SBA 7(a) lenders in Benton, AR

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

94 institutions have SBA 7(a) loans on record in Benton, together $424.3M across 812 loans. Arvest Bank is the largest, with 25% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Arvest Bank	282	$105.7M	24.9%	0.66%
2	First Financial Bank	35	$33.0M	7.8%	1.38%
3	Live Oak Banking Company	14	$25.7M	6.1%	0.00%
4	Legacy National Bank	43	$18.0M	4.2%	2.87%
5	The Huntington National Bank	34	$17.3M	4.1%	0.00%
6	Southern Bancorp Bank	15	$17.3M	4.1%	0.00%
7	Bank OZK	12	$14.6M	3.4%	0.00%
8	Grand Savings Bank	13	$12.5M	3.0%	0.00%
9	Regions Bank	11	$10.5M	2.5%	0.00%
10	Byline Bank	3	$8.5M	2.0%	0.00%
11	Wells Fargo Bank National Association	12	$8.3M	2.0%	3.87%
12	The First National Bank of Fort Smith	37	$7.7M	1.8%	1.74%
13	ACC Capital	19	$7.1M	1.7%	0.00%
14	Simmons Bank	41	$7.1M	1.7%	11.23%
15	First-Citizens Bank & Trust Company	3	$6.0M	1.4%	2.08%
16	Evolve Bank and Trust	3	$5.1M	1.2%	0.00%
17	Celtic Bank Corporation	5	$4.8M	1.1%	0.00%
18	Equity Bank	4	$4.4M	1.0%	0.00%
19	US Metro Bank	1	$4.4M	1.0%	0.00%
20	Hanover Community Bank	2	$4.1M	1.0%	0.00%
21	Beacon Bank and Trust	2	$4.0M	0.9%	0.00%
22	Stone Bank	3	$3.8M	0.9%	62.22%
23	INTRUST Bank National Association	7	$3.5M	0.8%	0.00%
24	United Bank	8	$3.3M	0.8%	0.00%
25	U.S. Bank, National Association	9	$3.0M	0.7%	0.00%
26	OMB Bank	1	$3.0M	0.7%	0.00%
27	BayFirst National Bank	8	$2.9M	0.7%	8.85%
28	Pathward National Association	3	$2.9M	0.7%	0.00%
29	First Merchants Bank	2	$2.5M	0.6%	0.00%
30	Newtek Bank, National Association	10	$2.5M	0.6%	0.00%
31	First Bank	2	$2.5M	0.6%	0.00%
32	Armstrong Bank	3	$2.5M	0.6%	0.00%
33	Capital Bank, National Association	1	$2.4M	0.6%	0.00%
34	United Midwest Savings Bank National Association	12	$2.4M	0.6%	10.23%
35	CRF Small Business Loan Company, LLC	5	$2.3M	0.6%	0.00%
36	Great Southern Bank	13	$2.2M	0.5%	0.00%
37	First Horizon Bank	3	$2.2M	0.5%	0.00%
38	The Bank of Missouri	2	$2.2M	0.5%	0.00%
39	First Bank of the Lake	6	$2.1M	0.5%	0.00%
40	First Western Bank	13	$2.1M	0.5%	2.42%
41	Encore Bank	3	$2.0M	0.5%	0.00%
42	Customers Bank	3	$2.0M	0.5%	0.00%
43	California Bank of Commerce, NA	1	$2.0M	0.5%	0.00%
44	First Commonwealth Bank	1	$1.8M	0.4%	0.00%
45	VelocitySBA, LLC	5	$1.8M	0.4%	0.53%
46	First Community Bank	3	$1.8M	0.4%	0.00%
47	Readycap Lending, LLC	9	$1.7M	0.4%	3.52%
48	OakStar Bank	3	$1.6M	0.4%	0.00%
49	First State Bank	3	$1.6M	0.4%	0.00%
50	FDIC - Community Bank & Trust-West Georgia	1	$1.5M	0.4%	0.00%
51	Centerstone SBA Lending, Inc.	1	$1.5M	0.3%	0.00%
52	T Bank, National Association	1	$1.4M	0.3%	0.00%
53	First Bank	1	$1.4M	0.3%	58.49%
54	Bank of America, National Association	3	$1.3M	0.3%	0.00%
55	CS Bank	1	$1.3M	0.3%	0.00%
