SBA 7(a) lenders in Christian, IL
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
20 institutions have SBA 7(a) loans on record in Christian, together $17.0M across 53 loans. Byline Bank is the largest, with 16% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Byline Bank | 3 | $2.7M | 16.0% | 0.00% |
| 2 | Mission Valley Bank | 1 | $1.8M | 10.5% | 0.00% |
| 3 | OakStar Bank | 2 | $1.6M | 9.7% | 0.00% |
| 4 | Peoples Bank & Trust | 12 | $1.4M | 8.4% | 0.00% |
| 5 | Morton Community Bank | 6 | $1.4M | 8.1% | 7.20% |
| 6 | Bank of Springfield | 4 | $1.1M | 6.8% | 0.00% |
| 7 | First National Bank in Taylorville | 1 | $990K | 5.8% | 0.00% |
| 8 | Heartland Bank and Trust Company | 4 | $988K | 5.8% | 0.00% |
| 9 | U.S. Bank, National Association | 4 | $987K | 5.8% | 1.53% |
| 10 | INB, National Association | 1 | $910K | 5.4% | 0.00% |
| 11 | Live Oak Banking Company | 1 | $850K | 5.0% | 0.00% |
| 12 | Stearns Bank National Association | 1 | $625K | 3.7% | 0.00% |
| 13 | United Community Bank | 2 | $515K | 3.0% | 0.00% |
| 14 | Northeast Bank | 2 | $316K | 1.9% | 0.00% |
| 15 | Newtek Bank, National Association | 2 | $300K | 1.8% | 0.00% |
| 16 | First National Bank of Nokomis | 2 | $172K | 1.0% | 0.00% |
| 17 | Lendistry SBLC, LLC | 1 | $128K | 0.8% | 0.00% |
| 18 | First Mid Bank & Trust, National Association | 2 | $39K | 0.2% | 0.00% |
| 19 | SouthernTrust Bank | 1 | $38K | 0.2% | 0.00% |
| 20 | JPMorgan Chase Bank, National Association | 1 | $25K | 0.1% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Retail trade | 9 | $6.1M | 36.2% |
| 2 | Retail trade | 10 | $3.2M | 18.8% |
| 3 | Other services | 6 | $2.5M | 14.5% |
| 4 | Health care & social assistance | 3 | $1.3M | 7.5% |
| 5 | Accommodation & food services | 4 | $1.1M | 6.7% |
| 6 | Transportation & warehousing | 7 | $1.1M | 6.3% |
| 7 | Construction | 7 | $761K | 4.5% |
| 8 | Administrative & waste services | 2 | $465K | 2.7% |
| 9 | Information | 1 | $265K | 1.6% |
| 10 | Agriculture, forestry & fishing | 2 | $165K | 1.0% |
| 11 | Finance & insurance | 1 | $30K | 0.2% |
| 12 | Real estate & leasing | 1 | $20K | 0.1% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.