SBA 7(a) lenders in Baxter, AR

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

29 institutions have SBA 7(a) loans on record in Baxter, together $28.7M across 99 loans. Arvest Bank is the largest, with 27% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Arvest Bank	28	$7.9M	27.4%	1.58%
2	Centennial Bank	13	$3.9M	13.4%	16.22%
3	FNBC Bank	21	$2.8M	9.7%	0.00%
4	ACC Capital	3	$1.6M	5.7%	45.51%
5	Wallis Bank	1	$1.4M	5.0%	0.00%
6	First Pryority Bank	1	$1.4M	4.8%	0.00%
7	Associated Bank National Association	2	$1.1M	3.7%	0.00%
8	Peoples Bank and Trust Company	1	$1.0M	3.5%	0.00%
9	Byline Bank	1	$950K	3.3%	0.00%
10	First State Bank	1	$888K	3.1%	0.00%
11	First Financial Bank	1	$845K	2.9%	0.00%
12	The Bancorp Bank National Association	1	$651K	2.3%	0.00%
13	Legacy National Bank	1	$625K	2.2%	0.00%
14	Guaranty Bank	1	$518K	1.8%	0.00%
15	First-Citizens Bank & Trust Company	1	$443K	1.5%	0.00%
16	First Service Bank	2	$408K	1.4%	0.00%
17	United Business Bank	1	$390K	1.4%	0.00%
18	Bank OZK	1	$335K	1.2%	0.00%
19	Merchants and Planters Bank	1	$260K	0.9%	70.43%
20	Northeast Bank	2	$250K	0.9%	0.00%
21	Celtic Bank Corporation	2	$242K	0.8%	0.00%
22	First Community Bank	3	$220K	0.8%	0.00%
23	Simmons Bank	1	$193K	0.7%	0.00%
24	Independence Bank	1	$150K	0.5%	0.00%
25	The Citizens Bank	1	$136K	0.5%	0.00%
26	Five Star Bank	1	$65K	0.2%	0.00%
27	West Plains Bank and Trust Company	1	$56K	0.2%	0.00%
28	U.S. Bank, National Association	3	$48K	0.2%	0.00%
29	VelocitySBA, LLC	2	$23K	0.1%	62.91%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	14	$5.0M	17.3%
2	Manufacturing	4	$3.8M	13.2%
3	Real estate & leasing	4	$3.4M	11.8%
4	Retail trade	10	$2.6M	9.0%
5	Health care & social assistance	11	$2.5M	8.7%
6	Professional & technical services	9	$2.1M	7.4%
7	Other services	9	$1.8M	6.4%
8	Construction	8	$1.5M	5.1%
9	Retail trade	2	$1.4M	4.9%
10	Arts, entertainment & recreation	8	$1.1M	3.7%
11	Finance & insurance	2	$995K	3.5%
12	Agriculture, forestry & fishing	1	$825K	2.9%
13	Manufacturing	2	$668K	2.3%
14	Administrative & waste services	8	$536K	1.9%
15	Wholesale trade	2	$295K	1.0%
16	Transportation & warehousing	3	$107K	0.4%
17	Manufacturing	1	$92K	0.3%
18	Educational services	1	$62K	0.2%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.