SBA 7(a) lenders in Montezuma, CO
Approvals in SBA fiscal years 2009–2026. Source data as of 2026-06-30.
Lenders
24 institutions have SBA 7(a) loans on record in Montezuma, together $30.2M across 73 loans. First Southwest Bank is the largest, with 29% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | First Southwest Bank | 31 | $8.7M | 29.0% | 0.50% |
| 2 | Hanmi Bank | 2 | $3.3M | 11.0% | 0.00% |
| 3 | First Western SBLC, LLC | 1 | $2.5M | 8.2% | 0.00% |
| 4 | Zions Bank, A Division of | 7 | $1.7M | 5.6% | 0.00% |
| 5 | Stearns Bank National Association | 1 | $1.7M | 5.5% | 0.00% |
| 6 | Four Corners Community Bank | 3 | $1.6M | 5.3% | 0.00% |
| 7 | First National Bank, Cortez | 4 | $1.6M | 5.2% | 0.00% |
| 8 | Enterprise Bank & Trust | 1 | $1.5M | 4.9% | 0.00% |
| 9 | U.S. Bank, National Association | 2 | $1.5M | 4.8% | 0.00% |
| 10 | Pathward National Association | 1 | $1.3M | 4.4% | 0.00% |
| 11 | Bank of the Southwest | 1 | $1.2M | 4.0% | 0.00% |
| 12 | FWBank | 1 | $716K | 2.4% | 0.00% |
| 13 | The Huntington National Bank | 2 | $550K | 1.8% | 0.00% |
| 14 | Wells Fargo Bank National Association | 4 | $445K | 1.5% | 0.00% |
| 15 | Readycap Lending, LLC | 1 | $379K | 1.3% | 68.82% |
| 16 | BayFirst National Bank | 1 | $300K | 1.0% | 0.00% |
| 17 | Celtic Bank Corporation | 2 | $283K | 0.9% | 0.00% |
| 18 | Northeast Bank | 1 | $250K | 0.8% | 0.00% |
| 19 | Newtek Bank, National Association | 1 | $200K | 0.7% | 0.00% |
| 20 | City National Bank of Florida | 1 | $200K | 0.7% | 0.00% |
| 21 | TBK Bank, SSB | 1 | $135K | 0.4% | 0.00% |
| 22 | Columbia Bank | 2 | $100K | 0.3% | 0.00% |
| 23 | DreamSpring | 1 | $79K | 0.3% | 0.00% |
| 24 | VelocitySBA, LLC | 1 | $20K | 0.1% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Retail trade | 11 | $8.4M | 27.7% |
| 2 | Accommodation & food services | 8 | $7.4M | 24.7% |
| 3 | Manufacturing | 7 | $2.9M | 9.8% |
| 4 | Retail trade | 5 | $1.9M | 6.4% |
| 5 | Other services | 6 | $1.8M | 5.8% |
| 6 | Professional & technical services | 8 | $1.4M | 4.7% |
| 7 | Mining & extraction | 5 | $1.4M | 4.5% |
| 8 | Health care & social assistance | 1 | $1.2M | 4.0% |
| 9 | Agriculture, forestry & fishing | 3 | $894K | 3.0% |
| 10 | Manufacturing | 5 | $637K | 2.1% |
| 11 | Construction | 5 | $596K | 2.0% |
| 12 | Administrative & waste services | 2 | $475K | 1.6% |
| 13 | Transportation & warehousing | 2 | $439K | 1.5% |
| 14 | Real estate & leasing | 1 | $375K | 1.2% |
| 15 | Finance & insurance | 1 | $185K | 0.6% |
| 16 | Educational services | 1 | $100K | 0.3% |
| 17 | Arts, entertainment & recreation | 1 | $55K | 0.2% |
| 18 | Wholesale trade | 1 | $25K | 0.1% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.