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Q2 2026 · read from the 30 June 2026 Call Report · United States · Mid-Atlantic · New Jersey, the state note

Parke Bank

Sewell, New Jersey · $2.30B in assets · beside the 8 other New Jersey banks between $1B and $3B

The filing

15.5%
Equity / assets
1st of 9
2.18%
ROA
1st of 9
29.6%
Efficiency
1st of 8

Parke Bank is the second largest of the 9 New Jersey banks between $1B and $3B, with $2.30B in assets at 30 June 2026. Loans are 115.2% of deposits, 8th of 9 against a median of 98.1%, and equity is 15.5% of assets, the highest in the cohort. Loans grew +5.0% in the year, 5th of 9, and deposits grew 3.8%; the cohort's median loan growth is +5.0%.

Noncurrent loans are 0.27% of the book, 5th of 9 against a median of 0.27%; 0.10% is 30 to 89 days past due, and the allowance covers them 6.4 times. Commercial real estate is 44.8% of loans, 6th of 9 against a median of 39.7%, and 254% of capital, below the 300% screen, with construction at 61% against the 100% screen.

Return on assets is 2.18%, the highest in the cohort against a median of 0.94%, on an efficiency ratio of 29.6%, the lowest in the cohort. Five years ago it was 2.06%. The question is what the capital is for: the balance sheet carries less risk than it could.

Return on assetsNJ banks $1B to $3B · 30 June 2026 · higher is stronger, listed first
median 0.94% PB Parke Bank 2.18% BT Bessemer Trust Co. 1.98% Bo Bank of Princeton 1.24% MB Magyar Bank 1.21% FC First Commerce Bank 0.94% SS Sturdy Savings Bank 0.73% SR Somerset Regal Bank 0.34% UC Union County Savings Bank -1.29% BF Blue Foundry Bank -1.38%
Loans, year over yearNJ banks $1B to $3B · 30 June 2026 · no better direction, largest first
median +5.0% FC First Commerce Bank +13.5% SR Somerset Regal Bank +13.1% UC Union County Savings Bank +8.1% MB Magyar Bank +5.2% PB Parke Bank +5.0% SS Sturdy Savings Bank +2.4% BF Blue Foundry Bank -0.3% Bo Bank of Princeton -3.7% BT Bessemer Trust Co. -5.1%

SBA 7(a), FY2008 to FY2026

Parke Bank is the 53rd largest 7(a) lender into Pennsylvania of 374, with $51M across 40 loans, 0.4% of everything approved in the state (The Huntington National Bank leads with $747M). 34 of its 35 markets have had no approvals since before FY2023: an absence in the record, not a stated withdrawal.

Where it lends in Pennsylvania, and where it has gone quietshare movement, FY2023 to FY2025 against FY2020 to FY2022; outlined counties are on the book
Gaining shareLosing shareFlatGone quiet: nothing since FY2023Too thin to read a directionNo record
Every market on the book, largest firstrank and share among every lender in the county, FY2008 to FY2026
CountyApprovedRankShareTrend
Philadelphia, PA$14M24th of 1471.1%quiet FY2022
Chester, PA$9M23rd of 1211.1%quiet FY2015
New Castle, DE$7M22nd of 1211.1%quiet FY2014
Broward, FL$6M71st of 2090.2%quiet FY2013
Bucks, PA$6M40th of 1400.5%quiet FY2016
Berks, PA$6M24th of 891.2%quiet FY2011
Cape May, NJ$6M13th of 671.8%quiet FY2017
Montgomery, PA$6M50th of 1600.4%quiet FY2022
Hudson, NJ$5M39th of 1230.8%quiet FY2018
Mercer, NJ$5M34th of 1190.8%quiet FY2018
Camden, NJ$4M45th of 1260.5%quiet FY2018
Atlantic, NJ$4M26th of 861.2%-1.5 pts
Middlesex, NJ$4M62nd of 1500.3%quiet FY2019
22 smaller markets not shown.
What it lends to: the five largest industries on the bookshare of book is concentration; share of sector and rank are position, among every 7(a) lender nationally
IndustryLoansApprovedShare of bookShare of sectorRank
Retail trade31$31M27.2%0.05%246th of 2,589
Accommodation & food services18$26M22.5%0.03%339th of 2,596
Manufacturing8$14M12.1%0.03%381st of 2,246
Health care & social assistance9$10M8.3%0.02%392nd of 2,172
Administrative & waste services2$7M6.4%0.05%249th of 1,763
7(a) lenders into Pennsylvania, share of approvals since FY2008374 lenders on record; the ten largest and Parke Bank
TH The Huntington National Bank 6.0% $747M · 3,723 loans WS Wilmington Savings Fund Society F… 5.3% $655M · 959 loans LO Live Oak Banking Company 4.9% $615M · 509 loans FB Fulton Bank, National Association 4.3% $533M · 636 loans BB Beacon Bank and Trust 4.2% $526M · 572 loans FC First Commonwealth Bank 4.0% $498M · 978 loans Ma Manufacturers and Traders Trust C… 3.6% $451M · 3,808 loans MB Meridian Bank 3.0% $373M · 416 loans TB TD Bank, National Association 2.8% $349M · 2,613 loans PB PNC Bank, National Association 2.6% $318M · 1,532 loans PB Parke Bank 0.4% $51M · 40 loans

