SBA 7(a) lenders in Adams, IN
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
17 institutions have SBA 7(a) loans on record in Adams, together $20.8M across 67 loans. First Federal Savings Bank is the largest, with 23% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | First Federal Savings Bank | 2 | $4.8M | 23.2% | 0.00% |
| 2 | First Bank of Central Ohio | 1 | $4.7M | 22.7% | 0.00% |
| 3 | First Merchants Bank | 17 | $4.3M | 20.5% | 0.00% |
| 4 | KeyBank National Association | 2 | $2.1M | 10.0% | 0.00% |
| 5 | The Farmers and Merchants State Bank | 10 | $1.1M | 5.1% | 0.00% |
| 6 | 1st Source Bank | 14 | $991K | 4.8% | 0.00% |
| 7 | Wells Fargo Bank National Association | 8 | $676K | 3.2% | 0.00% |
| 8 | U.S. Bank, National Association | 1 | $656K | 3.1% | 0.00% |
| 9 | BayFirst National Bank | 3 | $370K | 1.8% | 0.00% |
| 10 | First Western SBLC, LLC | 1 | $315K | 1.5% | 0.00% |
| 11 | JPMorgan Chase Bank, National Association | 2 | $306K | 1.5% | 0.00% |
| 12 | Celtic Bank Corporation | 1 | $150K | 0.7% | 0.00% |
| 13 | Northeast Bank | 1 | $125K | 0.6% | 0.00% |
| 14 | Newtek Bank, National Association | 1 | $108K | 0.5% | 0.00% |
| 15 | Stearns Bank National Association | 1 | $105K | 0.5% | 0.00% |
| 16 | The Huntington National Bank | 1 | $25K | 0.1% | 0.00% |
| 17 | VelocitySBA, LLC | 1 | $20K | 0.1% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Construction | 4 | $4.9M | 23.3% |
| 2 | Manufacturing | 4 | $4.8M | 23.2% |
| 3 | Manufacturing | 10 | $2.8M | 13.3% |
| 4 | Transportation & warehousing | 17 | $2.6M | 12.3% |
| 5 | Other services | 6 | $1.1M | 5.5% |
| 6 | Real estate & leasing | 4 | $1.1M | 5.1% |
| 7 | Accommodation & food services | 4 | $753K | 3.6% |
| 8 | Administrative & waste services | 2 | $721K | 3.5% |
| 9 | Retail trade | 3 | $575K | 2.8% |
| 10 | Health care & social assistance | 3 | $493K | 2.4% |
| 11 | Professional & technical services | 4 | $425K | 2.0% |
| 12 | Wholesale trade | 2 | $300K | 1.4% |
| 13 | Arts, entertainment & recreation | 1 | $210K | 1.0% |
| 14 | Retail trade | 3 | $114K | 0.5% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.