SBA 7(a) lenders in Boise, ID
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
18 institutions have SBA 7(a) loans on record in Boise, together $20.2M across 58 loans. Idaho Central CU is the largest, with 24% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Idaho Central CU | 6 | $4.9M | 24.3% | 0.00% |
| 2 | Live Oak Banking Company | 2 | $3.6M | 17.6% | 0.00% |
| 3 | Wells Fargo Bank National Association | 9 | $3.2M | 15.9% | 0.31% |
| 4 | Mountain America FCU | 12 | $1.7M | 8.3% | 0.00% |
| 5 | Zions Bank, A Division of | 10 | $1.5M | 7.6% | 2.79% |
| 6 | America First Federal Credit Union | 2 | $1.5M | 7.6% | 0.00% |
| 7 | BMO Bank National Association | 1 | $973K | 4.8% | 0.00% |
| 8 | Federal Deposit Insurance Corporation | 1 | $715K | 3.5% | 43.05% |
| 9 | Lexicon Bank | 1 | $673K | 3.3% | 0.00% |
| 10 | Glacier Bank | 2 | $335K | 1.7% | 0.00% |
| 11 | U.S. Bank, National Association | 4 | $267K | 1.3% | 0.00% |
| 12 | Idaho First Bank | 1 | $230K | 1.1% | 0.00% |
| 13 | Sunwest Bank | 1 | $183K | 0.9% | 0.00% |
| 14 | D. L. Evans Bank | 2 | $165K | 0.8% | 0.00% |
| 15 | Stearns Bank National Association | 1 | $100K | 0.5% | 0.00% |
| 16 | Banner Bank | 1 | $75K | 0.4% | 151.70% |
| 17 | Montana Community Development Corp. | 1 | $47K | 0.2% | 0.00% |
| 18 | KeyBank National Association | 1 | $25K | 0.1% | 97.97% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Retail trade | 10 | $8.0M | 39.5% |
| 2 | Accommodation & food services | 12 | $4.3M | 21.5% |
| 3 | Real estate & leasing | 2 | $2.5M | 12.6% |
| 4 | Health care & social assistance | 3 | $2.0M | 10.1% |
| 5 | Construction | 8 | $1.2M | 5.9% |
| 6 | Mining & extraction | 4 | $392K | 1.9% |
| 7 | Manufacturing | 1 | $325K | 1.6% |
| 8 | Transportation & warehousing | 3 | $300K | 1.5% |
| 9 | Professional & technical services | 3 | $233K | 1.2% |
| 10 | Finance & insurance | 2 | $228K | 1.1% |
| 11 | Wholesale trade | 2 | $200K | 1.0% |
| 12 | Administrative & waste services | 2 | $127K | 0.6% |
| 13 | Retail trade | 3 | $105K | 0.5% |
| 14 | Manufacturing | 1 | $100K | 0.5% |
| 15 | Other services | 2 | $85K | 0.4% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.