SBA 7(a) lenders in Johnson, IN

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

80 institutions have SBA 7(a) loans on record in Johnson, together $225.8M across 901 loans. The Huntington National Bank is the largest, with 23% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	The Huntington National Bank	428	$51.9M	23.0%	4.32%
2	First Financial Bank	59	$16.8M	7.5%	1.07%
3	Horizon Bank	34	$15.8M	7.0%	5.79%
4	Live Oak Banking Company	8	$9.5M	4.2%	0.00%
5	OakStar Bank	9	$8.5M	3.8%	0.00%
6	Stock Yards Bank & Trust Company	13	$7.0M	3.1%	0.00%
7	Fifth Third Bank	14	$6.4M	2.8%	0.00%
8	Wells Fargo Bank National Association	10	$6.0M	2.6%	5.33%
9	Readycap Lending, LLC	6	$5.8M	2.6%	12.49%
10	KeyBank National Association	26	$5.6M	2.5%	0.16%
11	First Merchants Bank	29	$5.1M	2.2%	3.12%
12	Newtek Small Business Finance, Inc.	5	$4.9M	2.2%	0.00%
13	Byline Bank	4	$4.5M	2.0%	0.00%
14	1st Source Bank	2	$3.9M	1.7%	0.00%
15	JPMorgan Chase Bank, National Association	35	$3.9M	1.7%	2.71%
16	Centier Bank	4	$3.7M	1.7%	0.00%
17	United Midwest Savings Bank National Association	11	$3.7M	1.6%	0.00%
18	Merchants Bank of Indiana	7	$3.6M	1.6%	0.00%
19	German American Bank	3	$3.2M	1.4%	0.00%
20	First Internet Bank of Indiana	5	$3.2M	1.4%	0.00%
21	Busey Bank	2	$3.0M	1.3%	0.00%
22	PNC Bank, National Association	26	$2.9M	1.3%	5.44%
23	BMO Bank National Association	19	$2.7M	1.2%	1.34%
24	Mutual Savings Bank	8	$2.6M	1.2%	0.00%
25	First Bank of the Lake	2	$2.4M	1.1%	0.00%
26	Old National Bank	3	$2.4M	1.1%	0.00%
27	BayFirst National Bank	13	$2.4M	1.0%	0.00%
28	Northwest Bank	2	$2.3M	1.0%	7.27%
29	Popular Bank	2	$2.0M	0.9%	0.00%
30	Celtic Bank Corporation	3	$2.0M	0.9%	0.00%
31	The Bancorp Bank National Association	3	$1.7M	0.7%	6.21%
32	Greenfield Banking Company	1	$1.7M	0.7%	0.00%
33	First Bank of Central Ohio	1	$1.5M	0.7%	0.00%
34	Regions Bank	2	$1.5M	0.6%	0.00%
35	Columbia Bank	2	$1.4M	0.6%	25.14%
36	State Bank	5	$1.3M	0.6%	0.00%
37	Wilmington Savings Fund Society FSB	1	$1.2M	0.5%	0.00%
38	Bank Five Nine	2	$1.1M	0.5%	0.00%
39	American Momentum Bank	2	$995K	0.4%	0.00%
40	Flagship Enterprise Center, Inc. (dba Bankable)	7	$932K	0.4%	0.00%
41	Northeast Bank	8	$886K	0.4%	0.00%
42	FinWise Bank	1	$850K	0.4%	0.00%
43	BankUnited, National Association	1	$840K	0.4%	0.00%
44	The Farmers Bank, Frankfort, Indiana	2	$771K	0.3%	0.00%
45	Citizens Bank	1	$683K	0.3%	0.00%
46	Citizens Bank	4	$607K	0.3%	0.00%
47	Newtek Bank, National Association	5	$582K	0.3%	0.00%
48	Five Star Bank	2	$580K	0.3%	0.00%
49	Indiana Members CU	2	$550K	0.2%	0.00%
50	Lake City Bank	6	$537K	0.2%	0.00%
51	First Business Bank	1	$489K	0.2%	0.00%
52	Home Bank, SB	3	$480K	0.2%	0.00%
53	Citizens State Bank of New Castle	2	$450K	0.2%	0.00%
54	IncredibleBank	1	$432K	0.2%	0.00%
55	First National Bank	2	$400K	0.2%	24.83%
56	Financial Center First CU	2	$390K	0.2%	0.00%
57	Centennial Bank	1	$375K	0.2%	0.00%
58	SouthState Bank, National Association	1	$360K	0.2%	0.00%
59	DeMotte State Bank	1	$360K	0.2%	110.14%
60	PromiseOne Bank	1	$350K	0.2%	0.00%
61	Mechanics and Farmers Bank	1	$333K	0.1%	0.00%
62	Southern Bank	1	$312K	0.1%	0.00%
63	Bank of America, National Association	1	$300K	0.1%	0.00%
64	The North Salem State Bank	1	$284K	0.1%	0.00%
65	East West Bank	1	$270K	0.1%	0.00%
66	STAR Financial Bank	2	$260K	0.1%	0.00%
67	Hendricks County Bank and Trust Company	2	$259K	0.1%	0.00%
68	Federal Deposit Insurance Corporation	1	$245K	0.1%	89.40%
69	T Bank, National Association	1	$241K	0.1%	0.00%
70	Village Bank and Trust, National Association	1	$234K	0.1%	0.00%
71	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$205K	0.1%	0.00%
72	Optus Bank	1	$203K	0.1%	0.00%
73	Stearns Bank National Association	1	$150K	0.1%	0.00%
74	The National Bank of Indianapolis	2	$150K	0.1%	0.00%
75	First Farmers Bank and Trust Co	1	$146K	0.1%	0.00%
76	VelocitySBA, LLC	11	$95K	0.0%	32.76%
77	Citizens Bank, National Association	3	$78K	0.0%	0.00%
78	Jackson County Bank	1	$75K	0.0%	44.39%
79	U.S. Bank, National Association	1	$50K	0.0%	0.00%
80	Zions Bank, A Division of	1	$50K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	71	$29.0M	12.9%
2	Transportation & warehousing	279	$23.7M	10.5%
3	Retail trade	50	$22.3M	9.9%
4	Health care & social assistance	56	$21.4M	9.5%
5	Construction	101	$19.8M	8.7%
6	Other services	70	$19.7M	8.7%
7	Wholesale trade	17	$17.1M	7.6%
8	Professional & technical services	63	$14.4M	6.4%
9	Administrative & waste services	43	$13.4M	5.9%
10	Real estate & leasing	26	$10.5M	4.6%
11	Arts, entertainment & recreation	29	$10.1M	4.5%
12	Manufacturing	19	$6.1M	2.7%
13	Finance & insurance	19	$4.4M	2.0%
14	Manufacturing	8	$4.4M	1.9%
15	Manufacturing	13	$3.4M	1.5%
16	Retail trade	23	$2.4M	1.1%
17	Educational services	11	$1.7M	0.7%
18	Transportation & warehousing	1	$1.5M	0.7%
19	Agriculture, forestry & fishing	1	$275K	0.1%
20	Utilities	1	$150K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.