SBA 7(a) lenders in Genesee, MI

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

88 institutions have SBA 7(a) loans on record in Genesee, together $426.9M across 1,327 loans. The Huntington National Bank is the largest, with 30% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	The Huntington National Bank	637	$127.7M	29.9%	3.10%
2	ChoiceOne Bank	194	$76.4M	17.9%	0.04%
3	Live Oak Banking Company	21	$30.2M	7.1%	0.00%
4	JPMorgan Chase Bank, National Association	127	$21.1M	4.9%	2.94%
5	Fifth Third Bank	29	$14.0M	3.3%	6.66%
6	Oxford Bank	19	$9.6M	2.2%	0.00%
7	Shoreham Bank	2	$8.6M	2.0%	0.00%
8	Dort Financial CU	25	$7.9M	1.8%	4.38%
9	Newtek Small Business Finance, Inc.	13	$7.5M	1.8%	0.00%
10	First Western SBLC, LLC	4	$6.5M	1.5%	0.00%
11	First Internet Bank of Indiana	6	$5.6M	1.3%	0.00%
12	Celtic Bank Corporation	10	$5.4M	1.3%	0.00%
13	Metro City Bank	1	$5.0M	1.2%	0.00%
14	Readycap Lending, LLC	14	$4.7M	1.1%	0.00%
15	Bank Five Nine	4	$4.3M	1.0%	0.00%
16	United Midwest Savings Bank National Association	10	$4.1M	1.0%	2.73%
17	Bank of Ann Arbor	8	$4.1M	1.0%	0.00%
18	First Utah Bank	1	$3.6M	0.9%	0.00%
19	Security CU	5	$3.5M	0.8%	0.00%
20	The Dart Bank	2	$3.3M	0.8%	0.00%
21	Waterford Bank, National Association	1	$3.2M	0.8%	0.00%
22	Team One CU	10	$3.1M	0.7%	0.00%
23	Touchmark National Bank	1	$3.1M	0.7%	0.00%
24	Columbia Bank	5	$2.8M	0.6%	0.21%
25	LAF CU	1	$2.5M	0.6%	0.00%
26	Old National Bank	5	$2.5M	0.6%	0.00%
27	1st State Bank	4	$2.4M	0.6%	0.00%
28	Credit Union One	12	$2.3M	0.5%	18.07%
29	KeyBank National Association	7	$2.2M	0.5%	0.00%
30	Byline Bank	1	$2.2M	0.5%	0.00%
31	Genisys CU	7	$2.2M	0.5%	0.00%
32	North Valley Bank	1	$2.0M	0.5%	0.00%
33	First-Citizens Bank & Trust Company	1	$2.0M	0.5%	21.06%
34	BankUnited, National Association	2	$1.9M	0.4%	0.00%
35	Associated Bank National Association	2	$1.6M	0.4%	0.00%
36	Newtek Bank, National Association	12	$1.6M	0.4%	0.00%
37	Northwest Bank	2	$1.6M	0.4%	0.00%
38	Bank Michigan	3	$1.5M	0.3%	0.00%
39	Community Choice CU	1	$1.5M	0.3%	0.00%
40	Port 51 Lending LLC	2	$1.4M	0.3%	0.00%
41	Banc of California	3	$1.4M	0.3%	14.33%
42	UniBank	1	$1.3M	0.3%	0.00%
43	Metro Community Development, Inc.	7	$1.2M	0.3%	0.00%
44	Wells Fargo Bank National Association	3	$1.2M	0.3%	0.00%
45	Lake Trust CU	6	$1.2M	0.3%	0.00%
46	EverBank National Association	2	$1.2M	0.3%	0.00%
47	PNC Bank, National Association	11	$1.2M	0.3%	1.40%
48	United Community Bank	3	$1.2M	0.3%	0.00%
49	United FCU	2	$1.2M	0.3%	0.00%
50	US Metro Bank	1	$1.1M	0.3%	0.00%
51	Simmons Bank	1	$1.1M	0.2%	55.56%
52	Citizens Bank, National Association	6	$1.0M	0.2%	1.32%
