SBA 7(a) lenders in Bingham, ID
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
23 institutions have SBA 7(a) loans on record in Bingham, together $41.1M across 198 loans. Zions Bank, A Division of is the largest, with 26% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Zions Bank, A Division of | 106 | $10.8M | 26.3% | 1.60% |
| 2 | Glacier Bank | 6 | $6.8M | 16.6% | 5.62% |
| 3 | Celtic Bank Corporation | 11 | $4.2M | 10.2% | 2.01% |
| 4 | Wells Fargo Bank National Association | 4 | $3.4M | 8.4% | 4.56% |
| 5 | The Bank of Commerce | 24 | $2.8M | 6.9% | 0.00% |
| 6 | Idaho Central CU | 4 | $2.8M | 6.9% | 0.00% |
| 7 | America First Federal Credit Union | 1 | $2.5M | 6.0% | 0.00% |
| 8 | Federal Deposit Insurance Corporation | 3 | $2.2M | 5.2% | 0.00% |
| 9 | Mountain America FCU | 7 | $1.1M | 2.7% | 0.00% |
| 10 | The Yellowstone Bank | 1 | $562K | 1.4% | 0.00% |
| 11 | Cache Valley Bank | 1 | $530K | 1.3% | 0.00% |
| 12 | U.S. Bank, National Association | 9 | $520K | 1.3% | 0.70% |
| 13 | Newtek Bank, National Association | 2 | $500K | 1.2% | 0.00% |
| 14 | PNC Bank, National Association | 1 | $463K | 1.1% | 0.00% |
| 15 | Beacon Bank and Trust | 1 | $440K | 1.1% | 0.00% |
| 16 | D. L. Evans Bank | 6 | $430K | 1.0% | 0.00% |
| 17 | KeyBank National Association | 5 | $318K | 0.8% | 0.00% |
| 18 | Vision One CU | 1 | $200K | 0.5% | 0.00% |
| 19 | First Internet Bank of Indiana | 1 | $200K | 0.5% | 0.00% |
| 20 | Lexicon Bank | 1 | $195K | 0.5% | 0.00% |
| 21 | Chartway FCU | 1 | $32K | 0.1% | 0.00% |
| 22 | Readycap Lending, LLC | 1 | $30K | 0.1% | 0.00% |
| 23 | VelocitySBA, LLC | 1 | $15K | 0.0% | 96.71% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Construction | 40 | $7.5M | 18.3% |
| 2 | Other services | 19 | $5.3M | 13.0% |
| 3 | Real estate & leasing | 5 | $5.2M | 12.6% |
| 4 | Retail trade | 7 | $4.6M | 11.2% |
| 5 | Wholesale trade | 11 | $4.4M | 10.8% |
| 6 | Health care & social assistance | 21 | $3.3M | 8.0% |
| 7 | Administrative & waste services | 10 | $1.8M | 4.3% |
| 8 | Transportation & warehousing | 19 | $1.5M | 3.8% |
| 9 | Finance & insurance | 4 | $1.5M | 3.6% |
| 10 | Accommodation & food services | 12 | $1.5M | 3.5% |
| 11 | Retail trade | 16 | $1.3M | 3.1% |
| 12 | Professional & technical services | 8 | $875K | 2.1% |
| 13 | Educational services | 6 | $696K | 1.7% |
| 14 | Manufacturing | 9 | $549K | 1.3% |
| 15 | Manufacturing | 4 | $544K | 1.3% |
| 16 | Arts, entertainment & recreation | 3 | $235K | 0.6% |
| 17 | Agriculture, forestry & fishing | 1 | $200K | 0.5% |
| 18 | Public administration | 1 | $73K | 0.2% |
| 19 | Mining & extraction | 1 | $50K | 0.1% |
| 20 | Information | 1 | $25K | 0.1% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.