SBA 7(a) lenders in Barry, MI

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

30 institutions have SBA 7(a) loans on record in Barry, together $47.5M across 178 loans. Highpoint Community Bank is the largest, with 22% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Highpoint Community Bank	60	$10.5M	22.0%	0.00%
2	The Huntington National Bank	68	$9.8M	20.7%	0.00%
3	Old National Bank	5	$5.0M	10.5%	0.00%
4	Fifth Third Bank	6	$4.3M	9.1%	0.00%
5	First National Bank of Pennsylvania	1	$3.1M	6.4%	0.00%
6	Columbia Bank	3	$2.5M	5.3%	0.00%
7	ChoiceOne Bank	2	$2.0M	4.2%	0.00%
8	Commercial Bank	3	$2.0M	4.1%	0.00%
9	First Bank	1	$1.7M	3.6%	0.00%
10	Arbor Financial Credit Union	2	$1.6M	3.3%	0.00%
11	Wells Fargo Bank National Association	1	$1.3M	2.6%	66.47%
12	Southern Michigan Bank & Trust	2	$1.0M	2.1%	0.00%
13	Horizon Bank	1	$347K	0.7%	0.00%
14	Northeast Bank	3	$330K	0.7%	0.00%
15	Michigan Schools and Government Credit Union	1	$310K	0.7%	0.00%
16	Lake Trust CU	2	$280K	0.6%	0.00%
17	TowneBank	1	$235K	0.5%	0.00%
18	1st Source Bank	3	$195K	0.4%	0.00%
19	Kellogg Community CU	1	$169K	0.4%	0.00%
20	Newtek Bank, National Association	1	$150K	0.3%	0.00%
21	Celtic Bank Corporation	1	$150K	0.3%	0.00%
22	United Midwest Savings Bank National Association	1	$126K	0.3%	83.77%
23	Beacon Bank and Trust	1	$125K	0.3%	0.00%
24	Community Choice CU	1	$100K	0.2%	97.36%
25	PFCU	1	$90K	0.2%	0.00%
26	Bank of America, National Association	1	$75K	0.2%	72.31%
27	PNC Bank, National Association	1	$72K	0.2%	0.00%
28	Union Bank	1	$50K	0.1%	0.00%
29	JPMorgan Chase Bank, National Association	2	$35K	0.1%	0.00%
30	Readycap Lending, LLC	1	$25K	0.1%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Retail trade	24	$9.4M	19.9%
2	Manufacturing	6	$8.2M	17.2%
3	Other services	23	$5.5M	11.7%
4	Accommodation & food services	22	$4.9M	10.2%
5	Administrative & waste services	16	$4.2M	8.8%
6	Transportation & warehousing	17	$3.7M	7.7%
7	Construction	24	$2.9M	6.2%
8	Health care & social assistance	11	$2.1M	4.3%
9	Manufacturing	8	$1.9M	3.9%
10	Professional & technical services	4	$1.6M	3.4%
11	Wholesale trade	6	$1.4M	2.9%
12	Real estate & leasing	6	$578K	1.2%
13	Arts, entertainment & recreation	4	$530K	1.1%
14	Retail trade	2	$210K	0.4%
15	Agriculture, forestry & fishing	3	$201K	0.4%
16	Finance & insurance	1	$169K	0.4%
17	Educational services	1	$120K	0.3%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.