True Community CU1$116K0.0%0.00%
80Seacoast National Bank1$100K0.0%0.00%
81Stone Bank1$100K0.0%0.00%
82County National Bank1$98K0.0%0.00%
83Farmers & Merchants Bank & Trust1$80K0.0%0.00%
84Capital One National Association1$50K0.0%89.90%
85Bank of Hope1$25K0.0%0.00%
86VelocitySBA, LLC2$23K0.0%0.00%
871st Source Bank1$11K0.0%0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Accommodation & food services135$55.3M18.5%
2Health care & social assistance88$31.8M10.6%
3Other services64$30.4M10.1%
4Retail trade53$26.9M9.0%
5Professional & technical services80$23.1M7.7%
6Retail trade71$23.0M7.7%
7Construction68$20.3M6.8%
8Arts, entertainment & recreation42$17.0M5.7%
9Real estate & leasing18$11.8M3.9%
10Transportation & warehousing116$10.8M3.6%
11Administrative & waste services33$9.5M3.2%
12Manufacturing29$8.8M3.0%
13Wholesale trade28$8.8M2.9%
14Manufacturing21$6.6M2.2%
15Finance & insurance22$6.2M2.1%
16Information10$3.7M1.2%
17Manufacturing11$1.9M0.6%
18Educational services11$1.3M0.4%
19Transportation & warehousing2$1.0M0.3%
20Agriculture, forestry & fishing1$1.0M0.3%
21Management of companies2$200K0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.