Lynx Renard
SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Branch, MI

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

30 institutions have SBA 7(a) loans on record in Branch, together $41.4M across 110 loans. Century Bank and Trust is the largest, with 22% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1Century Bank and Trust24$9.1M22.0%0.00%
2Old National Bank2$4.2M10.2%0.00%
3Shoreham Bank2$3.9M9.5%0.00%
4PromiseOne Bank2$3.3M7.9%0.00%
5Southern Michigan Bank & Trust6$3.0M7.2%0.00%
6Byline Bank4$2.8M6.8%0.00%
7The Huntington National Bank38$2.7M6.6%0.95%
8Sturgis Bank & Trust Company1$2.4M5.7%0.00%
9Legence Bank1$1.6M3.8%0.00%
10PCB Bank1$1.2M2.9%0.00%
11Fulton Bank, National Association1$1.2M2.9%0.00%
12ChoiceOne Bank2$655K1.6%0.00%
13First Merchants Bank2$640K1.5%0.00%
14Northeast Bank3$639K1.5%0.00%
15First Financial Bank1$595K1.4%0.00%
16North State Bank1$572K1.4%0.00%
17Kellogg Community CU3$467K1.1%0.00%
18First National Bank of Michigan1$406K1.0%0.00%
19Horizon Bank1$400K1.0%0.00%
20U.S. Bank, National Association2$398K1.0%0.00%
21Fifth Third Bank1$319K0.8%0.00%
22Lendistry SBLC, LLC1$203K0.5%0.00%
23Celtic Bank Corporation2$200K0.5%0.00%
24BayFirst National Bank1$150K0.4%0.00%
25Independence Bank1$125K0.3%84.90%
26KeyBank National Association2$117K0.3%0.00%
27PNC Bank, National Association1$50K0.1%95.61%
281st Source Bank1$50K0.1%0.00%
29Capital One National Association1$50K0.1%89.50%
30County National Bank1$50K0.1%0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Accommodation & food services9$10.1M24.3%
2Manufacturing9$5.7M13.7%
3Retail trade9$5.3M12.9%
4Health care & social assistance6$3.5M8.4%
5Wholesale trade4$3.1M7.5%
6Other services13$2.3M5.5%
7Construction19$1.9M4.5%
8Real estate & leasing1$1.6M4.0%
9Agriculture, forestry & fishing1$1.6M3.8%
10Transportation & warehousing19$1.5M3.6%
11Manufacturing1$955K2.3%
12Professional & technical services4$948K2.3%
13Finance & insurance4$939K2.3%
14Manufacturing3$932K2.3%
15Administrative & waste services4$730K1.8%
16Retail trade2$205K0.5%
17Arts, entertainment & recreation2$200K0.5%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.