53	Harvest Small Business Finance, LLC	2	$945K	0.2%	0.00%
54	Horizon Bank	3	$933K	0.2%	0.00%
55	Financial Plus CU	3	$918K	0.2%	0.00%
56	Superior National Bank	2	$887K	0.2%	0.00%
57	Thayer County Bank	1	$825K	0.2%	0.00%
58	Capital Bank, National Association	3	$760K	0.2%	0.00%
59	First National Bank of Pennsylvania	1	$750K	0.2%	0.00%
60	Meridian Bank	1	$675K	0.2%	0.00%
61	Pinnacle Bank	2	$666K	0.2%	0.00%
62	BayFirst National Bank	4	$660K	0.2%	22.72%
63	Northeast Bank	7	$626K	0.1%	0.00%
64	ELGA Credit Union	2	$596K	0.1%	0.00%
65	IncredibleBank	1	$568K	0.1%	0.00%
66	Independent Bank	2	$530K	0.1%	0.00%
67	VelocitySBA, LLC	4	$527K	0.1%	0.00%
68	Stearns Bank National Association	2	$522K	0.1%	0.00%
69	First Financial Bank	1	$495K	0.1%	0.00%
70	Lendistry SBLC, LLC	2	$458K	0.1%	0.00%
71	Stone Bank	1	$402K	0.1%	0.00%
72	Michigan Schools and Government Credit Union	1	$378K	0.1%	0.00%
73	Pathward National Association	1	$348K	0.1%	0.00%
74	Independence Bank	2	$300K	0.1%	88.53%
75	Wildfire Credit Union	1	$266K	0.1%	0.00%
76	First Merchants Bank	2	$250K	0.1%	0.00%
77	Flagstar Bank National Association	2	$240K	0.1%	0.00%
78	Lake Michigan CU	1	$239K	0.1%	0.00%
79	Small Business Bank	1	$219K	0.1%	0.00%
80	Milestone Bank	1	$150K	0.0%	0.00%
81	Heritage Bank Inc	1	$150K	0.0%	0.00%
82	Frankenmuth Credit Union	3	$135K	0.0%	0.00%
83	West Central Development Corporation	2	$102K	0.0%	0.00%
84	Colony Bank	1	$100K	0.0%	0.00%
85	Bank of America, National Association	1	$89K	0.0%	0.00%
86	Capital One National Association	2	$75K	0.0%	29.98%
87	SoFi Bank, National Association	2	$37K	0.0%	0.00%
88	Bank of Hope	1	$10K	0.0%	95.43%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	179	$79.9M	18.7%
2	Health care & social assistance	167	$67.4M	15.8%
3	Construction	182	$40.9M	9.6%
4	Other services	125	$36.2M	8.5%
5	Retail trade	123	$32.7M	7.7%
6	Professional & technical services	121	$32.4M	7.6%
7	Manufacturing	48	$25.0M	5.9%
8	Real estate & leasing	31	$21.7M	5.1%
9	Arts, entertainment & recreation	37	$18.1M	4.2%
10	Retail trade	57	$11.9M	2.8%
11	Wholesale trade	24	$11.7M	2.7%
12	Finance & insurance	24	$9.2M	2.1%
13	Administrative & waste services	64	$8.3M	1.9%
14	Transportation & warehousing	78	$7.3M	1.7%
15	Manufacturing	11	$6.7M	1.6%
16	Manufacturing	19	$5.7M	1.3%
17	Agriculture, forestry & fishing	4	$4.1M	1.0%
18	Transportation & warehousing	4	$3.8M	0.9%
19	Educational services	13	$1.5M	0.3%
20	Utilities	3	$1.2M	0.3%
21	Information	11	$1.1M	0.3%
22	Management of companies	2	$230K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.