SBA 7(a) lenders in Garland, AR

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

44 institutions have SBA 7(a) loans on record in Garland, together $83.8M across 276 loans. Live Oak Banking Company is the largest, with 16% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	10	$13.2M	15.8%	0.00%
2	Arvest Bank	83	$13.2M	15.7%	1.07%
3	The Huntington National Bank	7	$6.7M	8.0%	0.00%
4	Bank OZK	7	$6.4M	7.7%	0.00%
5	Southern Bancorp Bank	19	$5.1M	6.1%	4.76%
6	FNBC Bank	7	$3.9M	4.7%	0.00%
7	U.S. Bank, National Association	52	$3.1M	3.8%	1.10%
8	ACC Capital	8	$3.0M	3.6%	14.24%
9	Regions Bank	8	$3.0M	3.5%	2.25%
10	Simmons Bank	10	$3.0M	3.5%	5.74%
11	First Financial Bank	5	$2.8M	3.4%	0.32%
12	Beacon Bank and Trust	2	$2.3M	2.7%	0.00%
13	Wells Fargo Bank National Association	3	$2.1M	2.5%	0.00%
14	Diamond Bank	1	$1.7M	2.0%	104.34%
15	Community South Bank	1	$1.4M	1.6%	61.77%
16	Truliant FCU	2	$1.3M	1.5%	0.00%
17	Newtek Bank, National Association	4	$1.1M	1.3%	0.00%
18	BayFirst National Bank	5	$1.1M	1.3%	0.00%
19	First Internet Bank of Indiana	1	$1.1M	1.3%	0.00%
20	Bank Five Nine	1	$962K	1.1%	0.00%
21	Citizens Bank	1	$831K	1.0%	0.00%
22	Relyance Bank	3	$803K	1.0%	8.82%
23	Northeast Bank	5	$675K	0.8%	0.00%
24	Wallis Bank	1	$660K	0.8%	0.00%
25	United Midwest Savings Bank National Association	2	$510K	0.6%	0.00%
26	Evolve Bank and Trust	1	$479K	0.6%	0.00%
27	Encore Bank	1	$463K	0.6%	0.00%
28	Arkansas FCU	2	$425K	0.5%	0.00%
29	Banc of California	1	$377K	0.4%	0.00%
30	First Security Bank	2	$365K	0.4%	0.00%
31	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$350K	0.4%	0.00%
32	First Service Bank	1	$258K	0.3%	0.00%
33	Celtic Bank Corporation	2	$230K	0.3%	0.00%
34	Readycap Lending, LLC	2	$205K	0.2%	0.00%
35	Southern Bank	1	$187K	0.2%	89.13%
36	Five Star Bank	1	$175K	0.2%	0.00%
37	Independence Bank	1	$150K	0.2%	85.68%
38	Popular Bank	2	$131K	0.2%	0.00%
39	Stone Bank	1	$75K	0.1%	0.00%
40	Capital One National Association	1	$50K	0.1%	70.53%
41	Newtek Small Business Finance, Inc.	1	$50K	0.1%	0.00%
42	Bank of America, National Association	3	$50K	0.1%	95.68%
43	VelocitySBA, LLC	3	$45K	0.1%	14.79%
44	Bank of Hope	1	$20K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	41	$14.7M	17.6%
2	Professional & technical services	19	$11.8M	14.1%
3	Health care & social assistance	36	$10.0M	12.0%
4	Retail trade	33	$9.6M	11.4%
5	Construction	40	$6.4M	7.6%
6	Retail trade	17	$5.8M	7.0%
7	Arts, entertainment & recreation	11	$4.6M	5.5%
8	Wholesale trade	6	$4.1M	4.9%
9	Manufacturing	9	$4.1M	4.9%
10	Other services	25	$4.0M	4.8%
11	Administrative & waste services	13	$2.3M	2.8%
12	Manufacturing	5	$2.2M	2.6%
13	Real estate & leasing	2	$1.3M	1.6%
14	Finance & insurance	6	$837K	1.0%
15	Educational services	3	$758K	0.9%
16	Transportation & warehousing	3	$555K	0.7%
17	Manufacturing	2	$365K	0.4%
18	Agriculture, forestry & fishing	4	$258K	0.3%
19	Transportation & warehousing	1	$61K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.