SBA 7(a) lenders in Benton, AR

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

90 institutions have SBA 7(a) loans on record in Benton, together $409.0M across 794 loans. Arvest Bank is the largest, with 26% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Arvest Bank	281	$105.6M	25.8%	0.66%
2	First Financial Bank	34	$32.0M	7.8%	1.42%
3	Live Oak Banking Company	12	$22.2M	5.4%	0.00%
4	Legacy National Bank	43	$18.0M	4.4%	2.87%
5	Southern Bancorp Bank	14	$16.1M	3.9%	0.00%
6	Bank OZK	12	$14.6M	3.6%	0.00%
7	The Huntington National Bank	30	$13.1M	3.2%	0.00%
8	Grand Savings Bank	13	$12.5M	3.1%	0.00%
9	Regions Bank	11	$10.5M	2.6%	0.00%
10	Byline Bank	3	$8.5M	2.1%	0.00%
11	Wells Fargo Bank National Association	12	$8.3M	2.0%	3.87%
12	The First National Bank of Fort Smith	37	$7.7M	1.9%	1.74%
13	ACC Capital	19	$7.1M	1.7%	0.00%
14	Simmons Bank	41	$7.1M	1.7%	11.23%
15	First-Citizens Bank & Trust Company	3	$6.0M	1.5%	2.08%
16	Evolve Bank and Trust	3	$5.1M	1.2%	0.00%
17	Celtic Bank Corporation	5	$4.8M	1.2%	0.00%
18	Equity Bank	4	$4.4M	1.1%	0.00%
19	US Metro Bank	1	$4.4M	1.1%	0.00%
20	Hanover Community Bank	2	$4.1M	1.0%	0.00%
21	Beacon Bank and Trust	2	$4.0M	1.0%	0.00%
22	Stone Bank	3	$3.8M	0.9%	62.22%
23	INTRUST Bank National Association	7	$3.5M	0.9%	0.00%
24	United Bank	8	$3.3M	0.8%	0.00%
25	OMB Bank	1	$3.0M	0.7%	0.00%
26	U.S. Bank, National Association	8	$3.0M	0.7%	0.00%
27	BayFirst National Bank	8	$2.9M	0.7%	8.85%
28	Pathward National Association	3	$2.9M	0.7%	0.00%
29	First Merchants Bank	2	$2.5M	0.6%	0.00%
30	First Bank	2	$2.5M	0.6%	0.00%
31	Armstrong Bank	3	$2.5M	0.6%	0.00%
32	Newtek Bank, National Association	8	$2.4M	0.6%	0.00%
33	United Midwest Savings Bank National Association	12	$2.4M	0.6%	10.23%
34	CRF Small Business Loan Company, LLC	5	$2.3M	0.6%	0.00%
35	Great Southern Bank	13	$2.2M	0.5%	0.00%
36	First Horizon Bank	3	$2.2M	0.5%	0.00%
37	The Bank of Missouri	2	$2.2M	0.5%	0.00%
38	First Bank of the Lake	6	$2.1M	0.5%	0.00%
39	First Western Bank	13	$2.1M	0.5%	2.42%
40	Encore Bank	3	$2.0M	0.5%	0.00%
41	Customers Bank	3	$2.0M	0.5%	0.00%
42	California Bank of Commerce, NA	1	$2.0M	0.5%	0.00%
43	First Commonwealth Bank	1	$1.8M	0.4%	0.00%
44	VelocitySBA, LLC	5	$1.8M	0.4%	0.53%
45	First Community Bank	3	$1.8M	0.4%	0.00%
46	Readycap Lending, LLC	8	$1.7M	0.4%	3.55%
47	OakStar Bank	3	$1.6M	0.4%	0.00%
48	First State Bank	3	$1.6M	0.4%	0.00%
49	FDIC - Community Bank & Trust-West Georgia	1	$1.5M	0.4%	0.00%
50	Centerstone SBA Lending, Inc.	1	$1.5M	0.4%	0.00%
51	First Bank	1	$1.4M	0.3%	58.49%
52	Bank of America, National Association	3	$1.3M	0.3%	0.00%
53	CS Bank	1	$1.3M	0.3%	0.00%
