SBA 7(a) lenders in Lake, IL

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

163 institutions have SBA 7(a) loans on record in Lake, together $1.13B across 2,339 loans. Byline Bank is the largest, with 22% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Byline Bank	208	$246.8M	21.8%	5.18%
2	The Huntington National Bank	313	$67.9M	6.0%	1.80%
3	Live Oak Banking Company	37	$64.8M	5.7%	0.00%
4	U.S. Bank, National Association	170	$42.3M	3.7%	2.32%
5	Village Bank and Trust, National Association	78	$39.7M	3.5%	4.43%
6	JPMorgan Chase Bank, National Association	308	$38.8M	3.4%	4.58%
7	State Bank of the Lakes, National Association	41	$24.7M	2.2%	0.38%
8	GBank	9	$22.8M	2.0%	0.00%
9	CenTrust Bank, A Division of SmartBiz Bank National Association	26	$22.7M	2.0%	0.70%
10	Wells Fargo Bank National Association	39	$22.3M	2.0%	9.05%
11	Old National Bank	28	$18.9M	1.7%	0.00%
12	Celtic Bank Corporation	33	$18.8M	1.7%	3.47%
13	PNC Bank, National Association	52	$18.4M	1.6%	3.08%
14	Fifth Third Bank	70	$17.5M	1.5%	3.71%
15	Millennium Bank	7	$16.3M	1.4%	0.00%
16	Busey Bank	12	$14.9M	1.3%	1.58%
17	First American Bank	44	$14.6M	1.3%	4.99%
18	Merchants Bank of Indiana	10	$14.4M	1.3%	0.00%
19	Happen Bank	12	$14.0M	1.2%	26.23%
20	Libertyville Bank & Trust Company, National Association	26	$13.5M	1.2%	3.88%
21	First Internet Bank of Indiana	13	$13.3M	1.2%	0.00%
22	Bank Five Nine	17	$12.6M	1.1%	0.00%
23	Barrington Bank & Trust Company, National Association	29	$12.0M	1.1%	3.91%
24	Newtek Small Business Finance, LLC	16	$10.7M	0.9%	26.02%
25	Harvest Small Business Finance, LLC	12	$10.6M	0.9%	0.00%
26	Heartland Bank and Trust Company	9	$10.2M	0.9%	0.00%
27	Pan American Bank & Trust	7	$10.1M	0.9%	0.00%
28	Lake Forest Bank & Trust Company, National Association	29	$10.0M	0.9%	0.00%
29	Midland States Bank	6	$9.8M	0.9%	0.00%
30	Newtek Bank, National Association	29	$9.5M	0.8%	0.00%
31	First Merchants Bank	7	$9.4M	0.8%	0.00%
32	BayFirst National Bank	32	$8.7M	0.8%	6.83%
33	Stearns Bank National Association	21	$8.5M	0.7%	0.00%
34	Shoreham Bank	2	$8.2M	0.7%	0.00%
35	Northeast Bank	46	$8.1M	0.7%	3.65%
36	BankUnited, National Association	6	$7.9M	0.7%	13.98%
37	CIBC Bank USA	10	$7.6M	0.7%	0.00%
38	Grasshopper Bank National Association	2	$7.4M	0.7%	0.00%
39	Associated Bank National Association	55	$7.1M	0.6%	2.88%
40	Bank of Hope	48	$6.7M	0.6%	2.21%
41	United Midwest Savings Bank National Association	19	$6.6M	0.6%	5.29%
42	Readycap Lending, LLC	16	$6.4M	0.6%	3.19%
43	Everwise Credit Union	3	$6.0M	0.5%	0.00%
44	Grand Ridge National Bank	2	$5.4M	0.5%	0.00%
45	Truliant FCU	3	$5.1M	0.4%	0.00%
46	Esquire Bank National Association	7	$4.8M	0.4%	0.00%
47	Crystal Lake Bank & Trust Company, National Association	12	$4.6M	0.4%	0.00%
48	VelocitySBA, LLC	36	$4.6M	0.4%	2.14%
49	FWBank	4	$4.2M	0.4%	0.00%
50	PCB Bank	16	$4.0M	0.4%	0.00%
51	Capital Bank, National Association	2	$3.8M	0.3%	0.00%
52	First Bank of the Lake	5	$3.7M	0.3%	0.00%
53	Beacon Bank and Trust	1	$3.7M	0.3%	0.00%
54	Milestone Bank	1	$3.6M	0.3%	0.00%
55	United Community Bank	2	$3.6M	0.3%	0.00%
