SBA 7(a) lenders in Pinal, AZ

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

89 institutions have SBA 7(a) loans on record in Pinal, together $273.1M across 564 loans. Live Oak Banking Company is the largest, with 13% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	28	$35.7M	13.1%	0.00%
2	Wells Fargo Bank National Association	83	$21.4M	7.8%	1.86%
3	Celtic Bank Corporation	27	$17.3M	6.3%	0.00%
4	Poppy Bank	6	$13.3M	4.9%	0.00%
5	PNC Bank, National Association	45	$10.7M	3.9%	6.42%
6	Arizona Financial Credit Union	9	$10.7M	3.9%	0.00%
7	JPMorgan Chase Bank, National Association	67	$10.4M	3.8%	5.56%
8	Alerus Financial, National Association	5	$9.6M	3.5%	0.00%
9	U.S. Bank, National Association	53	$8.5M	3.1%	1.00%
10	America First Federal Credit Union	5	$7.6M	2.8%	5.05%
11	Readycap Lending, LLC	8	$6.8M	2.5%	5.53%
12	The Huntington National Bank	6	$6.0M	2.2%	0.00%
13	Stearns Bank National Association	5	$4.5M	1.6%	0.00%
14	Capital Bank, National Association	2	$4.3M	1.6%	14.18%
15	Southwest Heritage Bank	4	$4.3M	1.6%	4.82%
16	Enterprise Bank & Trust	6	$4.1M	1.5%	0.00%
17	Pathward National Association	1	$3.9M	1.4%	0.00%
18	United Midwest Savings Bank National Association	9	$3.9M	1.4%	3.28%
19	The Bancorp Bank National Association	4	$3.8M	1.4%	0.00%
20	Bank Five Nine	3	$3.3M	1.2%	0.00%
21	Zions Bancorporation, National Association	14	$3.1M	1.1%	4.49%
22	Newtek Bank, National Association	15	$3.0M	1.1%	0.00%
23	Open Bank	1	$2.9M	1.1%	0.00%
24	American Continental Bank	1	$2.9M	1.0%	0.00%
25	Midwest Regional Bank	6	$2.8M	1.0%	0.00%
26	Summit State Bank	1	$2.7M	1.0%	0.00%
27	Busey Bank	1	$2.7M	1.0%	0.00%
28	Bell Bank	2	$2.6M	1.0%	0.00%
29	Commonwealth Business Bank	1	$2.6M	0.9%	0.00%
30	Newtek Small Business Finance, LLC	6	$2.6M	0.9%	0.00%
31	Red River State Bank	3	$2.5M	0.9%	0.00%
32	First Scottsdale Bank, National Association	1	$2.5M	0.9%	0.00%
33	Meridian Bank	1	$2.4M	0.9%	0.00%
34	BMO Bank National Association	7	$2.4M	0.9%	0.00%
35	First Interstate Bank	6	$2.3M	0.9%	13.99%
36	St. Louis Bank	2	$2.3M	0.9%	0.00%
37	BNC National Bank	6	$2.1M	0.8%	12.56%
38	Southwestern National Bank	1	$2.0M	0.7%	0.00%
39	T Bank, National Association	1	$2.0M	0.7%	0.00%
40	Genesis Bank	1	$2.0M	0.7%	0.00%
41	Falcon National Bank	1	$1.9M	0.7%	0.00%
42	BayFirst National Bank	10	$1.8M	0.7%	18.65%
43	Centerstone SBA Lending, Inc.	2	$1.8M	0.7%	0.00%
44	FWBank	1	$1.5M	0.5%	0.00%
45	Arizona Capital Source	6	$1.5M	0.5%	0.00%
46	Bank of America, National Association	6	$1.3M	0.5%	3.78%
47	Western State Bank	2	$1.3M	0.5%	0.00%
48	Banc of California	2	$1.2M	0.5%	0.00%
49	Truliant FCU	1	$1.1M	0.4%	0.00%
50	Colony Bank	1	$1.0M	0.4%	0.00%
