SBA 7(a) lenders in Lake, IL

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

160 institutions have SBA 7(a) loans on record in Lake, together $1.10B across 2,301 loans. Byline Bank is the largest, with 22% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Byline Bank	206	$243.0M	22.0%	4.51%
2	The Huntington National Bank	308	$65.5M	5.9%	1.98%
3	Live Oak Banking Company	36	$59.8M	5.4%	0.00%
4	U.S. Bank, National Association	169	$42.2M	3.8%	2.24%
5	JPMorgan Chase Bank, National Association	307	$38.7M	3.5%	4.59%
6	Village Bank and Trust, National Association	75	$38.6M	3.5%	4.56%
7	State Bank of the Lakes, National Association	41	$24.7M	2.2%	0.38%
8	GBank	9	$22.8M	2.1%	0.00%
9	CenTrust Bank, A Division of SmartBiz Bank National Association	25	$22.4M	2.0%	0.71%
10	Wells Fargo Bank National Association	39	$22.3M	2.0%	9.05%
11	Old National Bank	28	$18.9M	1.7%	0.00%
12	Celtic Bank Corporation	33	$18.8M	1.7%	3.47%
13	PNC Bank, National Association	52	$18.4M	1.7%	3.08%
14	Fifth Third Bank	70	$17.5M	1.6%	3.78%
15	Millennium Bank	7	$16.3M	1.5%	0.00%
16	Busey Bank	12	$14.9M	1.4%	1.58%
17	First American Bank	44	$14.6M	1.3%	4.99%
18	Merchants Bank of Indiana	10	$14.4M	1.3%	0.00%
19	Happen Bank	12	$14.0M	1.3%	26.23%
20	First Internet Bank of Indiana	13	$13.3M	1.2%	0.00%
21	Bank Five Nine	17	$12.6M	1.1%	0.00%
22	Barrington Bank & Trust Company, National Association	29	$12.0M	1.1%	3.91%
23	Libertyville Bank & Trust Company, National Association	22	$10.8M	1.0%	4.84%
24	Newtek Small Business Finance, Inc.	16	$10.7M	1.0%	26.02%
25	Heartland Bank and Trust Company	9	$10.2M	0.9%	0.00%
26	Lake Forest Bank & Trust Company, National Association	29	$10.0M	0.9%	0.00%
27	Midland States Bank	6	$9.8M	0.9%	0.00%
28	Harvest Small Business Finance, LLC	11	$9.8M	0.9%	0.00%
29	First Merchants Bank	7	$9.4M	0.8%	0.00%
30	Newtek Bank, National Association	27	$9.3M	0.8%	0.00%
31	BayFirst National Bank	32	$8.7M	0.8%	6.83%
32	Stearns Bank National Association	21	$8.5M	0.8%	0.00%
33	Shoreham Bank	2	$8.2M	0.7%	0.00%
34	BankUnited, National Association	6	$7.9M	0.7%	13.98%
35	Northeast Bank	42	$7.7M	0.7%	3.87%
36	CIBC Bank USA	10	$7.6M	0.7%	0.00%
37	Grasshopper Bank National Association	2	$7.4M	0.7%	0.00%
38	Associated Bank National Association	53	$6.9M	0.6%	2.95%
39	Pan American Bank & Trust	5	$6.8M	0.6%	0.00%
40	Bank of Hope	48	$6.7M	0.6%	2.21%
41	United Midwest Savings Bank National Association	18	$6.5M	0.6%	5.42%
42	Readycap Lending, LLC	15	$6.3M	0.6%	3.22%
43	Everwise Credit Union	3	$6.0M	0.5%	0.00%
44	Grand Ridge National Bank	2	$5.4M	0.5%	0.00%
45	Truliant FCU	3	$5.1M	0.5%	0.00%
46	Signature Bank	7	$4.8M	0.4%	0.00%
47	Crystal Lake Bank & Trust Company, National Association	12	$4.6M	0.4%	0.00%
48	VelocitySBA, LLC	36	$4.6M	0.4%	2.14%
49	FWBank	4	$4.2M	0.4%	0.00%
50	PCB Bank	16	$4.0M	0.4%	0.00%
51	Capital Bank, National Association	2	$3.8M	0.3%	0.00%
52	First Bank of the Lake	5	$3.7M	0.3%	0.00%
53	Beacon Bank and Trust	1	$3.7M	0.3%	0.00%
54	Milestone Bank	1	$3.6M	0.3%	0.00%
