SBA 7(a) lenders in Jefferson, ID
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
18 institutions have SBA 7(a) loans on record in Jefferson, together $30.0M across 165 loans. Zions Bank, A Division of is the largest, with 34% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Zions Bank, A Division of | 83 | $10.2M | 33.8% | 11.77% |
| 2 | Celtic Bank Corporation | 3 | $3.1M | 10.3% | 0.00% |
| 3 | Wells Fargo Bank National Association | 12 | $2.8M | 9.5% | 0.00% |
| 4 | The Bank of Commerce | 16 | $2.8M | 9.2% | 0.00% |
| 5 | Idaho Central CU | 2 | $2.5M | 8.3% | 0.00% |
| 6 | Glacier Bank | 10 | $2.1M | 7.2% | 1.86% |
| 7 | Cache Valley Bank | 1 | $1.4M | 4.6% | 0.00% |
| 8 | U.S. Bank, National Association | 9 | $1.2M | 4.0% | 0.00% |
| 9 | Live Oak Banking Company | 3 | $981K | 3.3% | 0.00% |
| 10 | KeyBank National Association | 9 | $888K | 3.0% | 0.00% |
| 11 | Mountain America FCU | 5 | $672K | 2.2% | 0.00% |
| 12 | D. L. Evans Bank | 6 | $640K | 2.1% | 0.00% |
| 13 | Community West Bank | 1 | $234K | 0.8% | 0.00% |
| 14 | Five Star Bank | 1 | $150K | 0.5% | 0.00% |
| 15 | Northeast Bank | 1 | $150K | 0.5% | 0.00% |
| 16 | America First Federal Credit Union | 1 | $110K | 0.4% | 0.00% |
| 17 | Readycap Lending, LLC | 1 | $104K | 0.3% | 0.00% |
| 18 | Washington Trust Bank | 1 | $26K | 0.1% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Construction | 31 | $5.7M | 19.0% |
| 2 | Other services | 10 | $3.8M | 12.5% |
| 3 | Health care & social assistance | 12 | $3.4M | 11.4% |
| 4 | Transportation & warehousing | 20 | $2.7M | 9.1% |
| 5 | Accommodation & food services | 12 | $2.6M | 8.8% |
| 6 | Professional & technical services | 17 | $1.9M | 6.3% |
| 7 | Manufacturing | 10 | $1.8M | 6.0% |
| 8 | Agriculture, forestry & fishing | 2 | $1.4M | 4.7% |
| 9 | Retail trade | 5 | $1.4M | 4.5% |
| 10 | Administrative & waste services | 17 | $1.2M | 4.0% |
| 11 | Transportation & warehousing | 2 | $1.2M | 3.9% |
| 12 | Finance & insurance | 2 | $631K | 2.1% |
| 13 | Retail trade | 3 | $575K | 1.9% |
| 14 | Wholesale trade | 5 | $567K | 1.9% |
| 15 | Real estate & leasing | 9 | $557K | 1.9% |
| 16 | Educational services | 2 | $405K | 1.4% |
| 17 | Manufacturing | 2 | $100K | 0.3% |
| 18 | Arts, entertainment & recreation | 2 | $74K | 0.2% |
| 19 | Manufacturing | 2 | $50K | 0.2% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.