54	First Security Bank	8	$1.2M	0.3%	0.00%
55	Northeast Bank	7	$1.2M	0.3%	0.00%
56	22nd State Bank, A Division of 22nd State Banking Company	1	$1.2M	0.3%	0.00%
57	Bank Five Nine	2	$1.1M	0.3%	0.00%
58	Pinnacle Bank	2	$1.1M	0.3%	0.00%
59	Centennial Bank	2	$1.1M	0.3%	0.00%
60	BMO Bank National Association	1	$1.0M	0.2%	0.00%
61	FNBC Bank	4	$993K	0.2%	0.00%
62	KeyBank National Association	1	$938K	0.2%	0.00%
63	Stearns Bank National Association	4	$895K	0.2%	8.34%
64	First Oklahoma Bank	2	$875K	0.2%	0.00%
65	First National Bank of Coffee County	1	$840K	0.2%	0.00%
66	IncredibleBank	1	$765K	0.2%	0.00%
67	Magnifi Financial CU	3	$734K	0.2%	0.00%
68	Newtek Small Business Finance, Inc.	2	$700K	0.2%	0.00%
69	Farm Credit Services of Western Arkansas, FLCA/PCA	1	$694K	0.2%	0.00%
70	FinWise Bank	2	$600K	0.1%	0.00%
71	United Community Bank	1	$543K	0.1%	0.00%
72	Citizens Bank	1	$534K	0.1%	0.00%
73	Merchants Bank of Indiana	1	$525K	0.1%	0.00%
74	Lendistry SBLC, LLC	2	$500K	0.1%	0.00%
75	JPMorgan Chase Bank, National Association	1	$460K	0.1%	0.00%
76	Ameris Bank	1	$371K	0.1%	0.00%
77	BancFirst	1	$350K	0.1%	0.00%
78	Stride Bank, National Association	1	$350K	0.1%	0.00%
79	Southwest Missouri Bank	2	$280K	0.1%	0.00%
80	The Bank of Houston	1	$280K	0.1%	0.00%
81	Arvest State Bank	2	$270K	0.1%	0.00%
82	Truist Bank	1	$250K	0.1%	0.00%
83	SpiritBank	1	$248K	0.1%	0.00%
84	The Citizens National Bank of Meridian	1	$202K	0.0%	0.00%
85	First Service Bank	2	$136K	0.0%	0.00%
86	Independence Bank	1	$125K	0.0%	81.26%
87	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$110K	0.0%	0.00%
88	Hawthorn Bank	1	$85K	0.0%	0.00%
89	The Citizens Bank	1	$50K	0.0%	0.00%
90	Bank of Hope	1	$10K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Agriculture, forestry & fishing	72	$101.3M	24.8%
2	Accommodation & food services	120	$53.1M	13.0%
3	Health care & social assistance	83	$37.6M	9.2%
4	Other services	83	$25.4M	6.2%
5	Construction	70	$24.3M	5.9%
6	Professional & technical services	55	$20.2M	4.9%
7	Retail trade	33	$18.7M	4.6%
8	Retail trade	51	$17.7M	4.3%
9	Manufacturing	24	$17.2M	4.2%
10	Real estate & leasing	14	$14.2M	3.5%
11	Manufacturing	21	$14.1M	3.4%
12	Wholesale trade	20	$13.4M	3.3%
13	Manufacturing	27	$12.0M	2.9%
14	Administrative & waste services	36	$11.2M	2.7%
15	Transportation & warehousing	35	$9.7M	2.4%
16	Arts, entertainment & recreation	23	$7.0M	1.7%
17	Information	7	$4.4M	1.1%
18	Educational services	7	$3.4M	0.8%
19	Finance & insurance	7	$3.2M	0.8%
20	Transportation & warehousing	4	$745K	0.2%
21	Mining & extraction	1	$140K	0.0%
22	Utilities	1	$125K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.