Commercial real estate against capital

Commercial real estate concentrationthe 2006 interagency screens against total risk-based capital; Tier 1 stands in for the 2 CBLR filers, Parke Bank among them; owner-occupied excluded; bold marks a screen met
Parke BankRankCohort median
Total CRE against capital, the 300% screen254%5th of 9254%
Construction against capital, the 100% screen61%8th of 923%
Construction and land development, share of loans10.8%8th of 94.1%
Non-owner-occupied nonfarm nonresidential, share of loans23.2%6th of 923.0%
Total CRE, the guidance definition, share of loans44.8%6th of 939.7%
CRE growth over 36 months, the third prong+38.1%4th of 8+41.2%

Among its peers

Where it sits among its peersnavy: the stronger half of each column; amber: the weaker; darker at the ends
InstitutionAssetsROAEfficiencyNPA / loansNet charge-offsAllowance / loansLoans / depositsEquity / assets
Bessemer Trust Co.$2.36B2.0%70.3%0.00%0.00%0.0%11.2%5.6%
Parke Bank$2.30B2.2%29.6%0.27%0.10%1.7%115.2%15.5%
Bank of Princeton$2.25B1.2%60.4%0.92%-0.03%1.1%91.3%12.2%
First Commerce Bank$1.96B0.9%63.1%0.72%0.00%1.0%108.4%9.8%
Blue Foundry Bank$1.89B-1.4%111.8%0.82%0.14%0.9%135.7%14.8%
Union County Savings Bank$1.48B-1.3%no record0.91%0.00%0.6%22.9%-1.6%
Somerset Regal Bank$1.19B0.3%82.5%0.00%0.00%0.7%98.1%15.0%
Sturdy Savings Bank$1.14B0.7%72.1%0.15%0.00%0.5%63.3%8.5%
Magyar Bank$1.05B1.2%52.0%0.04%0.07%1.0%103.2%11.7%
Five years, 2021 to 2026same quarter, five years apart; dollars as growth, ratios in points
Parke BankCohort median
20212026Change20212026Change
Loans$1.52B$2.03B+34%$613M$907M+48%
Deposits$1.73B$1.76B+2%$1.00B$1.35B+35%
NPA / loans0.33%0.27%-0.07 pts0.99%0.27%-0.73 pts
Efficiency28.0%29.6%+1.6 pts63.0%66.7%+3.7 pts
ROA2.06%2.18%+0.12 pts0.84%0.94%+0.10 pts

This read was prepared for Parke Bank's board and management from the public record, and is one slice of what Lynx builds for any bank from its own filing: the peer cohort, the capital, liquidity and rate models with the assumptions the institution sets, and a summary report of twenty sections for the board.

The full pack on Parke Bank is prepared on request, and thirty days on the institution's own numbers are open to anyone at the bank.

Ask for the pack

Prepared 7 September 2026
Filing 30 June 2026
Cohort NJ banks $1B to $3B
Institution www.parkebank.com

Public record only: FFIEC Call Report, 30 June 2026; FDIC data; cohort by state and asset band; SBA 7(a) FOIA release as of the 2026 file, loans credited to the institution holding them today. Computed from the institution's own Call Report and its peers' as published; no estimate, no adjustment; not a rating, not an audited statement and not a supervisory judgement.
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