SBA 7(a) lenders in Branch, MI

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

31 institutions have SBA 7(a) loans on record in Branch, together $46.4M across 111 loans. Century Bank and Trust is the largest, with 20% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Century Bank and Trust	24	$9.1M	19.7%	0.00%
2	GBank	1	$5.0M	10.8%	0.00%
3	Old National Bank	2	$4.2M	9.1%	0.00%
4	Shoreham Bank	2	$3.9M	8.4%	0.00%
5	PromiseOne Bank	2	$3.3M	7.0%	0.00%
6	Southern Michigan Bank & Trust	6	$3.0M	6.4%	0.00%
7	Byline Bank	4	$2.8M	6.0%	0.00%
8	The Huntington National Bank	38	$2.7M	5.9%	0.95%
9	Sturgis Bank & Trust Company	1	$2.4M	5.1%	0.00%
10	Legence Bank	1	$1.6M	3.4%	0.00%
11	PCB Bank	1	$1.2M	2.6%	0.00%
12	Fulton Bank, National Association	1	$1.2M	2.5%	0.00%
13	ChoiceOne Bank	2	$655K	1.4%	0.00%
14	First Merchants Bank	2	$640K	1.4%	0.00%
15	Northeast Bank	3	$639K	1.4%	0.00%
16	First Financial Bank	1	$595K	1.3%	0.00%
17	North State Bank	1	$572K	1.2%	0.00%
18	Kellogg Community CU	3	$467K	1.0%	0.00%
19	First National Bank of Michigan	1	$406K	0.9%	0.00%
20	Horizon Bank	1	$400K	0.9%	0.00%
21	U.S. Bank, National Association	2	$398K	0.9%	0.00%
22	Fifth Third Bank	1	$319K	0.7%	0.00%
23	Lendistry SBLC, LLC	1	$203K	0.4%	0.00%
24	Celtic Bank Corporation	2	$200K	0.4%	0.00%
25	BayFirst National Bank	1	$150K	0.3%	0.00%
26	Independence Bank	1	$125K	0.3%	84.90%
27	KeyBank National Association	2	$117K	0.3%	0.00%
28	Capital One National Association	1	$50K	0.1%	89.50%
29	PNC Bank, National Association	1	$50K	0.1%	95.61%
30	1st Source Bank	1	$50K	0.1%	0.00%
31	County National Bank	1	$50K	0.1%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	10	$15.1M	32.4%
2	Manufacturing	9	$5.7M	12.2%
3	Retail trade	9	$5.3M	11.5%
4	Health care & social assistance	6	$3.5M	7.5%
5	Wholesale trade	4	$3.1M	6.7%
6	Other services	13	$2.3M	4.9%
7	Construction	19	$1.9M	4.0%
8	Real estate & leasing	1	$1.6M	3.5%
9	Agriculture, forestry & fishing	1	$1.6M	3.4%
10	Transportation & warehousing	19	$1.5M	3.2%
11	Manufacturing	1	$955K	2.1%
12	Professional & technical services	4	$948K	2.0%
13	Finance & insurance	4	$939K	2.0%
14	Manufacturing	3	$932K	2.0%
15	Administrative & waste services	4	$730K	1.6%
16	Retail trade	2	$205K	0.4%
17	Arts, entertainment & recreation	2	$200K	0.4%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.