55	United Community Bank	2	$3.6M	0.3%	0.00%
56	International Bank of Chicago	3	$3.5M	0.3%	0.00%
57	Union National Bank	16	$3.5M	0.3%	5.75%
58	First Financial Bank	2	$3.4M	0.3%	0.00%
59	Hinsdale Bank & Trust Company, National Association	5	$3.3M	0.3%	0.00%
60	Centerstone SBA Lending, Inc.	4	$3.0M	0.3%	0.00%
61	First Western SBLC, LLC	5	$2.8M	0.3%	0.00%
62	First Business Bank	1	$2.8M	0.3%	0.00%
63	Schaumburg Bank & Trust Company, National Association	4	$2.7M	0.2%	0.00%
64	First National Bank of Pennsylvania	4	$2.6M	0.2%	0.00%
65	Citibank, N.A.	8	$2.5M	0.2%	3.86%
66	Fund-Ex Solutions Group, LLC	2	$2.5M	0.2%	0.00%
67	BMO Bank National Association	17	$2.4M	0.2%	3.79%
68	Banc of California	3	$2.3M	0.2%	0.00%
69	OakStar Bank	3	$2.2M	0.2%	0.00%
70	22nd State Bank, A Division of 22nd State Banking Company	3	$2.2M	0.2%	0.00%
71	Simmons Bank	6	$2.2M	0.2%	0.00%
72	Dime Commercial Bank	1	$2.2M	0.2%	0.00%
73	Republic Bank of Chicago	1	$2.2M	0.2%	0.00%
74	UMB Bank, National Association	3	$2.1M	0.2%	0.00%
75	HomeTrust Bank	2	$2.1M	0.2%	0.00%
76	Nicolet National Bank	1	$2.0M	0.2%	0.00%
77	Bank of America, National Association	12	$2.0M	0.2%	4.00%
78	MainStreet Lender 7(a), LLC	1	$1.9M	0.2%	0.00%
79	Popular Bank	5	$1.9M	0.2%	31.63%
80	Hanmi Bank	8	$1.8M	0.2%	4.82%
81	Meridian Bank	1	$1.8M	0.2%	0.00%
82	The Bancorp Bank National Association	5	$1.6M	0.1%	0.00%
83	Platinum Bank	3	$1.6M	0.1%	0.00%
84	Citizens Bank	3	$1.5M	0.1%	0.00%
85	First Bank	2	$1.5M	0.1%	0.00%
86	First Mid Bank & Trust, National Association	6	$1.5M	0.1%	0.00%
87	Customers Bank	1	$1.5M	0.1%	0.00%
88	American Community Bank & Trust	9	$1.4M	0.1%	0.00%
89	Poppy Bank	1	$1.3M	0.1%	0.00%
90	Camp Grove State Bank	1	$1.3M	0.1%	0.00%
91	First National Bank of Omaha	4	$1.3M	0.1%	0.00%
92	KeyBank National Association	1	$1.2M	0.1%	0.00%
93	IncredibleBank	1	$1.1M	0.1%	0.00%
94	Woori America Bank	4	$1.0M	0.1%	0.00%
95	St. Charles Bank & Trust Company, National Association	2	$1.0M	0.1%	0.00%
96	PromiseOne Bank	1	$1.0M	0.1%	50.71%
97	Lendistry SBLC, LLC	6	$998K	0.1%	0.00%
98	SouthState Bank, National Association	1	$988K	0.1%	0.00%
99	The Harvard State Bank	4	$982K	0.1%	14.54%
100	T Bank, National Association	2	$923K	0.1%	0.00%
101	First Community Bank	1	$913K	0.1%	47.61%
102	Wheaton Bank & Trust Company, National Association	3	$840K	0.1%	0.00%
103	The Bank of Missouri	1	$807K	0.1%	0.00%
104	Five Star Bank	4	$800K	0.1%	0.00%
105	Vision One CU	1	$768K	0.1%	0.00%
106	Wintrust Bank National Association	3	$750K	0.1%	0.00%
107	Coastal States Bank	1	$715K	0.1%	0.00%
108	First Federal Bank	1	$715K	0.1%	0.00%
109	Hana Small Business Lending, Inc.	4	$704K	0.1%	0.00%
110	Forest Park National Bank and Trust Company	1	$700K	0.1%	0.00%
111	Heritage Bank Inc	5	$650K	0.1%	0.00%
112	Citizens First Bank	1	$620K	0.1%	72.42%
113	Independence Bank	5	$600K	0.1%	39.87%
114	Paragon Bank	2	$597K	0.1%	0.00%
115	Wachovia SBA Lending, Inc.	1	$569K	0.1%	0.00%
116	Citizens Bank, National Association	9	$556K	0.1%	0.00%
117	Northbrook Bank & Trust Company, National Association	2	$517K	0.0%	0.00%
