SBA 7(a) lenders in Pinal, AZ

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

85 institutions have SBA 7(a) loans on record in Pinal, together $261.8M across 545 loans. Live Oak Banking Company is the largest, with 13% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	27	$35.2M	13.4%	0.00%
2	Wells Fargo Bank National Association	83	$21.4M	8.2%	1.84%
3	Celtic Bank Corporation	27	$17.3M	6.6%	0.00%
4	Poppy Bank	6	$13.3M	5.1%	0.00%
5	PNC Bank, National Association	45	$10.7M	4.1%	6.42%
6	JPMorgan Chase Bank, National Association	67	$10.4M	4.0%	5.56%
7	U.S. Bank, National Association	52	$8.4M	3.2%	1.00%
8	America First Federal Credit Union	5	$7.6M	2.9%	5.05%
9	Alerus Financial, National Association	4	$7.2M	2.8%	0.00%
10	Arizona Financial Credit Union	7	$6.9M	2.6%	0.00%
11	Readycap Lending, LLC	8	$6.8M	2.6%	5.53%
12	The Huntington National Bank	6	$6.0M	2.3%	0.00%
13	Stearns Bank National Association	5	$4.5M	1.7%	0.00%
14	Capital Bank, National Association	2	$4.3M	1.6%	14.18%
15	Southwest Heritage Bank	4	$4.3M	1.6%	4.82%
16	Enterprise Bank & Trust	6	$4.1M	1.6%	0.00%
17	Pathward National Association	1	$3.9M	1.5%	0.00%
18	United Midwest Savings Bank National Association	9	$3.9M	1.5%	3.28%
19	The Bancorp Bank National Association	4	$3.8M	1.4%	0.00%
20	Bank Five Nine	3	$3.3M	1.2%	0.00%
21	Open Bank	1	$2.9M	1.1%	0.00%
22	American Continental Bank	1	$2.9M	1.1%	0.00%
23	Zions Bank, A Division of	12	$2.8M	1.1%	5.01%
24	Midwest Regional Bank	6	$2.8M	1.1%	0.00%
25	Summit State Bank	1	$2.7M	1.0%	0.00%
26	Busey Bank	1	$2.7M	1.0%	0.00%
27	Newtek Bank, National Association	13	$2.6M	1.0%	0.00%
28	Bell Bank	2	$2.6M	1.0%	0.00%
29	Commonwealth Business Bank	1	$2.6M	1.0%	0.00%
30	Newtek Small Business Finance, Inc.	6	$2.6M	1.0%	0.00%
31	Red River State Bank	3	$2.5M	1.0%	0.00%
32	First Scottsdale Bank, National Association	1	$2.5M	1.0%	0.00%
33	Meridian Bank	1	$2.4M	0.9%	0.00%
34	BMO Bank National Association	7	$2.4M	0.9%	0.00%
35	First Interstate Bank	6	$2.3M	0.9%	13.99%
36	St. Louis Bank	2	$2.3M	0.9%	0.00%
37	BNC National Bank	6	$2.1M	0.8%	0.00%
38	Southwestern National Bank	1	$2.0M	0.8%	0.00%
39	T Bank, National Association	1	$2.0M	0.8%	0.00%
40	Genesis Bank	1	$2.0M	0.7%	0.00%
41	Falcon National Bank	1	$1.9M	0.7%	0.00%
42	BayFirst National Bank	10	$1.8M	0.7%	18.65%
43	FWBank	1	$1.5M	0.6%	0.00%
44	Arizona Capital Source	6	$1.5M	0.6%	0.00%
45	Bank of America, National Association	6	$1.3M	0.5%	3.78%
46	Western State Bank	2	$1.3M	0.5%	0.00%
47	Banc of California	2	$1.2M	0.5%	0.00%
48	Truliant FCU	1	$1.1M	0.4%	0.00%
49	Colony Bank	1	$1.0M	0.4%	0.00%
50	Coastal States Bank	1	$1.0M	0.4%	0.00%
51	First Bank	1	$931K	0.4%	0.00%
52	City National Bank	1	$913K	0.3%	0.00%
53	BOKF, National Association	4	$882K	0.3%	0.00%
54	Community Banks of Colorado, A Division of NBH Bank	1	$822K	0.3%	0.00%
55	KeyBank National Association	1	$734K	0.3%	0.00%
56	First Bank	1	$720K	0.3%	0.00%
57	Mountain America FCU	12	$695K	0.3%	11.30%
58	Harvest Small Business Finance, LLC	1	$665K	0.3%	0.00%
59	Northeast Bank	7	$659K	0.3%	0.00%
60	Solera National Bank	1	$600K	0.2%	74.71%
61	North State Bank	1	$583K	0.2%	0.00%
62	First-Citizens Bank & Trust Company	2	$580K	0.2%	0.00%
63	Happen Bank	1	$524K	0.2%	0.00%
64	Western Alliance Bank	3	$509K	0.2%	0.00%
65	TowneBank	1	$489K	0.2%	0.00%
66	Evolve Bank and Trust	1	$467K	0.2%	0.00%
67	Sunflower Bank National Association	2	$450K	0.2%	0.00%
68	Lendistry SBLC, LLC	2	$450K	0.2%	0.00%
69	CDC Small Business Finance Corp.	3	$420K	0.2%	61.83%
70	Customers Bank	1	$393K	0.2%	0.00%
71	TrustBank	1	$350K	0.1%	0.00%
72	First Bank of the Lake	1	$350K	0.1%	0.00%
73	United Community Bank	1	$345K	0.1%	0.00%
74	Business Lenders, LLC	2	$340K	0.1%	40.66%
75	First Western SBLC, LLC	1	$300K	0.1%	0.00%
76	Desert Financial Credit Union	1	$250K	0.1%	0.00%
77	Pima FCU	1	$238K	0.1%	0.00%
78	PCB Bank	1	$215K	0.1%	0.00%
79	Accion Opportunity Fund Community Development	1	$150K	0.1%	0.00%
80	Capital One National Association	3	$125K	0.0%	83.97%
81	Columbia Bank	2	$55K	0.0%	0.00%
82	VelocitySBA, LLC	5	$50K	0.0%	19.09%
83	First CU	1	$50K	0.0%	0.00%
84	Vantage West Credit Union	1	$50K	0.0%	99.70%
85	Gateway Commercial Bank	1	$48K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	67	$65.3M	24.9%
2	Health care & social assistance	80	$45.6M	17.4%
3	Other services	61	$29.9M	11.4%
4	Retail trade	48	$25.2M	9.6%
5	Administrative & waste services	35	$17.8M	6.8%
6	Construction	74	$12.1M	4.6%
7	Manufacturing	19	$9.6M	3.6%
8	Retail trade	25	$9.4M	3.6%
9	Arts, entertainment & recreation	12	$9.1M	3.5%
10	Professional & technical services	41	$8.3M	3.2%
11	Manufacturing	13	$7.9M	3.0%
12	Agriculture, forestry & fishing	10	$4.5M	1.7%
13	Wholesale trade	8	$4.5M	1.7%
14	Real estate & leasing	13	$3.0M	1.1%
15	Information	7	$2.2M	0.8%
16	Transportation & warehousing	3	$2.1M	0.8%
17	Transportation & warehousing	15	$1.9M	0.7%
18	Mining & extraction	2	$1.8M	0.7%
19	Manufacturing	6	$666K	0.3%
20	Educational services	3	$615K	0.2%
21	Utilities	1	$482K	0.2%
22	Finance & insurance	2	$80K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.