Lynx Renard
SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Barnstable, MA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

85 institutions have SBA 7(a) loans on record in Barnstable, together $305.7M across 1,703 loans. Eastern Bank is the largest, with 16% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1Eastern Bank593$48.7M15.9%5.40%
2The Cape Cod Five Cents Savings Bank240$36.5M11.9%1.51%
3Rockland Trust Company178$30.5M10.0%0.79%
4TD Bank, National Association223$24.3M8.0%0.79%
5Citizens Bank, National Association89$21.5M7.0%1.38%
6Cape and Coast Bank44$17.3M5.7%0.00%
7Santander Bank, National Association50$9.4M3.1%0.92%
8Live Oak Banking Company9$7.4M2.4%0.00%
9Bank Five Nine3$6.7M2.2%0.00%
10Celtic Bank Corporation13$6.6M2.2%0.00%
11SouthState Bank, National Association2$5.3M1.7%0.00%
12Newtek Bank, National Association7$5.2M1.7%0.00%
13Beacon Bank and Trust6$5.1M1.7%0.00%
14Wells Fargo Bank National Association13$4.8M1.6%0.00%
15Northern Bank and Trust Company3$4.6M1.5%0.00%
16Newtek Small Business Finance, LLC7$4.5M1.5%0.00%
17Cambridge Savings Bank10$4.2M1.4%0.00%
18Northwest Bank3$3.9M1.3%0.00%
19Northeast Bank29$3.8M1.3%1.96%
20Happen Bank8$3.2M1.0%5.82%
21BayFirst National Bank15$3.2M1.0%3.57%
22Pathward National Association1$3.0M1.0%0.00%
23Customers Bank5$2.8M0.9%0.00%
24The Huntington National Bank8$2.8M0.9%4.29%
25Bank of America, National Association12$2.5M0.8%1.36%
26FMS Bank1$2.2M0.7%0.00%
27North Easton Savings Bank2$2.0M0.7%0.00%
28Harvest Small Business Finance, LLC5$2.0M0.7%0.00%
29North State Bank1$1.9M0.6%0.00%
30Leader Bank, National Association3$1.8M0.6%0.00%
31Banc of California2$1.7M0.5%0.00%
32Gulf Coast Bank and Trust Company2$1.5M0.5%0.00%
33City Bank & Trust Co.1$1.5M0.5%0.00%
34Seamen's Bank7$1.5M0.5%0.00%
35Bristol County Savings Bank1$1.4M0.5%0.00%
36Cape & Islands Community Development, Inc.9$1.3M0.4%0.00%
37Byline Bank2$1.1M0.4%0.00%
38Avidia Bank4$920K0.3%0.00%
39Readycap Lending, LLC10$863K0.3%22.06%
40MASSACHUSETTS BUSINESS1$850K0.3%0.00%
41BankNewport1$846K0.3%0.00%
42United Midwest Savings Bank National Association4$805K0.3%0.00%
43Titan Bank, National Association1$783K0.3%0.00%
44CenTrust Bank, A Division of SmartBiz Bank National Association3$700K0.2%0.00%
45Fall River Five Cents Savings Bank d/b/a BankFive5$685K0.2%0.00%
46South Shore Bank6$681K0.2%23.18%
47Manufacturers and Traders Trust Company5$614K0.2%0.00%
48Martha's Vineyard Bank3$605K0.2%0.00%
49TruNorth Bank1$600K0.2%0.00%
50Lendistry SBLC, LLC2$600K0.2%0.00%
51Salem Five Cents Savings Bank3$590K0.2%0.00%
52Merchants Bank of Indiana1$520K0.2%0.00%
53FinWise Bank1$500K0.2%0.00%
54Community First Bank of Indiana1$500K0.2%0.00%
55U.S. Bank, National Association1$495K0.2%0.00%
56Shoreham Bank2$475K0.2%0.00%
57First Bank1$406K0.1%0.00%
58Genesis Bank1$400K0.1%0.00%
59Five Star Bank2$400K0.1%44.63%
60Cornerstone Bank2$380K0.1%0.00%
61Fund-Ex Solutions Group, LLC1$350K0.1%0.00%
62Truist Bank1$300K0.1%0.00%
63TruNorth Bank1$290K0.1%0.00%
64Simmons Bank2$256K0.1%59.48%
65Needham Bank1$250K0.1%0.00%
66Capital Bank, National Association1$230K0.1%0.00%
67Patriot Bank, National Association1$200K0.1%0.00%
68Ascendus, Inc.2$199K0.1%0.00%
69South Eastern Economic Development Corporation2$185K0.1%0.00%
70MutualOne Bank1$150K0.0%0.00%
71Independence Bank1$150K0.0%89.43%
72Monson Savings Bank2$150K0.0%0.00%
73First Merchants Bank1$150K0.0%0.00%
74Vision One CU1$150K0.0%0.00%
75Service FCU2$121K0.0%0.00%
76Bath Savings Institution1$120K0.0%0.00%
77BankGloucester1$100K0.0%0.00%
78Capital One National Association2$65K0.0%0.00%
79MountainOne Bank1$50K0.0%0.00%
80UniBank for Savings1$50K0.0%0.00%
81St. Mary's CU3$49K0.0%0.00%
82Mechanics Cooperative Bank1$40K0.0%0.00%
83VelocitySBA, LLC3$25K0.0%34.24%
84Community Bank, A Massachusetts Co-operative Bank, The1$25K0.0%0.00%
85JPMorgan Chase Bank, National Association1$10K0.0%0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Accommodation & food services252$71.6M23.4%
2Retail trade154$43.4M14.2%
3Construction301$40.1M13.1%
4Professional & technical services218$34.8M11.4%
5Health care & social assistance94$19.4M6.4%
6Administrative & waste services169$17.0M5.6%
7Other services137$11.7M3.8%
8Wholesale trade46$9.5M3.1%
9Arts, entertainment & recreation41$9.2M3.0%
10Transportation & warehousing38$9.0M2.9%
11Retail trade63$7.8M2.5%
12Finance & insurance29$5.5M1.8%
13Agriculture, forestry & fishing43$5.4M1.8%
14Information14$4.7M1.6%
15Manufacturing28$4.6M1.5%
16Real estate & leasing29$4.5M1.5%
17Manufacturing21$3.4M1.1%
18Educational services8$2.3M0.8%
19Manufacturing14$696K0.2%
20Transportation & warehousing1$600K0.2%
21Mining & extraction1$200K0.1%
22Utilities2$200K0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.