SBA 7(a) lenders in Mississippi, AR
Approvals in SBA fiscal years 2008–2025. Source data as of 2026-06-30.
Lenders
14 institutions have SBA 7(a) loans on record in Mississippi, together $19.5M across 25 loans. First Bank is the largest, with 34% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | First Bank | 2 | $6.6M | 34.1% | 0.00% |
| 2 | North Valley Bank | 3 | $6.5M | 33.2% | 0.00% |
| 3 | ACC Capital | 6 | $1.9M | 9.7% | 6.18% |
| 4 | First-Citizens Bank & Trust Company | 1 | $1.5M | 7.7% | 0.00% |
| 5 | Southern Bancorp Bank | 3 | $465K | 2.4% | 0.00% |
| 6 | Readycap Lending, LLC | 1 | $445K | 2.3% | 0.00% |
| 7 | Southern Bank | 1 | $414K | 2.1% | 0.00% |
| 8 | Centerstone SBA Lending, Inc. | 1 | $371K | 1.9% | 0.00% |
| 9 | Live Oak Banking Company | 1 | $365K | 1.9% | 0.00% |
| 10 | Celtic Bank Corporation | 1 | $288K | 1.5% | 0.00% |
| 11 | Centennial Bank | 2 | $262K | 1.3% | 0.00% |
| 12 | The Bank of Edison | 1 | $228K | 1.2% | 0.00% |
| 13 | Newtek Bank, National Association | 1 | $100K | 0.5% | 0.00% |
| 14 | First Community Bank | 1 | $43K | 0.2% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Wholesale trade | 2 | $6.6M | 34.1% |
| 2 | Other services | 4 | $6.6M | 33.7% |
| 3 | Accommodation & food services | 4 | $2.2M | 11.0% |
| 4 | Retail trade | 4 | $1.2M | 6.0% |
| 5 | Agriculture, forestry & fishing | 1 | $780K | 4.0% |
| 6 | Professional & technical services | 2 | $779K | 4.0% |
| 7 | Administrative & waste services | 5 | $612K | 3.1% |
| 8 | Health care & social assistance | 1 | $600K | 3.1% |
| 9 | Manufacturing | 1 | $150K | 0.8% |
| 10 | Manufacturing | 1 | $20K | 0.1% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.