SBA 7(a) lenders in Jefferson, AR
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
23 institutions have SBA 7(a) loans on record in Jefferson, together $48.4M across 69 loans. First Financial Bank is the largest, with 27% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | First Financial Bank | 13 | $13.2M | 27.2% | 0.00% |
| 2 | First Service Bank | 11 | $12.4M | 25.7% | 0.00% |
| 3 | Stone Bank | 4 | $7.1M | 14.7% | 0.00% |
| 4 | Relyance Bank | 11 | $3.5M | 7.2% | 8.65% |
| 5 | Bank of Little Rock | 1 | $3.0M | 6.2% | 0.00% |
| 6 | ACC Capital | 4 | $2.2M | 4.5% | 2.56% |
| 7 | Milestone Bank | 1 | $1.8M | 3.6% | 0.00% |
| 8 | Equity Bank | 1 | $1.7M | 3.4% | 0.00% |
| 9 | Ameris Bank | 1 | $1.1M | 2.4% | 94.45% |
| 10 | Northbrook Bank & Trust Company, National Association | 1 | $553K | 1.1% | 0.00% |
| 11 | Citizens Bank | 1 | $530K | 1.1% | 0.00% |
| 12 | U.S. Bank, National Association | 5 | $307K | 0.6% | 0.00% |
| 13 | Banc of California | 1 | $300K | 0.6% | 75.54% |
| 14 | Southern Bancorp Bank | 1 | $255K | 0.5% | 0.00% |
| 15 | Live Oak Banking Company | 1 | $170K | 0.4% | 0.00% |
| 16 | Southern Bancorp Capital Partners | 1 | $59K | 0.1% | 0.00% |
| 17 | Arvest Bank | 1 | $57K | 0.1% | 60.64% |
| 18 | Readycap Lending, LLC | 1 | $50K | 0.1% | 0.00% |
| 19 | Northeast Bank | 1 | $47K | 0.1% | 0.00% |
| 20 | VelocitySBA, LLC | 3 | $35K | 0.1% | 37.96% |
| 21 | Bank of Hope | 3 | $35K | 0.1% | 35.55% |
| 22 | BayFirst National Bank | 1 | $31K | 0.1% | 0.00% |
| 23 | The Huntington National Bank | 1 | $25K | 0.1% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Agriculture, forestry & fishing | 26 | $32.3M | 66.6% |
| 2 | Retail trade | 10 | $5.4M | 11.2% |
| 3 | Accommodation & food services | 10 | $4.8M | 10.0% |
| 4 | Other services | 5 | $2.0M | 4.1% |
| 5 | Manufacturing | 1 | $1.9M | 4.0% |
| 6 | Health care & social assistance | 2 | $520K | 1.1% |
| 7 | Professional & technical services | 4 | $361K | 0.7% |
| 8 | Wholesale trade | 2 | $316K | 0.7% |
| 9 | Transportation & warehousing | 2 | $312K | 0.6% |
| 10 | Finance & insurance | 2 | $242K | 0.5% |
| 11 | Retail trade | 3 | $220K | 0.5% |
| 12 | Construction | 1 | $47K | 0.1% |
| 13 | Real estate & leasing | 1 | $10K | 0.0% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.