SBA 7(a) lenders in Payette, ID
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
22 institutions have SBA 7(a) loans on record in Payette, together $29.5M across 137 loans. Zions Bank, A Division of is the largest, with 24% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Zions Bank, A Division of | 61 | $7.1M | 24.1% | 14.35% |
| 2 | KeyBank National Association | 5 | $6.1M | 20.5% | 0.00% |
| 3 | 1st Financial Bank USA | 2 | $3.6M | 12.4% | 0.00% |
| 4 | Columbia Bank | 25 | $3.3M | 11.3% | 0.00% |
| 5 | Wells Fargo Bank National Association | 7 | $1.4M | 4.8% | 0.00% |
| 6 | Live Oak Banking Company | 3 | $1.4M | 4.7% | 0.00% |
| 7 | Washington Trust Bank | 2 | $1.2M | 4.2% | 0.00% |
| 8 | Summit Bank | 2 | $1.2M | 4.2% | 0.00% |
| 9 | D. L. Evans Bank | 8 | $802K | 2.7% | 0.00% |
| 10 | First Interstate Bank | 2 | $655K | 2.2% | 9.79% |
| 11 | Montana Community Development Corp. | 3 | $449K | 1.5% | 0.00% |
| 12 | Mountain America FCU | 2 | $440K | 1.5% | 0.00% |
| 13 | The Huntington National Bank | 1 | $350K | 1.2% | 0.00% |
| 14 | First Bank of the Lake | 1 | $315K | 1.1% | 0.00% |
| 15 | U.S. Bank, National Association | 5 | $308K | 1.0% | 3.71% |
| 16 | Banner Bank | 1 | $230K | 0.8% | 0.00% |
| 17 | Glacier Bank | 2 | $200K | 0.7% | 0.00% |
| 18 | Newtek Small Business Finance, Inc. | 1 | $125K | 0.4% | 0.00% |
| 19 | BMO Bank National Association | 1 | $100K | 0.3% | 0.00% |
| 20 | JPMorgan Chase Bank, National Association | 1 | $100K | 0.3% | 0.00% |
| 21 | WaFd Bank | 1 | $30K | 0.1% | 0.00% |
| 22 | 1st Security Bank of Washington | 1 | $25K | 0.1% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Construction | 38 | $7.7M | 26.1% |
| 2 | Health care & social assistance | 10 | $7.5M | 25.3% |
| 3 | Manufacturing | 9 | $3.1M | 10.3% |
| 4 | Retail trade | 16 | $2.6M | 8.7% |
| 5 | Other services | 13 | $1.8M | 6.2% |
| 6 | Transportation & warehousing | 11 | $1.2M | 4.1% |
| 7 | Finance & insurance | 6 | $1.1M | 3.8% |
| 8 | Agriculture, forestry & fishing | 2 | $951K | 3.2% |
| 9 | Wholesale trade | 2 | $925K | 3.1% |
| 10 | Administrative & waste services | 5 | $858K | 2.9% |
| 11 | Manufacturing | 2 | $543K | 1.8% |
| 12 | Real estate & leasing | 5 | $376K | 1.3% |
| 13 | Manufacturing | 6 | $285K | 1.0% |
| 14 | Professional & technical services | 5 | $230K | 0.8% |
| 15 | Accommodation & food services | 3 | $191K | 0.6% |
| 16 | Arts, entertainment & recreation | 2 | $140K | 0.5% |
| 17 | Retail trade | 2 | $40K | 0.1% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.