51	Coastal States Bank	1	$1.0M	0.4%	0.00%
52	Northeast Bank	9	$955K	0.3%	0.00%
53	First Bank	1	$931K	0.3%	0.00%
54	Mountain America FCU	13	$920K	0.3%	8.54%
55	City National Bank	1	$913K	0.3%	0.00%
56	BOKF, National Association	4	$882K	0.3%	0.00%
57	Community Banks of Colorado, A Division of NBH Bank	1	$822K	0.3%	0.00%
58	KeyBank National Association	1	$734K	0.3%	0.00%
59	First Bank	1	$720K	0.3%	0.00%
60	Harvest Small Business Finance, LLC	1	$665K	0.2%	0.00%
61	Lendistry SBLC, LLC	3	$653K	0.2%	0.00%
62	Solera National Bank	1	$600K	0.2%	74.71%
63	North State Bank	1	$583K	0.2%	0.00%
64	First-Citizens Bank & Trust Company	2	$580K	0.2%	0.00%
65	Desert Financial Credit Union	2	$525K	0.2%	0.00%
66	Happen Bank	1	$524K	0.2%	0.00%
67	Western Alliance Bank	3	$509K	0.2%	0.00%
68	TowneBank	1	$489K	0.2%	0.00%
69	ConnectOne Bank	1	$470K	0.2%	0.00%
70	Evolve Bank and Trust	1	$467K	0.2%	0.00%
71	Sunflower Bank National Association	2	$450K	0.2%	0.00%
72	CDC Small Business Finance Corp.	3	$420K	0.2%	61.83%
73	Port 51 Lending LLC	1	$396K	0.1%	0.00%
74	Customers Bank	1	$393K	0.1%	0.00%
75	First Bank of the Lake	1	$350K	0.1%	0.00%
76	TrustBank	1	$350K	0.1%	0.00%
77	United Community Bank	1	$345K	0.1%	0.00%
78	Business Lenders, LLC	2	$340K	0.1%	40.66%
79	First Western SBLC, LLC d/b/a Peachtree Group	1	$300K	0.1%	0.00%
80	Pima FCU	1	$238K	0.1%	0.00%
81	Grasshopper Bank National Association	1	$236K	0.1%	0.00%
82	PCB Bank	1	$215K	0.1%	0.00%
83	Accion Opportunity Fund Community Development	1	$150K	0.1%	0.00%
84	Capital One National Association	3	$125K	0.0%	83.97%
85	Columbia Bank	2	$55K	0.0%	0.00%
86	VelocitySBA, LLC	5	$50K	0.0%	19.09%
87	First CU	1	$50K	0.0%	0.00%
88	Vantage West Credit Union	1	$50K	0.0%	99.70%
89	Gateway Commercial Bank	1	$48K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	68	$65.7M	24.1%
2	Health care & social assistance	82	$47.4M	17.4%
3	Other services	61	$29.9M	10.9%
4	Retail trade	50	$27.7M	10.1%
5	Administrative & waste services	36	$18.0M	6.6%
6	Construction	81	$16.8M	6.2%
7	Manufacturing	19	$9.6M	3.5%
8	Retail trade	26	$9.5M	3.5%
9	Professional & technical services	44	$9.2M	3.4%
10	Arts, entertainment & recreation	12	$9.1M	3.3%
11	Manufacturing	14	$8.3M	3.0%
12	Agriculture, forestry & fishing	11	$4.6M	1.7%
13	Wholesale trade	8	$4.5M	1.7%
14	Real estate & leasing	13	$3.0M	1.1%
15	Information	7	$2.2M	0.8%
16	Transportation & warehousing	3	$2.1M	0.8%
17	Transportation & warehousing	15	$1.9M	0.7%
18	Mining & extraction	2	$1.8M	0.6%
19	Manufacturing	6	$666K	0.2%
20	Educational services	3	$615K	0.2%
21	Utilities	1	$482K	0.2%
22	Finance & insurance	2	$80K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.