SBA 7(a) lenders in Cochise, AZ

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

57 institutions have SBA 7(a) loans on record in Cochise, together $135.6M across 267 loans. Live Oak Banking Company is the largest, with 10% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	15	$13.2M	9.7%	0.00%
2	Columbia Bank	8	$11.5M	8.5%	0.00%
3	Wells Fargo Bank National Association	30	$10.0M	7.4%	2.53%
4	PNC Bank, National Association	48	$10.0M	7.3%	0.37%
5	Midwest Regional Bank	5	$7.6M	5.6%	4.34%
6	Celtic Bank Corporation	10	$7.0M	5.2%	2.34%
7	Zions Bank, A Division of	30	$6.1M	4.5%	2.76%
8	Open Bank	2	$5.0M	3.7%	0.00%
9	Banc of California	2	$4.8M	3.5%	0.00%
10	Readycap Lending, LLC	5	$4.2M	3.1%	10.14%
11	Bank of Hope	3	$3.6M	2.7%	0.00%
12	Arizona Financial Credit Union	5	$3.4M	2.5%	0.00%
13	Northwest FCU	1	$3.2M	2.4%	0.00%
14	US Metro Bank	1	$3.0M	2.2%	0.00%
15	Genesis Bank	2	$2.9M	2.1%	50.53%
16	Centerstone SBA Lending, Inc.	1	$2.7M	2.0%	0.00%
17	Commonwealth Business Bank	2	$2.7M	2.0%	0.00%
18	First Financial Bank	1	$2.7M	2.0%	0.00%
19	First Western SBLC, LLC	2	$2.5M	1.8%	0.00%
20	Stearns Bank National Association	6	$2.2M	1.7%	0.00%
21	Western Commerce Bank	2	$2.1M	1.6%	0.00%
22	Integro Bank	1	$2.0M	1.5%	0.00%
23	Southwest Heritage Bank	1	$1.9M	1.4%	0.00%
24	Citizens Bank	1	$1.9M	1.4%	0.00%
25	Enterprise Bank & Trust	2	$1.8M	1.3%	0.00%
26	U.S. Bank, National Association	11	$1.3M	1.0%	0.00%
27	Evolve Bank and Trust	1	$1.2M	0.9%	0.00%
28	First Security Bank of Nevada	1	$1.2M	0.9%	0.00%
29	JPMorgan Chase Bank, National Association	12	$1.2M	0.9%	3.39%
30	The Huntington National Bank	5	$1.1M	0.8%	0.00%
31	St. Louis Bank	1	$986K	0.7%	0.00%
32	America First Federal Credit Union	2	$942K	0.7%	0.00%
33	Harvest Small Business Finance, LLC	2	$935K	0.7%	0.00%
34	PCB Bank	1	$925K	0.7%	46.29%
35	United Community Bank	1	$900K	0.7%	0.00%
36	First Business Bank	1	$812K	0.6%	0.00%
37	United Midwest Savings Bank National Association	3	$771K	0.6%	16.47%
38	BNC National Bank	2	$650K	0.5%	0.00%
39	Western Bank	4	$616K	0.5%	0.00%
40	BayFirst National Bank	3	$575K	0.4%	0.00%
41	Commercial Bank of California	1	$463K	0.3%	0.00%
42	Byline Bank	1	$355K	0.3%	0.00%
43	Northeast Bank	3	$344K	0.3%	0.00%
44	Happen Bank	1	$312K	0.2%	0.00%
45	Vantage West Credit Union	3	$275K	0.2%	0.00%
46	Mountain America FCU	2	$263K	0.2%	4.90%
47	Bank of America, National Association	4	$240K	0.2%	0.00%
48	WaFd Bank	3	$224K	0.2%	0.00%
49	Arizona Capital Source	2	$218K	0.2%	0.00%
50	Newtek Bank, National Association	2	$200K	0.1%	0.00%
51	BMO Bank National Association	1	$149K	0.1%	0.00%
52	Independence Bank	1	$125K	0.1%	0.00%
53	Newtek Small Business Finance, Inc.	1	$117K	0.1%	83.56%
54	CDC Small Business Finance Corp.	1	$100K	0.1%	0.00%
55	Small Business Bank	1	$86K	0.1%	0.00%
56	Navy FCU	1	$50K	0.0%	0.00%
57	VelocitySBA, LLC	3	$33K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	59	$55.4M	40.8%
2	Retail trade	36	$26.0M	19.2%
3	Health care & social assistance	20	$12.4M	9.1%
4	Retail trade	13	$9.6M	7.1%
5	Real estate & leasing	13	$7.1M	5.2%
6	Professional & technical services	23	$6.6M	4.8%
7	Other services	18	$4.5M	3.3%
8	Manufacturing	8	$3.6M	2.6%
9	Construction	24	$2.9M	2.2%
10	Manufacturing	3	$2.3M	1.7%
11	Transportation & warehousing	10	$1.5M	1.1%
12	Finance & insurance	6	$864K	0.6%
13	Wholesale trade	4	$724K	0.5%
14	Arts, entertainment & recreation	6	$713K	0.5%
15	Administrative & waste services	11	$639K	0.5%
16	Management of companies	2	$414K	0.3%
17	Agriculture, forestry & fishing	2	$136K	0.1%
18	Educational services	4	$105K	0.1%
19	Transportation & warehousing	2	$94K	0.1%
20	Information	2	$45K	0.0%
21	Manufacturing	1	$10K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.