SBA 7(a) lenders in Kootenai, ID

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

80 institutions have SBA 7(a) loans on record in Kootenai, together $557.6M across 1,605 loans. Glacier Bank is the largest, with 29% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Glacier Bank	595	$160.7M	28.8%	2.06%
2	Columbia Bank	138	$35.8M	6.4%	1.04%
3	First Interstate Bank	96	$32.4M	5.8%	2.58%
4	Numerica CU	80	$29.9M	5.4%	0.27%
5	Idaho Central CU	49	$28.9M	5.2%	0.00%
6	Washington Trust Bank	75	$26.5M	4.7%	0.06%
7	bankcda	114	$23.5M	4.2%	5.97%
8	Wells Fargo Bank National Association	67	$17.3M	3.1%	2.11%
9	Banner Bank	42	$16.8M	3.0%	0.00%
10	Northwest Bank	36	$14.7M	2.6%	4.29%
11	Live Oak Banking Company	15	$14.3M	2.6%	5.66%
12	U.S. Bank, National Association	82	$12.5M	2.2%	1.16%
13	Newtek Bank, National Association	13	$10.5M	1.9%	0.00%
14	Celtic Bank Corporation	11	$9.2M	1.7%	0.00%
15	RiverBank	14	$7.7M	1.4%	0.00%
16	Gesa CU	4	$6.4M	1.1%	0.00%
17	Fifth Third Bank	3	$6.2M	1.1%	0.00%
18	Newtek Small Business Finance, LLC	2	$5.9M	1.1%	0.00%
19	Community Banks of Colorado, A Division of NBH Bank	3	$5.3M	0.9%	0.00%
20	Mountain America FCU	8	$5.2M	0.9%	0.00%
21	The Bancorp Bank National Association	4	$4.6M	0.8%	0.00%
22	UniBank	2	$4.5M	0.8%	0.00%
23	Southwestern National Bank	2	$4.3M	0.8%	0.00%
24	Mountain Pacific Bank	1	$4.2M	0.8%	0.00%
25	New Millennium Bank	1	$4.1M	0.7%	0.00%
26	United Community Bank	4	$3.9M	0.7%	0.00%
27	West Coast Community Bank	1	$3.8M	0.7%	0.00%
28	Byline Bank	2	$3.5M	0.6%	0.00%
29	America First Federal Credit Union	3	$3.4M	0.6%	0.00%
30	Open Bank	2	$3.3M	0.6%	0.00%
31	Bank of Hope	2	$3.0M	0.5%	0.00%
32	GBank	2	$2.8M	0.5%	0.00%
33	Citizens Bank	2	$2.7M	0.5%	0.00%
34	Harvest Small Business Finance, LLC	2	$2.5M	0.5%	0.00%
35	First Bank of the Lake	1	$2.4M	0.4%	0.00%
36	Zions Bancorporation, National Association	10	$2.3M	0.4%	7.01%
37	Northeast Bank	11	$2.2M	0.4%	0.00%
38	State Bank Northwest	2	$2.2M	0.4%	0.00%
39	Readycap Lending, LLC	8	$2.0M	0.4%	0.00%
40	Metro City Bank	1	$2.0M	0.4%	0.00%
41	Evolve Bank and Trust	2	$1.7M	0.3%	0.00%
42	The Huntington National Bank	8	$1.7M	0.3%	1.45%
43	BayFirst National Bank	10	$1.6M	0.3%	1.97%
44	American Momentum Bank	1	$1.6M	0.3%	0.00%
45	Montana Community Development Corp.	11	$1.4M	0.3%	0.00%
46	Centerstone SBA Lending, Inc.	1	$1.2M	0.2%	0.00%
47	First-Citizens Bank & Trust Company	1	$1.2M	0.2%	0.00%
48	Mechanics Bank	2	$1.0M	0.2%	0.00%
49	United Midwest Savings Bank National Association	5	$990K	0.2%	13.77%
50	Global Federal Credit Union	3	$965K	0.2%	15.91%
51	Happen Bank	1	$850K	0.2%	0.00%
52	Pathward National Association	1	$738K	0.1%	0.00%
53	BMO Bank National Association	2	$657K	0.1%	0.00%
54	Alaska Growth Capital BIDCO, Inc.	1	$605K	0.1%	0.00%
55	Craft Bank	1	$600K	0.1%	0.00%
56	Gulf Coast Bank and Trust Company	2	$594K	0.1%	0.00%
57	WebBank	2	$530K	0.1%	0.00%
58	Idaho Trust Bank	2	$521K	0.1%	0.00%
59	Integro Bank	1	$515K	0.1%	0.00%
60	KeyBank National Association	2	$480K	0.1%	0.00%
61	Tanager Bank	1	$480K	0.1%	0.00%
62	Banesco USA	1	$467K	0.1%	0.00%
63	Popular Bank	2	$403K	0.1%	0.00%
64	Simmons Bank	1	$400K	0.1%	0.00%
65	JPMorgan Chase Bank, National Association	4	$365K	0.1%	12.27%
66	Seacoast National Bank	1	$350K	0.1%	0.00%
67	Capital One National Association	4	$310K	0.1%	24.70%
68	North State Bank	1	$304K	0.1%	80.66%
69	Potlatch No. 1 Financial Credit Union	1	$263K	0.0%	0.00%
70	Lendistry SBLC, LLC	1	$253K	0.0%	0.00%
71	Stearns Bank National Association	1	$229K	0.0%	0.00%
72	Harborstone CU	1	$200K	0.0%	0.00%
73	United Bank of Philadelphia	1	$171K	0.0%	0.00%
74	Bank of America, National Association	8	$162K	0.0%	42.74%
75	Evergreen Business Capital	1	$150K	0.0%	0.00%
76	Carver State Bank	1	$110K	0.0%	0.00%
77	CDC Small Business Finance Corp.	1	$96K	0.0%	0.00%
78	First Merchants Bank	1	$90K	0.0%	0.00%
79	WaFd Bank	1	$25K	0.0%	0.00%
80	VelocitySBA, LLC	3	$23K	0.0%	61.76%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	190	$91.5M	16.4%
2	Health care & social assistance	197	$77.6M	13.9%
3	Manufacturing	122	$65.8M	11.8%
4	Construction	248	$55.0M	9.9%
5	Retail trade	122	$48.6M	8.7%
6	Other services	120	$38.3M	6.9%
7	Professional & technical services	119	$27.8M	5.0%
8	Retail trade	64	$20.9M	3.8%
9	Administrative & waste services	72	$18.8M	3.4%
10	Manufacturing	46	$18.6M	3.3%
11	Real estate & leasing	53	$15.2M	2.7%
12	Manufacturing	38	$14.7M	2.6%
13	Arts, entertainment & recreation	37	$14.6M	2.6%
14	Wholesale trade	34	$12.3M	2.2%
15	Transportation & warehousing	49	$10.8M	1.9%
16	Educational services	19	$7.9M	1.4%
17	Finance & insurance	33	$5.5M	1.0%
18	Management of companies	3	$5.1M	0.9%
19	Agriculture, forestry & fishing	21	$3.3M	0.6%
20	Information	9	$1.8M	0.3%
21	Mining & extraction	3	$1.7M	0.3%
22	Transportation & warehousing	5	$1.3M	0.2%
23	Utilities	1	$495K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.