SBA 7(a) lenders in Barnstable, MA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

84 institutions have SBA 7(a) loans on record in Barnstable, together $298.0M across 1,689 loans. Eastern Bank is the largest, with 16% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Eastern Bank	591	$48.5M	16.3%	4.65%
2	The Cape Cod Five Cents Savings Bank	238	$32.6M	11.0%	1.55%
3	Rockland Trust Company	178	$30.5M	10.2%	0.79%
4	TD Bank, National Association	220	$24.2M	8.1%	0.72%
5	Citizens Bank, National Association	88	$21.0M	7.1%	1.41%
6	Cape and Coast Bank	44	$17.3M	5.8%	0.00%
7	Live Oak Banking Company	9	$7.4M	2.5%	0.00%
8	Webster Bank National Association	13	$6.8M	2.3%	0.00%
9	Bank Five Nine	3	$6.7M	2.3%	0.00%
10	Celtic Bank Corporation	13	$6.6M	2.2%	0.00%
11	SouthState Bank, National Association	2	$5.3M	1.8%	0.00%
12	Newtek Bank, National Association	7	$5.2M	1.8%	0.00%
13	Beacon Bank and Trust	6	$5.1M	1.7%	0.00%
14	Wells Fargo Bank National Association	13	$4.8M	1.6%	0.00%
15	Northern Bank and Trust Company	3	$4.6M	1.5%	0.00%
16	Newtek Small Business Finance, Inc.	7	$4.5M	1.5%	0.00%
17	Cambridge Savings Bank	10	$4.2M	1.4%	0.00%
18	Northwest Bank	3	$3.9M	1.3%	0.00%
19	Northeast Bank	29	$3.8M	1.3%	1.96%
20	Happen Bank	8	$3.2M	1.1%	5.82%
21	BayFirst National Bank	15	$3.2M	1.1%	3.57%
22	Pathward National Association	1	$3.0M	1.0%	0.00%
23	Customers Bank	5	$2.8M	0.9%	0.00%
24	Santander Bank, National Association	37	$2.7M	0.9%	3.26%
25	Bank of America, National Association	12	$2.5M	0.8%	1.36%
26	The Huntington National Bank	6	$2.3M	0.8%	5.12%
27	North Easton Savings Bank	2	$2.0M	0.7%	0.00%
28	North State Bank	1	$1.9M	0.6%	0.00%
29	Leader Bank, National Association	3	$1.8M	0.6%	0.00%
30	Harvest Small Business Finance, LLC	4	$1.7M	0.6%	0.00%
31	Banc of California	2	$1.7M	0.6%	0.00%
32	Gulf Coast Bank and Trust Company	2	$1.5M	0.5%	0.00%
33	City Bank & Trust Co.	1	$1.5M	0.5%	0.00%
34	Seamen's Bank	7	$1.5M	0.5%	0.00%
35	Bristol County Savings Bank	1	$1.4M	0.5%	0.00%
36	Cape & Islands Community Development, Inc.	9	$1.3M	0.4%	0.00%
37	Byline Bank	2	$1.1M	0.4%	0.00%
38	Avidia Bank	4	$920K	0.3%	0.00%
39	TruNorth Bank	2	$890K	0.3%	0.00%
40	Readycap Lending, LLC	10	$863K	0.3%	22.06%
41	MASSACHUSETTS BUSINESS	1	$850K	0.3%	0.00%
42	BankNewport	1	$846K	0.3%	0.00%
43	United Midwest Savings Bank National Association	4	$805K	0.3%	0.00%
44	Titan Bank, National Association	1	$783K	0.3%	0.00%
45	Fall River Five Cents Savings Bank d/b/a BankFive	5	$685K	0.2%	0.00%
46	South Shore Bank	6	$681K	0.2%	23.18%
47	Manufacturers and Traders Trust Company	5	$614K	0.2%	0.00%
48	Martha's Vineyard Bank	3	$605K	0.2%	0.00%
49	Lendistry SBLC, LLC	2	$600K	0.2%	0.00%
50	Salem Five Cents Savings Bank	3	$590K	0.2%	0.00%
51	Merchants Bank of Indiana	1	$520K	0.2%	0.00%
52	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$500K	0.2%	0.00%
53	Community First Bank of Indiana	1	$500K	0.2%	0.00%
54	FinWise Bank	1	$500K	0.2%	0.00%
55	U.S. Bank, National Association	1	$495K	0.2%	0.00%
56	Shoreham Bank	2	$475K	0.2%	0.00%
57	First Bank	1	$406K	0.1%	0.00%
58	Genesis Bank	1	$400K	0.1%	0.00%
59	Five Star Bank	2	$400K	0.1%	44.63%
60	Cornerstone Bank	2	$380K	0.1%	0.00%
61	Fund-Ex Solutions Group, LLC	1	$350K	0.1%	0.00%
62	Truist Bank	1	$300K	0.1%	0.00%
63	Simmons Bank	2	$256K	0.1%	59.48%
64	Needham Bank	1	$250K	0.1%	0.00%
65	Capital Bank, National Association	1	$230K	0.1%	0.00%
66	Patriot Bank, National Association	1	$200K	0.1%	0.00%
67	Ascendus, Inc.	2	$199K	0.1%	0.00%
68	Vision One CU	1	$150K	0.1%	0.00%
69	Monson Savings Bank	2	$150K	0.1%	0.00%
70	Independence Bank	1	$150K	0.1%	89.43%
71	MutualOne Bank	1	$150K	0.1%	0.00%
72	First Merchants Bank	1	$150K	0.1%	0.00%
73	South Eastern Economic Development Corporation	1	$125K	0.0%	0.00%
74	Service FCU	2	$121K	0.0%	0.00%
75	Bath Savings Institution	1	$120K	0.0%	0.00%
76	BankGloucester	1	$100K	0.0%	0.00%
77	Capital One National Association	2	$65K	0.0%	0.00%
78	UniBank for Savings	1	$50K	0.0%	0.00%
79	MountainOne Bank	1	$50K	0.0%	0.00%
80	St. Mary's CU	3	$49K	0.0%	0.00%
81	Mechanics Cooperative Bank	1	$40K	0.0%	0.00%
82	VelocitySBA, LLC	3	$25K	0.0%	34.24%
83	Community Bank, A Massachusetts Co-operative Bank, The	1	$25K	0.0%	0.00%
84	JPMorgan Chase Bank, National Association	1	$10K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	251	$71.6M	24.0%
2	Retail trade	154	$43.4M	14.6%
3	Construction	298	$37.5M	12.6%
4	Professional & technical services	215	$31.4M	10.5%
5	Health care & social assistance	92	$19.0M	6.4%
6	Administrative & waste services	168	$17.0M	5.7%
7	Other services	136	$11.7M	3.9%
8	Arts, entertainment & recreation	41	$9.2M	3.1%
9	Wholesale trade	45	$9.0M	3.0%
10	Transportation & warehousing	38	$9.0M	3.0%
11	Retail trade	63	$7.8M	2.6%
12	Finance & insurance	29	$5.5M	1.8%
13	Agriculture, forestry & fishing	42	$5.4M	1.8%
14	Manufacturing	28	$4.6M	1.5%
15	Real estate & leasing	29	$4.5M	1.5%
16	Information	13	$4.1M	1.4%
17	Manufacturing	21	$3.4M	1.1%
18	Educational services	8	$2.3M	0.8%
19	Manufacturing	14	$696K	0.2%
20	Transportation & warehousing	1	$600K	0.2%
21	Mining & extraction	1	$200K	0.1%
22	Utilities	2	$200K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.