SBA 7(a) lenders in Mchenry, IL

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

108 institutions have SBA 7(a) loans on record in Mchenry, together $455.9M across 1,027 loans. Byline Bank is the largest, with 15% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Byline Bank	64	$69.9M	15.3%	1.82%
2	Live Oak Banking Company	25	$55.4M	12.1%	0.00%
3	The Huntington National Bank	141	$26.2M	5.7%	3.70%
4	U.S. Bank, National Association	77	$19.4M	4.2%	3.94%
5	JPMorgan Chase Bank, National Association	111	$17.3M	3.8%	2.99%
6	Village Bank and Trust, National Association	45	$15.8M	3.5%	0.51%
7	Crystal Lake Bank & Trust Company, National Association	25	$15.4M	3.4%	0.00%
8	Old National Bank	15	$14.8M	3.2%	0.00%
9	The Harvard State Bank	22	$14.4M	3.2%	11.87%
10	Celtic Bank Corporation	17	$12.8M	2.8%	1.05%
11	American Community Bank & Trust	33	$11.6M	2.6%	0.00%
12	First Internet Bank of Indiana	13	$10.0M	2.2%	7.92%
13	Merchants Bank of Indiana	8	$9.5M	2.1%	0.00%
14	Wells Fargo Bank National Association	19	$8.9M	2.0%	0.00%
15	Fifth Third Bank	33	$8.5M	1.9%	9.04%
16	Banc of California	4	$6.8M	1.5%	0.00%
17	CenTrust Bank, A Division of SmartBiz Bank National Association	8	$5.8M	1.3%	0.00%
18	Capital Bank, National Association	3	$5.7M	1.2%	0.00%
19	VelocitySBA, LLC	16	$5.6M	1.2%	0.36%
20	Union National Bank	18	$5.2M	1.1%	0.00%
21	Farmers State Bank of Alto Pass, Illinois	1	$5.0M	1.1%	0.00%
22	Hinsdale Bank & Trust Company, National Association	2	$5.0M	1.1%	0.00%
23	Pathward National Association	4	$4.6M	1.0%	0.00%
24	PNC Bank, National Association	15	$4.6M	1.0%	1.32%
25	Centerstone SBA Lending, Inc.	6	$4.2M	0.9%	0.00%
26	Harvest Small Business Finance, LLC	2	$4.1M	0.9%	0.00%
27	Associated Bank National Association	16	$3.6M	0.8%	1.37%
28	Midland States Bank	12	$3.6M	0.8%	1.65%
29	Home State Bank, National Association	29	$3.2M	0.7%	0.39%
30	Signature Bank	3	$3.0M	0.7%	0.00%
31	Pan American Bank & Trust	2	$2.8M	0.6%	0.00%
32	United Midwest Savings Bank National Association	10	$2.7M	0.6%	8.62%
33	FDIC - Community Bank & Trust-West Georgia	1	$2.7M	0.6%	0.00%
34	Luminate Bank	1	$2.7M	0.6%	0.00%
35	Northeast Bank	23	$2.6M	0.6%	0.00%
36	First American Bank	16	$2.6M	0.6%	3.30%
37	Citibank, N.A.	6	$2.4M	0.5%	0.00%
38	Simmons Bank	5	$2.4M	0.5%	0.00%
39	Stearns Bank National Association	10	$2.3M	0.5%	0.00%
40	First National Bank of Omaha	7	$2.1M	0.5%	0.00%
41	Bank Five Nine	5	$2.1M	0.5%	0.00%
42	BayFirst National Bank	11	$2.1M	0.5%	11.57%
43	First Merchants Bank	2	$1.9M	0.4%	0.00%
44	Ameris Bank	1	$1.9M	0.4%	0.00%
45	KeyBank National Association	2	$1.8M	0.4%	0.00%
46	Barrington Bank & Trust Company, National Association	5	$1.7M	0.4%	0.00%
47	Northwest FCU	1	$1.7M	0.4%	0.00%
48	Newtek Small Business Finance, Inc.	5	$1.6M	0.4%	0.00%
49	CIBC Bank USA	4	$1.6M	0.3%	0.00%
50	Newtek Bank, National Association	10	$1.6M	0.3%	0.00%
51	OakStar Bank	1	$1.5M	0.3%	0.00%
52	First Bank of the Lake	4	$1.5M	0.3%	0.00%
53	Readycap Lending, LLC	10	$1.5M	0.3%	48.54%
54	UMB Bank, National Association	5	$1.3M	0.3%	25.89%
55	Millennium Bank	2	$1.3M	0.3%	0.00%
56	State Bank of the Lakes, National Association	4	$1.2M	0.3%	0.00%
57	Johnson Bank	1	$1.0M	0.2%	0.00%
58	Genesis Bank	1	$991K	0.2%	40.34%