56	First Security Bank	8	$1.2M	0.3%	0.00%
57	Northeast Bank	7	$1.2M	0.3%	0.00%
58	22nd State Bank, A Division of 22nd State Banking Company	1	$1.2M	0.3%	0.00%
59	Bank Five Nine	2	$1.1M	0.3%	0.00%
60	Pinnacle Bank	2	$1.1M	0.3%	0.00%
61	Centennial Bank	2	$1.1M	0.3%	0.00%
62	BMO Bank National Association	1	$1.0M	0.2%	0.00%
63	Magnifi Financial CU	4	$1.0M	0.2%	0.00%
64	FNBC Bank	4	$993K	0.2%	0.00%
65	KeyBank National Association	1	$938K	0.2%	0.00%
66	Stearns Bank National Association	4	$895K	0.2%	8.34%
67	First Oklahoma Bank	2	$875K	0.2%	0.00%
68	First National Bank of Coffee County	1	$840K	0.2%	0.00%
69	Climate First Bank	1	$830K	0.2%	0.00%
70	IncredibleBank	1	$765K	0.2%	0.00%
71	Lender 2057189	2	$700K	0.2%	0.00%
72	Farm Credit Services of Western Arkansas, FLCA/PCA	1	$694K	0.2%	0.00%
73	FinWise Bank	2	$600K	0.1%	0.00%
74	United Community Bank	1	$543K	0.1%	0.00%
75	Citizens Bank	1	$534K	0.1%	0.00%
76	Merchants Bank of Indiana	1	$525K	0.1%	0.00%
77	Lendistry SBLC, LLC	2	$500K	0.1%	0.00%
78	JPMorgan Chase Bank, National Association	1	$460K	0.1%	0.00%
79	Ameris Bank	1	$371K	0.1%	0.00%
80	BancFirst	1	$350K	0.1%	0.00%
81	Stride Bank, National Association	1	$350K	0.1%	0.00%
82	Capital Certified Development Corporation	1	$350K	0.1%	0.00%
83	Southwest Missouri Bank	2	$280K	0.1%	0.00%
84	The Bank of Houston	1	$280K	0.1%	0.00%
85	Arvest State Bank	2	$270K	0.1%	0.00%
86	Truist Bank	1	$250K	0.1%	0.00%
87	SpiritBank	1	$248K	0.1%	0.00%
88	The Citizens National Bank of Meridian	1	$202K	0.0%	0.00%
89	First Service Bank	2	$136K	0.0%	14.88%
90	Independence Bank	1	$125K	0.0%	81.26%
91	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$110K	0.0%	0.00%
92	Hawthorn Bank	1	$85K	0.0%	0.00%
93	The Citizens Bank	1	$50K	0.0%	0.00%
94	Bank of Hope	1	$10K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Agriculture, forestry & fishing	73	$102.2M	24.1%
2	Accommodation & food services	119	$53.0M	12.5%
3	Health care & social assistance	83	$37.6M	8.9%
4	Construction	76	$27.7M	6.5%
5	Other services	84	$25.5M	6.0%
6	Professional & technical services	56	$23.3M	5.5%
7	Retail trade	35	$20.4M	4.8%
8	Retail trade	51	$17.7M	4.2%
9	Manufacturing	24	$17.2M	4.0%
10	Manufacturing	22	$16.5M	3.9%
11	Wholesale trade	22	$15.8M	3.7%
12	Real estate & leasing	14	$14.2M	3.3%
13	Manufacturing	27	$12.0M	2.8%
14	Administrative & waste services	37	$11.3M	2.7%
15	Transportation & warehousing	35	$9.7M	2.3%
16	Arts, entertainment & recreation	24	$8.2M	1.9%
17	Information	7	$4.4M	1.0%
18	Educational services	8	$3.5M	0.8%
19	Finance & insurance	9	$3.3M	0.8%
20	Transportation & warehousing	4	$745K	0.2%
21	Mining & extraction	1	$140K	0.0%
22	Utilities	1	$125K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.