118	Town Bank, National Association	1	$500K	0.0%	0.00%
119	Time Bank	1	$500K	0.0%	0.00%
120	Paradise Bank	1	$500K	0.0%	0.00%
121	Colony Bank	4	$480K	0.0%	0.00%
122	Patriot Bank, National Association	1	$466K	0.0%	67.08%
123	Ameris Bank	1	$442K	0.0%	0.00%
124	Capital One National Association	9	$385K	0.0%	47.14%
125	Centier Bank	1	$368K	0.0%	0.00%
126	Santander Bank, National Association	1	$365K	0.0%	0.00%
127	Community State Bank	3	$358K	0.0%	0.00%
128	Pathward National Association	1	$350K	0.0%	0.00%
129	Citizens State Bank of New Castle	1	$350K	0.0%	0.00%
130	Devon Bank	1	$350K	0.0%	0.00%
131	Connecticut Community Bank, National Association	1	$340K	0.0%	0.00%
132	The Dart Bank	1	$325K	0.0%	0.00%
133	First Command Bank	1	$320K	0.0%	0.00%
134	FDIC - Community Bank & Trust-West Georgia	1	$315K	0.0%	0.00%
135	CRF Small Business Loan Company, LLC	2	$290K	0.0%	0.00%
136	PyraMax Bank FSB	1	$281K	0.0%	0.00%
137	The Bank of Edison	1	$276K	0.0%	0.00%
138	Florida Capital Bank, National Association	1	$275K	0.0%	0.00%
139	First Eagle Bank	1	$271K	0.0%	0.00%
140	The First National Bank of Tom Bean	1	$255K	0.0%	65.79%
141	Waukesha State Bank	2	$253K	0.0%	0.00%
142	Open Bank	1	$250K	0.0%	0.00%
143	Home State Bank, National Association	2	$250K	0.0%	0.00%
144	Resource Bank, National Association	1	$235K	0.0%	0.00%
145	Northwest Bank	1	$206K	0.0%	0.00%
146	Prestamos CDFI, LLC	1	$204K	0.0%	0.00%
147	1st Source Bank	1	$200K	0.0%	0.00%
148	SoFi Bank, National Association	2	$175K	0.0%	10.41%
149	Peoples Bank	1	$169K	0.0%	0.00%
150	CDC Small Business Finance Corp.	2	$158K	0.0%	0.00%
151	Consumers Credit Union	1	$150K	0.0%	0.00%
152	Seacoast National Bank	1	$145K	0.0%	0.00%
153	Albank National Association	1	$125K	0.0%	0.00%
154	First Citizens State Bank	1	$125K	0.0%	0.00%
155	Carver State Bank	1	$108K	0.0%	0.00%
156	Enterprise Bank & Trust	1	$100K	0.0%	0.00%
157	Johnson Bank	1	$88K	0.0%	0.00%
158	Local Initiatives Support Corporation	1	$70K	0.0%	0.00%
159	Self-Help FCU	1	$68K	0.0%	0.00%
160	Columbia Bank	1	$50K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	266	$199.9M	18.1%
2	Retail trade	216	$128.7M	11.7%
3	Other services	283	$113.7M	10.3%
4	Health care & social assistance	212	$102.3M	9.3%
5	Wholesale trade	145	$97.0M	8.8%
6	Professional & technical services	211	$76.4M	6.9%
7	Construction	259	$62.0M	5.6%
8	Real estate & leasing	60	$56.4M	5.1%
9	Manufacturing	94	$51.9M	4.7%
10	Arts, entertainment & recreation	103	$51.7M	4.7%
11	Administrative & waste services	122	$51.2M	4.6%
12	Transportation & warehousing	89	$24.9M	2.3%
13	Retail trade	72	$21.6M	2.0%
14	Educational services	48	$19.9M	1.8%
15	Manufacturing	31	$18.5M	1.7%
16	Manufacturing	22	$8.3M	0.8%
17	Finance & insurance	31	$8.2M	0.7%
18	Transportation & warehousing	12	$3.7M	0.3%
19	Utilities	3	$2.0M	0.2%
20	Information	19	$1.8M	0.2%
21	Public administration	1	$1.6M	0.1%
22	Agriculture, forestry & fishing	1	$641K	0.1%
23	Mining & extraction	1	$500K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.