59	Libertyville Bank & Trust Company, National Association	3	$986K	0.2%	0.00%
60	Everwise Credit Union	1	$963K	0.2%	0.00%
61	The Bank of Houston	1	$883K	0.2%	0.00%
62	SouthState Bank, National Association	1	$859K	0.2%	0.00%
63	Capital One National Association	3	$835K	0.2%	5.41%
64	Happen Bank	1	$833K	0.2%	0.00%
65	Bank of Hope	5	$795K	0.2%	0.00%
66	Evolve Bank and Trust	2	$786K	0.2%	52.14%
67	Southwestern National Bank	1	$743K	0.2%	0.00%
68	United Community Bank	2	$723K	0.2%	0.00%
69	Devon Bank	4	$709K	0.2%	31.66%
70	Providence Bank and Trust	1	$675K	0.1%	0.00%
71	Lendistry SBLC, LLC	2	$650K	0.1%	0.00%
72	Wintrust Bank National Association	1	$632K	0.1%	0.00%
73	Busey Bank	2	$605K	0.1%	0.00%
74	Open Bank	1	$581K	0.1%	0.00%
75	Schaumburg Bank & Trust Company, National Association	2	$557K	0.1%	0.00%
76	Grand Ridge National Bank	1	$550K	0.1%	0.00%
77	BMO Bank National Association	6	$536K	0.1%	18.36%
78	TBK Bank, SSB	1	$525K	0.1%	0.00%
79	CRF Small Business Loan Company, LLC	1	$525K	0.1%	65.91%
80	Prairie Community Bank	2	$520K	0.1%	0.00%
81	Seacoast National Bank	3	$500K	0.1%	15.97%
82	Citizens Bank	1	$452K	0.1%	0.00%
83	Federal Deposit Insurance Corporation	1	$428K	0.1%	58.76%
84	Sterling Federal Bank, F.S.B.	2	$400K	0.1%	0.00%
85	First Mid Bank & Trust, National Association	2	$361K	0.1%	0.00%
86	Five Star Bank	1	$350K	0.1%	0.00%
87	Shoreham Bank	1	$345K	0.1%	0.00%
88	Enterprise Bank & Trust	1	$320K	0.1%	0.00%
89	Bank of America, National Association	2	$315K	0.1%	0.00%
90	First-Citizens Bank & Trust Company	1	$307K	0.1%	0.00%
91	Independence Bank	2	$300K	0.1%	89.44%
92	Port 51 Lending LLC	1	$300K	0.1%	0.00%
93	Vision One CU	1	$275K	0.1%	0.00%
94	Waukesha State Bank	1	$275K	0.1%	0.00%
95	Michigan State University Federal Credit Union	2	$250K	0.1%	0.00%
96	The Bancorp Bank National Association	1	$250K	0.1%	0.00%
97	Wilmington Savings Fund Society FSB	1	$246K	0.1%	0.00%
98	Citizens Bank, National Association	5	$232K	0.1%	0.00%
99	North Shore Bank	1	$205K	0.0%	0.00%
100	Colony Bank	2	$201K	0.0%	99.44%
101	ConnectOne Bank	1	$185K	0.0%	0.00%
102	Foresight Bank	1	$167K	0.0%	0.00%
103	FinWise Bank	1	$133K	0.0%	0.00%
104	First Midwest Bank	1	$100K	0.0%	0.00%
105	Heartland Bank and Trust Company	1	$100K	0.0%	0.00%
106	Stone Bank	1	$75K	0.0%	0.00%
107	SoFi Bank, National Association	1	$50K	0.0%	45.25%
108	Summit CU	2	$40K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	101	$67.7M	14.9%
2	Accommodation & food services	115	$49.6M	10.9%
3	Manufacturing	51	$45.5M	10.0%
4	Retail trade	59	$45.2M	9.9%
5	Construction	152	$42.7M	9.4%
6	Other services	102	$36.0M	7.9%
7	Professional & technical services	76	$34.2M	7.5%
8	Wholesale trade	55	$29.1M	6.4%
9	Transportation & warehousing	91	$19.1M	4.2%
10	Arts, entertainment & recreation	35	$18.8M	4.1%
11	Retail trade	45	$16.9M	3.7%
12	Administrative & waste services	50	$14.5M	3.2%
13	Manufacturing	18	$9.0M	2.0%
14	Real estate & leasing	20	$8.0M	1.7%
15	Educational services	17	$5.3M	1.2%
16	Information	10	$5.3M	1.2%
17	Manufacturing	9	$4.0M	0.9%
18	Finance & insurance	15	$2.5M	0.6%
19	Transportation & warehousing	5	$1.5M	0.3%
20	Agriculture, forestry & fishing	1	$953K	0.2%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.