SBA 7(a) lenders in Kootenai, ID

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

79 institutions have SBA 7(a) loans on record in Kootenai, together $535.5M across 1,579 loans. Glacier Bank is the largest, with 30% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Glacier Bank	593	$160.3M	29.9%	2.06%
2	Columbia Bank	137	$35.8M	6.7%	1.04%
3	First Interstate Bank	96	$32.4M	6.0%	2.58%
4	Numerica CU	79	$29.6M	5.5%	0.28%
5	Washington Trust Bank	75	$26.5M	4.9%	0.06%
6	bankcda	114	$23.5M	4.4%	5.97%
7	Idaho Central CU	43	$17.2M	3.2%	0.00%
8	Banner Bank	42	$16.8M	3.1%	0.00%
9	Wells Fargo Bank National Association	65	$15.4M	2.9%	2.31%
10	Northwest Bank	36	$14.7M	2.7%	4.29%
11	Live Oak Banking Company	15	$14.3M	2.7%	5.66%
12	U.S. Bank, National Association	79	$12.2M	2.3%	0.67%
13	Newtek Bank, National Association	13	$10.5M	2.0%	0.00%
14	Celtic Bank Corporation	11	$9.2M	1.7%	0.00%
15	Fifth Third Bank	3	$6.2M	1.2%	0.00%
16	Newtek Small Business Finance, Inc.	2	$5.9M	1.1%	0.00%
17	RiverBank	11	$5.7M	1.1%	0.00%
18	Community Banks of Colorado, A Division of NBH Bank	3	$5.3M	1.0%	0.00%
19	Mountain America FCU	8	$5.2M	1.0%	0.00%
20	Gesa CU	3	$5.0M	0.9%	0.00%
21	The Bancorp Bank National Association	4	$4.6M	0.9%	0.00%
22	UniBank	2	$4.5M	0.8%	0.00%
23	Southwestern National Bank	2	$4.3M	0.8%	0.00%
24	Mountain Pacific Bank	1	$4.2M	0.8%	0.00%
25	New Millennium Bank	1	$4.1M	0.8%	0.00%
26	United Community Bank	4	$3.9M	0.7%	0.00%
27	West Coast Community Bank	1	$3.8M	0.7%	0.00%
28	Byline Bank	2	$3.5M	0.6%	0.00%
29	Open Bank	2	$3.3M	0.6%	0.00%
30	Bank of Hope	2	$3.0M	0.6%	0.00%
31	GBank	2	$2.8M	0.5%	0.00%
32	Citizens Bank	2	$2.7M	0.5%	0.00%
33	Harvest Small Business Finance, LLC	2	$2.5M	0.5%	0.00%
34	America First Federal Credit Union	2	$2.5M	0.5%	0.00%
35	First Bank of the Lake	1	$2.4M	0.4%	0.00%
36	Northeast Bank	11	$2.2M	0.4%	0.00%
37	State Bank Northwest	2	$2.2M	0.4%	0.00%
38	Metro City Bank	1	$2.0M	0.4%	0.00%
39	Zions Bank, A Division of	9	$2.0M	0.4%	8.14%
40	Evolve Bank and Trust	2	$1.7M	0.3%	0.00%
41	The Huntington National Bank	8	$1.7M	0.3%	1.45%
42	Readycap Lending, LLC	7	$1.7M	0.3%	0.00%
43	BayFirst National Bank	10	$1.6M	0.3%	1.97%
44	Centerstone SBA Lending, Inc.	1	$1.2M	0.2%	0.00%
45	First-Citizens Bank & Trust Company	1	$1.2M	0.2%	0.00%
46	Montana Community Development Corp.	10	$1.1M	0.2%	0.00%
47	Mechanics Bank	2	$1.0M	0.2%	0.00%
48	Global Federal Credit Union	3	$965K	0.2%	15.91%
49	Happen Bank	1	$850K	0.2%	0.00%
50	Pathward National Association	1	$738K	0.1%	0.00%
51	BMO Bank National Association	2	$657K	0.1%	0.00%
52	Alaska Growth Capital BIDCO, Inc.	1	$605K	0.1%	0.00%
53	Craft Bank	1	$600K	0.1%	0.00%
54	Gulf Coast Bank and Trust Company	2	$594K	0.1%	0.00%
55	United Midwest Savings Bank National Association	4	$570K	0.1%	23.92%
56	Idaho Trust Bank	2	$521K	0.1%	0.00%
57	Integro Bank	1	$515K	0.1%	0.00%
58	Tanager Bank	1	$480K	0.1%	0.00%
59	KeyBank National Association	2	$480K	0.1%	0.00%
60	Banesco USA	1	$467K	0.1%	0.00%
61	WebBank	1	$415K	0.1%	0.00%
62	Popular Bank	2	$403K	0.1%	0.00%
63	Simmons Bank	1	$400K	0.1%	0.00%
64	JPMorgan Chase Bank, National Association	4	$365K	0.1%	12.27%
65	Seacoast National Bank	1	$350K	0.1%	0.00%
66	Capital One National Association	4	$310K	0.1%	24.70%
67	North State Bank	1	$304K	0.1%	80.66%
68	Potlatch No. 1 Financial Credit Union	1	$263K	0.0%	0.00%
69	Lendistry SBLC, LLC	1	$253K	0.0%	0.00%
70	Stearns Bank National Association	1	$229K	0.0%	0.00%
71	Harborstone CU	1	$200K	0.0%	0.00%
72	United Bank of Philadelphia	1	$171K	0.0%	0.00%
73	Bank of America, National Association	8	$162K	0.0%	42.74%
74	Evergreen Business Capital	1	$150K	0.0%	0.00%
75	Carver State Bank	1	$110K	0.0%	0.00%
76	CDC Small Business Finance Corp.	1	$96K	0.0%	0.00%
77	First Merchants Bank	1	$90K	0.0%	0.00%
78	WaFd Bank	1	$25K	0.0%	0.00%
79	VelocitySBA, LLC	3	$23K	0.0%	61.76%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	187	$90.2M	16.8%
2	Health care & social assistance	194	$76.1M	14.2%
3	Manufacturing	119	$60.8M	11.3%
4	Construction	242	$52.3M	9.8%
5	Retail trade	121	$48.3M	9.0%
6	Other services	119	$38.2M	7.1%
7	Professional & technical services	116	$24.6M	4.6%
8	Retail trade	63	$19.6M	3.7%
9	Administrative & waste services	70	$18.6M	3.5%
10	Real estate & leasing	53	$15.2M	2.8%
11	Manufacturing	38	$14.7M	2.7%
12	Arts, entertainment & recreation	37	$14.6M	2.7%
13	Manufacturing	45	$13.6M	2.5%
14	Wholesale trade	34	$12.3M	2.3%
15	Transportation & warehousing	49	$10.8M	2.0%
16	Educational services	19	$7.9M	1.5%
17	Finance & insurance	32	$5.2M	1.0%
18	Management of companies	2	$3.8M	0.7%
19	Agriculture, forestry & fishing	21	$3.3M	0.6%
20	Information	9	$1.8M	0.3%
21	Mining & extraction	3	$1.7M	0.3%
22	Transportation & warehousing	5	$1.3M	0.2%
23	Utilities	1	$495K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.