SBA 7(a) lenders in Lincoln, ME
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
21 institutions have SBA 7(a) loans on record in Lincoln, together $14.5M across 89 loans. Maine Community Bank is the largest, with 23% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Maine Community Bank | 11 | $3.4M | 23.4% | 0.00% |
| 2 | First National Bank | 3 | $2.4M | 16.5% | 0.00% |
| 3 | Camden National Bank | 21 | $2.3M | 15.6% | 14.21% |
| 4 | KeyBank National Association | 7 | $2.0M | 13.8% | 0.00% |
| 5 | Bangor Savings Bank | 7 | $740K | 5.1% | 0.00% |
| 6 | Bath Savings Institution | 8 | $584K | 4.0% | 0.00% |
| 7 | TD Bank, National Association | 12 | $527K | 3.6% | 0.00% |
| 8 | Katahdin Trust Company | 1 | $515K | 3.5% | 0.00% |
| 9 | Northeast Bank | 2 | $450K | 3.1% | 0.00% |
| 10 | Androscoggin Savings Bank | 3 | $276K | 1.9% | 14.43% |
| 11 | Manufacturers and Traders Trust Company | 1 | $219K | 1.5% | 0.00% |
| 12 | BayFirst National Bank | 2 | $213K | 1.5% | 0.00% |
| 13 | Shoreham Bank | 1 | $180K | 1.2% | 0.00% |
| 14 | Eastern Maine Development Corporation | 2 | $180K | 1.2% | 0.00% |
| 15 | Primary Bank | 1 | $175K | 1.2% | 0.00% |
| 16 | Heritage Bank Inc | 1 | $145K | 1.0% | 0.00% |
| 17 | Norway Savings Bank | 2 | $120K | 0.8% | 0.00% |
| 18 | Readycap Lending, LLC | 1 | $37K | 0.3% | 0.00% |
| 19 | Capital One National Association | 1 | $35K | 0.2% | 0.00% |
| 20 | Citizens Bank, National Association | 1 | $30K | 0.2% | 0.00% |
| 21 | Kennebunk Savings Bank | 1 | $30K | 0.2% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Accommodation & food services | 13 | $3.4M | 23.4% |
| 2 | Retail trade | 14 | $3.0M | 20.8% |
| 3 | Manufacturing | 8 | $1.8M | 12.6% |
| 4 | Construction | 10 | $1.3M | 9.3% |
| 5 | Manufacturing | 8 | $1.3M | 8.7% |
| 6 | Agriculture, forestry & fishing | 8 | $833K | 5.7% |
| 7 | Arts, entertainment & recreation | 4 | $765K | 5.3% |
| 8 | Retail trade | 4 | $703K | 4.8% |
| 9 | Other services | 5 | $418K | 2.9% |
| 10 | Mining & extraction | 1 | $300K | 2.1% |
| 11 | Health care & social assistance | 5 | $279K | 1.9% |
| 12 | Professional & technical services | 5 | $205K | 1.4% |
| 13 | Wholesale trade | 2 | $150K | 1.0% |
| 14 | Manufacturing | 1 | $20K | 0.1% |
| 15 | Administrative & waste services | 1 | $7K | 0.0% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.