Lynx Renard
SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Berrien, MI

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

56 institutions have SBA 7(a) loans on record in Berrien, together $195.8M across 548 loans. The Huntington National Bank is the largest, with 14% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1The Huntington National Bank104$28.1M14.4%0.41%
2Horizon Bank115$25.0M12.8%0.00%
3United FCU51$23.5M12.0%0.23%
41st Source Bank104$15.1M7.7%0.40%
5Everwise Credit Union8$9.5M4.9%0.00%
6Byline Bank6$7.4M3.8%0.00%
7Shoreham Bank3$5.7M2.9%0.00%
8Live Oak Banking Company7$5.5M2.8%18.93%
9Fifth Third Bank17$5.4M2.8%0.00%
10Stearns Bank National Association2$5.1M2.6%0.00%
11Lake City Bank4$4.5M2.3%0.00%
12Old National Bank4$4.1M2.1%0.00%
13JPMorgan Chase Bank, National Association25$3.8M1.9%1.11%
14GBank1$3.5M1.8%0.00%
15SouthState Bank, National Association3$3.4M1.8%0.00%
16Millennium Bank3$3.1M1.6%0.00%
17Honor CU9$2.9M1.5%0.00%
18Kellogg Community CU3$2.6M1.3%0.00%
19Wells Fargo Bank National Association6$2.6M1.3%0.00%
20CIBC Bank USA4$2.4M1.2%0.00%
21Mission Valley Bank1$2.3M1.2%0.00%
22First Bank of the Lake1$2.1M1.1%0.00%
23Arbor Financial Credit Union3$2.1M1.1%16.02%
24U.S. Bank, National Association1$2.0M1.0%0.00%
25Newtek Small Business Finance, Inc.2$1.9M1.0%65.50%
26Celtic Bank Corporation2$1.7M0.9%8.02%
27Omni Community Credit Union2$1.7M0.9%0.00%
28First Western SBLC, LLC1$1.6M0.8%0.00%
29First Merchants Bank1$1.5M0.8%0.00%
30ChoiceOne Bank2$1.4M0.7%0.00%
31Banc of California2$1.2M0.6%0.00%
32Capitol National Bank5$1.2M0.6%0.00%
33Newtek Bank, National Association4$1.0M0.5%0.00%
34First National Bank of Pennsylvania1$999K0.5%0.00%
35Heritage Bank Inc1$990K0.5%0.00%
36PNC Bank, National Association4$946K0.5%0.00%
37Northeast Bank4$872K0.4%0.00%
38Hanmi Bank1$828K0.4%0.00%
39BayFirst National Bank5$684K0.3%42.53%
40Independence Bank5$675K0.3%43.03%
41Columbia Bank1$600K0.3%46.25%
42TS Bank1$584K0.3%0.00%
43Readycap Lending, LLC2$520K0.3%0.00%
44Centier Bank2$483K0.2%0.00%
45Macatawa Bank, National Association1$464K0.2%0.00%
46Greenstone Farm Credit Services, ACA1$441K0.2%0.00%
47Encore Bank1$379K0.2%0.00%
48North State Bank1$371K0.2%0.00%
49KeyBank National Association2$362K0.2%0.00%
50Northwest Bank1$130K0.1%0.00%
51FinWise Bank1$122K0.1%0.00%
52Signature Bank1$100K0.1%0.00%
53CDC Small Business Finance Corp.1$65K0.0%0.00%
54Bank of America, National Association1$50K0.0%0.00%
55Popular Bank1$40K0.0%0.00%
56VelocitySBA, LLC3$35K0.0%0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Accommodation & food services91$62.9M32.1%
2Manufacturing65$27.0M13.8%
3Retail trade47$16.5M8.4%
4Other services44$11.7M6.0%
5Construction60$11.3M5.8%
6Professional & technical services41$10.6M5.4%
7Manufacturing23$9.2M4.7%
8Health care & social assistance42$8.4M4.3%
9Administrative & waste services25$7.7M3.9%
10Real estate & leasing15$7.5M3.8%
11Wholesale trade20$7.4M3.8%
12Arts, entertainment & recreation15$4.3M2.2%
13Manufacturing6$4.1M2.1%
14Agriculture, forestry & fishing7$3.1M1.6%
15Retail trade23$2.7M1.4%
16Educational services5$597K0.3%
17Transportation & warehousing14$590K0.3%
18Finance & insurance4$215K0.1%
19Utilities1$88K0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.