SBA 7(a) lenders in Dekalb, IL

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

55 institutions have SBA 7(a) loans on record in Dekalb, together $94.9M across 174 loans. Byline Bank is the largest, with 12% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Byline Bank	17	$11.7M	12.3%	6.98%
2	Newtek Bank, National Association	3	$11.0M	11.6%	0.00%
3	The Huntington National Bank	23	$8.2M	8.6%	0.00%
4	Heartland Bank and Trust Company	2	$5.0M	5.3%	0.00%
5	1st Financial Bank USA	1	$5.0M	5.3%	0.00%
6	Resource Bank, National Association	25	$4.6M	4.8%	2.80%
7	First State Bank	1	$4.5M	4.7%	0.00%
8	Centerstone SBA Lending, Inc.	2	$4.1M	4.4%	0.00%
9	Fifth Third Bank	5	$3.9M	4.1%	6.72%
10	First National Bank of Omaha	6	$3.8M	4.0%	1.20%
11	Merchants Bank of Indiana	1	$3.0M	3.1%	0.00%
12	GBank	2	$2.8M	2.9%	0.00%
13	FWBank	1	$2.6M	2.7%	0.00%
14	Live Oak Banking Company	2	$2.3M	2.4%	0.00%
15	HomeTrust Bank	1	$1.8M	1.9%	0.00%
16	PromiseOne Bank	1	$1.6M	1.7%	0.00%
17	Harvest Small Business Finance, LLC	2	$1.5M	1.6%	0.00%
18	Celtic Bank Corporation	6	$1.4M	1.5%	35.28%
19	OakStar Bank	3	$1.4M	1.5%	74.25%
20	Northeast Bank	6	$1.3M	1.4%	0.00%
21	United Midwest Savings Bank National Association	1	$1.2M	1.3%	0.00%
22	CRF Small Business Loan Company, LLC	1	$1.2M	1.2%	0.00%
23	Grand Ridge National Bank	2	$992K	1.0%	0.00%
24	Paragon Bank	1	$900K	0.9%	0.00%
25	Village Bank and Trust, National Association	1	$888K	0.9%	0.00%
26	First Midwest Bank	7	$869K	0.9%	0.00%
27	U.S. Bank, National Association	5	$835K	0.9%	0.00%
28	PNC Bank, National Association	5	$791K	0.8%	5.94%
29	UMB Bank, National Association	3	$685K	0.7%	0.00%
30	Foresight Bank	2	$610K	0.6%	0.00%
31	St. Charles Bank & Trust Company, National Association	1	$500K	0.5%	0.00%
32	Citizens Bank	1	$461K	0.5%	0.00%
33	First Bank of Central Ohio	1	$454K	0.5%	0.00%
34	First Merchants Bank	1	$393K	0.4%	0.00%
35	Hanmi Bank	1	$260K	0.3%	0.00%
36	TBK Bank, SSB	1	$227K	0.2%	0.00%
37	Union National Bank	3	$225K	0.2%	0.00%
38	JPMorgan Chase Bank, National Association	5	$225K	0.2%	0.00%
39	Midland States Bank	1	$224K	0.2%	0.00%
40	Old National Bank	2	$198K	0.2%	0.00%
41	Community National Bank & Trust	1	$181K	0.2%	0.00%
42	The Bancorp Bank National Association	1	$180K	0.2%	0.00%
43	Stearns Bank National Association	1	$150K	0.2%	0.00%
44	Time Bank	1	$130K	0.1%	0.00%
45	BayFirst National Bank	2	$120K	0.1%	0.00%
46	First American Bank	1	$110K	0.1%	0.00%
47	Citizens Bank, National Association	2	$100K	0.1%	0.00%
48	Capital One National Association	1	$50K	0.1%	48.80%
49	Readycap Lending, LLC	1	$50K	0.1%	0.00%
50	First Bank	1	$50K	0.1%	0.00%
51	Bank of America, National Association	1	$50K	0.1%	99.70%
52	BMO Bank National Association	1	$30K	0.0%	0.00%
53	Associated Bank National Association	1	$27K	0.0%	0.00%
54	VelocitySBA, LLC	3	$23K	0.0%	32.53%
55	SoFi Bank, National Association	1	$15K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	45	$20.4M	21.5%
2	Wholesale trade	8	$17.9M	18.9%
3	Retail trade	17	$17.2M	18.1%
4	Manufacturing	12	$9.9M	10.4%
5	Construction	12	$7.5M	7.9%
6	Professional & technical services	13	$6.3M	6.7%
7	Other services	11	$3.5M	3.7%
8	Retail trade	6	$2.6M	2.7%
9	Arts, entertainment & recreation	9	$2.4M	2.5%
10	Real estate & leasing	7	$2.0M	2.1%
11	Manufacturing	9	$1.8M	1.9%
12	Manufacturing	3	$812K	0.9%
13	Administrative & waste services	7	$585K	0.6%
14	Transportation & warehousing	6	$565K	0.6%
15	Transportation & warehousing	2	$550K	0.6%
16	Health care & social assistance	5	$430K	0.5%
17	Agriculture, forestry & fishing	1	$251K	0.3%
18	Finance & insurance	1	$224K	0.2%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.