SBA 7(a) lenders in Howard, IN

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

34 institutions have SBA 7(a) loans on record in Howard, together $98.0M across 197 loans. Community First Bank of Indiana is the largest, with 36% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Community First Bank of Indiana	63	$35.4M	36.2%	8.15%
2	First Farmers Bank and Trust Co	21	$10.7M	10.9%	0.00%
3	Live Oak Banking Company	8	$7.6M	7.8%	0.00%
4	First Bank of the Lake	2	$6.3M	6.5%	0.00%
5	First Internet Bank of Indiana	2	$4.3M	4.4%	0.00%
6	Wells Fargo Bank National Association	6	$3.7M	3.8%	0.00%
7	The Huntington National Bank	20	$3.7M	3.7%	1.86%
8	First Western SBLC, LLC	2	$3.5M	3.6%	0.00%
9	Celtic Bank Corporation	2	$2.7M	2.7%	0.00%
10	East West Bank	2	$2.2M	2.3%	0.00%
11	STAR Financial Bank	16	$2.0M	2.0%	0.00%
12	Centier Bank	5	$1.9M	1.9%	0.00%
13	Merchants Bank of Indiana	1	$1.9M	1.9%	0.00%
14	Ameris Bank	1	$1.8M	1.9%	0.00%
15	KeyBank National Association	10	$1.7M	1.7%	0.00%
16	Horizon Bank	4	$1.6M	1.6%	0.00%
17	Loyal Trust Bank	2	$1.4M	1.4%	0.00%
18	Byline Bank	1	$950K	1.0%	0.00%
19	Flagship Enterprise Center, Inc. (dba Bankable)	6	$724K	0.7%	0.00%
20	Old National Bank	2	$720K	0.7%	0.00%
21	Security Federal Savings Bank	2	$675K	0.7%	0.00%
22	Bank Five Nine	1	$630K	0.6%	0.00%
23	Stearns Bank National Association	1	$315K	0.3%	0.00%
24	State Bank	1	$250K	0.3%	0.00%
25	Seacoast National Bank	1	$250K	0.3%	0.00%
26	Northeast Bank	2	$225K	0.2%	0.00%
27	First Federal Savings Bank	2	$180K	0.2%	0.00%
28	PNC Bank, National Association	4	$162K	0.2%	0.00%
29	Peoples Bank	2	$150K	0.2%	0.00%
30	1st Source Bank	1	$147K	0.1%	0.00%
31	Newtek Bank, National Association	1	$75K	0.1%	0.00%
32	Readycap Lending, LLC	1	$50K	0.1%	0.00%
33	Financial Center First CU	1	$50K	0.1%	0.00%
34	U.S. Bank, National Association	1	$8K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	32	$23.5M	24.0%
2	Health care & social assistance	17	$9.9M	10.1%
3	Retail trade	15	$8.7M	8.9%
4	Construction	18	$8.4M	8.6%
5	Other services	18	$8.2M	8.4%
6	Retail trade	13	$7.8M	8.0%
7	Real estate & leasing	9	$7.3M	7.5%
8	Arts, entertainment & recreation	19	$5.9M	6.0%
9	Manufacturing	10	$5.3M	5.4%
10	Manufacturing	5	$3.9M	4.0%
11	Educational services	7	$3.7M	3.8%
12	Professional & technical services	11	$1.9M	2.0%
13	Administrative & waste services	8	$1.5M	1.5%
14	Transportation & warehousing	8	$811K	0.8%
15	Finance & insurance	3	$496K	0.5%
16	Wholesale trade	2	$306K	0.3%
17	Manufacturing	2	$220K	0.2%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.