56	International Bank of Chicago	3	$3.5M	0.3%	0.00%
57	Union National Bank	16	$3.5M	0.3%	5.75%
58	First Financial Bank	2	$3.4M	0.3%	0.00%
59	Hinsdale Bank & Trust Company, National Association	5	$3.3M	0.3%	0.00%
60	US Metro Bank	1	$3.0M	0.3%	0.00%
61	Centerstone SBA Lending, Inc.	4	$3.0M	0.3%	0.00%
62	First Western SBLC, LLC d/b/a Peachtree Group	5	$2.8M	0.3%	0.00%
63	First Business Bank	1	$2.8M	0.3%	0.00%
64	Schaumburg Bank & Trust Company, National Association	4	$2.7M	0.2%	0.00%
65	First National Bank of Pennsylvania	4	$2.6M	0.2%	0.00%
66	Citibank, N.A.	8	$2.5M	0.2%	3.86%
67	Fund-Ex Solutions Group, LLC	2	$2.5M	0.2%	0.00%
68	HomeTrust Bank	3	$2.5M	0.2%	0.00%
69	BMO Bank National Association	17	$2.4M	0.2%	3.79%
70	Banc of California	3	$2.3M	0.2%	0.00%
71	OakStar Bank	3	$2.2M	0.2%	0.00%
72	22nd State Bank, A Division of 22nd State Banking Company	3	$2.2M	0.2%	0.00%
73	Simmons Bank	6	$2.2M	0.2%	0.00%
74	Dime Commercial Bank	1	$2.2M	0.2%	0.00%
75	Republic Bank of Chicago	1	$2.2M	0.2%	0.00%
76	UMB Bank, National Association	3	$2.1M	0.2%	0.00%
77	Nicolet National Bank	1	$2.0M	0.2%	0.00%
78	Bank of America, National Association	12	$2.0M	0.2%	4.00%
79	MainStreet Lender 7(a), LLC	1	$1.9M	0.2%	0.00%
80	Popular Bank	5	$1.9M	0.2%	31.63%
81	Hanmi Bank	8	$1.8M	0.2%	4.82%
82	Meridian Bank	1	$1.8M	0.2%	0.00%
83	The Bancorp Bank National Association	5	$1.6M	0.1%	0.00%
84	Platinum Bank	3	$1.6M	0.1%	0.00%
85	Citizens Bank	3	$1.5M	0.1%	0.00%
86	First Bank	2	$1.5M	0.1%	0.00%
87	First Mid Bank & Trust, National Association	6	$1.5M	0.1%	0.00%
88	Customers Bank	1	$1.5M	0.1%	0.00%
89	Port 51 Lending LLC	1	$1.4M	0.1%	0.00%
90	American Community Bank & Trust	9	$1.4M	0.1%	0.00%
91	Poppy Bank	1	$1.3M	0.1%	0.00%
92	Camp Grove State Bank	1	$1.3M	0.1%	0.00%
93	First National Bank of Omaha	4	$1.3M	0.1%	0.00%
94	KeyBank National Association	1	$1.2M	0.1%	0.00%
95	Lendistry SBLC, LLC	8	$1.1M	0.1%	0.00%
96	IncredibleBank	1	$1.1M	0.1%	0.00%
97	Woori America Bank	4	$1.0M	0.1%	0.00%
98	St. Charles Bank & Trust Company, National Association	2	$1.0M	0.1%	0.00%
99	PromiseOne Bank	1	$1.0M	0.1%	50.71%
100	SouthState Bank, National Association	1	$988K	0.1%	0.00%
101	The Harvard State Bank	4	$982K	0.1%	14.54%
102	T Bank, National Association	2	$923K	0.1%	0.00%
103	First Community Bank	1	$913K	0.1%	47.61%
104	The Dart Bank	2	$846K	0.1%	0.00%
105	Wheaton Bank & Trust Company, National Association	3	$840K	0.1%	0.00%
106	The Bank of Missouri	1	$807K	0.1%	0.00%
107	Five Star Bank	4	$800K	0.1%	0.00%
108	Fulton Bank, National Association	1	$796K	0.1%	0.00%
109	Vision One CU	1	$768K	0.1%	0.00%
110	Wintrust Bank National Association	3	$750K	0.1%	0.00%
111	Coastal States Bank	1	$715K	0.1%	0.00%
112	First Federal Bank	1	$715K	0.1%	0.00%
113	Hana Small Business Lending, Inc.	4	$704K	0.1%	0.00%
114	Forest Park National Bank and Trust Company	1	$700K	0.1%	0.00%
115	Heritage Bank Inc	5	$650K	0.1%	0.00%
116	Citizens First Bank	1	$620K	0.1%	72.42%
117	Independence Bank	5	$600K	0.1%	39.87%
118	Paragon Bank	2	$597K	0.1%	0.00%
119	Wachovia SBA Lending, Inc.	1	$569K	0.1%	0.00%
