SBA 7(a) lenders in Wayne, IN
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
21 institutions have SBA 7(a) loans on record in Wayne, together $71.6M across 139 loans. Three Rivers Federal Credit Union is the largest, with 32% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Three Rivers Federal Credit Union | 27 | $22.9M | 32.0% | 38.65% |
| 2 | GBank | 2 | $8.4M | 11.7% | 0.00% |
| 3 | The Huntington National Bank | 10 | $6.5M | 9.0% | 0.00% |
| 4 | First Bank Richmond | 10 | $3.9M | 5.5% | 28.73% |
| 5 | First Merchants Bank | 4 | $3.8M | 5.3% | 0.00% |
| 6 | KeyBank National Association | 2 | $3.8M | 5.3% | 0.00% |
| 7 | U.S. Bank, National Association | 32 | $3.6M | 5.1% | 1.00% |
| 8 | First Western SBLC, LLC | 2 | $3.1M | 4.4% | 0.00% |
| 9 | Live Oak Banking Company | 3 | $2.7M | 3.7% | 0.00% |
| 10 | Wayne Bank and Trust Co | 15 | $2.1M | 2.9% | 6.60% |
| 11 | First Financial Bank | 15 | $1.9M | 2.6% | 0.00% |
| 12 | Celtic Bank Corporation | 2 | $1.6M | 2.2% | 0.00% |
| 13 | Old National Bank | 2 | $1.2M | 1.7% | 0.00% |
| 14 | Wells Fargo Bank National Association | 1 | $1.2M | 1.7% | 0.00% |
| 15 | Shoreham Bank | 1 | $1.2M | 1.7% | 0.00% |
| 16 | Bank of Hope | 2 | $1.2M | 1.7% | 0.00% |
| 17 | The Farmers National Bank of Canfield | 2 | $1.0M | 1.4% | 0.00% |
| 18 | United Midwest Savings Bank National Association | 1 | $972K | 1.4% | 0.00% |
| 19 | JPMorgan Chase Bank, National Association | 3 | $350K | 0.5% | 0.00% |
| 20 | CenTrust Bank, A Division of SmartBiz Bank National Association | 1 | $270K | 0.4% | 0.00% |
| 21 | VelocitySBA, LLC | 2 | $20K | 0.0% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Accommodation & food services | 36 | $30.3M | 42.3% |
| 2 | Manufacturing | 4 | $5.9M | 8.3% |
| 3 | Wholesale trade | 7 | $5.7M | 7.9% |
| 4 | Retail trade | 8 | $5.6M | 7.8% |
| 5 | Other services | 18 | $5.0M | 6.9% |
| 6 | Construction | 16 | $3.0M | 4.2% |
| 7 | Administrative & waste services | 4 | $2.6M | 3.7% |
| 8 | Manufacturing | 6 | $2.5M | 3.5% |
| 9 | Arts, entertainment & recreation | 2 | $2.0M | 2.7% |
| 10 | Manufacturing | 9 | $1.8M | 2.5% |
| 11 | Real estate & leasing | 3 | $1.6M | 2.3% |
| 12 | Retail trade | 8 | $1.5M | 2.1% |
| 13 | Professional & technical services | 9 | $1.4M | 1.9% |
| 14 | Health care & social assistance | 3 | $1.4M | 1.9% |
| 15 | Transportation & warehousing | 5 | $1.2M | 1.6% |
| 16 | Agriculture, forestry & fishing | 1 | $188K | 0.3% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.