120	Citizens Bank, National Association	9	$556K	0.0%	0.00%
121	Northbrook Bank & Trust Company, National Association	2	$517K	0.0%	0.00%
122	Paradise Bank	1	$500K	0.0%	0.00%
123	Time Bank	1	$500K	0.0%	0.00%
124	Town Bank, National Association	1	$500K	0.0%	0.00%
125	Colony Bank	4	$480K	0.0%	0.00%
126	Patriot Bank, National Association	1	$466K	0.0%	67.08%
127	Ameris Bank	1	$442K	0.0%	0.00%
128	Capital One National Association	9	$385K	0.0%	47.14%
129	Centier Bank	1	$368K	0.0%	0.00%
130	Santander Bank, National Association	1	$365K	0.0%	0.00%
131	Community State Bank	3	$358K	0.0%	0.00%
132	Citizens State Bank of New Castle	1	$350K	0.0%	0.00%
133	Devon Bank	1	$350K	0.0%	0.00%
134	Pathward National Association	1	$350K	0.0%	0.00%
135	Connecticut Community Bank, National Association	1	$340K	0.0%	0.00%
136	First Command Bank	1	$320K	0.0%	0.00%
137	FDIC - Community Bank & Trust-West Georgia	1	$315K	0.0%	0.00%
138	CRF Small Business Loan Company, LLC	2	$290K	0.0%	0.00%
139	PyraMax Bank FSB	1	$281K	0.0%	0.00%
140	The Bank of Edison	1	$276K	0.0%	0.00%
141	Florida Capital Bank, National Association	1	$275K	0.0%	65.32%
142	First Eagle Bank	1	$271K	0.0%	0.00%
143	The First National Bank of Tom Bean	1	$255K	0.0%	65.79%
144	Waukesha State Bank	2	$253K	0.0%	0.00%
145	Home State Bank, National Association	2	$250K	0.0%	0.00%
146	Open Bank	1	$250K	0.0%	0.00%
147	Resource Bank, National Association	1	$235K	0.0%	0.00%
148	Northwest Bank	1	$206K	0.0%	0.00%
149	Prestamos CDFI, LLC	1	$204K	0.0%	0.00%
150	1st Source Bank	1	$200K	0.0%	0.00%
151	SoFi Bank, National Association	2	$175K	0.0%	10.41%
152	Peoples Bank	1	$169K	0.0%	0.00%
153	CDC Small Business Finance Corp.	2	$158K	0.0%	0.00%
154	Consumers Credit Union	1	$150K	0.0%	0.00%
155	Seacoast National Bank	1	$145K	0.0%	0.00%
156	Albank National Association	1	$125K	0.0%	0.00%
157	First Citizens State Bank	1	$125K	0.0%	0.00%
158	Carver State Bank	1	$108K	0.0%	0.00%
159	Enterprise Bank & Trust	1	$100K	0.0%	0.00%
160	Johnson Bank	1	$88K	0.0%	0.00%
161	Local Initiatives Support Corporation	1	$70K	0.0%	0.00%
162	Self-Help FCU	1	$68K	0.0%	0.00%
163	Columbia Bank	1	$50K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	278	$214.4M	19.0%
2	Retail trade	220	$131.7M	11.7%
3	Other services	287	$117.9M	10.4%
4	Health care & social assistance	215	$102.5M	9.1%
5	Wholesale trade	146	$97.0M	8.6%
6	Professional & technical services	213	$77.0M	6.8%
7	Construction	264	$65.0M	5.8%
8	Real estate & leasing	61	$57.3M	5.1%
9	Manufacturing	94	$51.9M	4.6%
10	Arts, entertainment & recreation	104	$51.7M	4.6%
11	Administrative & waste services	123	$51.3M	4.5%
12	Transportation & warehousing	90	$24.9M	2.2%
13	Retail trade	72	$21.6M	1.9%
14	Educational services	49	$20.0M	1.8%
15	Manufacturing	31	$18.5M	1.6%
16	Manufacturing	24	$8.4M	0.7%
17	Finance & insurance	31	$8.2M	0.7%
18	Transportation & warehousing	12	$3.7M	0.3%
19	Utilities	3	$2.0M	0.2%
20	Information	19	$1.8M	0.2%
21	Public administration	1	$1.6M	0.1%
22	Agriculture, forestry & fishing	1	$641K	0.1%
23	Mining & extraction	1	$500K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.