Deutsche Bank Trust Co. Americas
New York, New York · $40.53B in assets · beside the 11 other New York banks over $10B
The filing
Deutsche Bank Trust Co. Americas is the third largest of the 12 New York banks nearest its size over $10B, with $40.53B in assets at 30 June 2026. Loans are 55.1% of deposits, 2nd of 12 against a median of 84.8%, and equity is 24.5% of assets, the highest in the cohort. Loans grew -3.7% in the year, the slowest in the cohort, and deposits fell 7.5%; the cohort's median loan growth is +5.2%.
Noncurrent loans are 0.92% of the book, 10th of 12 against a median of 0.51%; 0.08% is 30 to 89 days past due, and the allowance covers them 0.2 times. Commercial real estate is 25.5% of loans, 6th of 12 against a median of 27.9%, and 40% of capital, below the 300% screen, with construction at 2% against the 100% screen.
Return on assets is 0.98%, 5th of 8 against a median of 0.98%, on an efficiency ratio of 63.7%, 6th of 8. Five years ago it was 0.13%. The question this shape raises is what the liquidity earns, and what a rate path does to the securities book and the deposit base.
Commercial real estate against capital
| Deutsche Bank | Rank | Cohort median | |
|---|---|---|---|
| Total CRE against capital, the 300% screen | 40% | 1st of 8 | 239% |
| Construction against capital, the 100% screen | 2% | 3rd of 8 | 15% |
| Construction and land development, share of loans | 1.3% | 6th of 12 | 2.2% |
| Non-owner-occupied nonfarm nonresidential, share of loans | 11.4% | 1st of 8 | 18.5% |
| Total CRE, the guidance definition, share of loans | 25.5% | 6th of 12 | 27.9% |
| CRE growth over 36 months, the third prong | -9.3% | 3rd of 10 | +18.8% |
Among its peers
| Institution | Assets | ROA | Efficiency | NPA / loans | Net charge-offs | Allowance / loans | Loans / deposits | Equity / assets |
|---|---|---|---|---|---|---|---|---|
| $58.37B | no record | no record | 0.51% | no record | no record | 201.3% | no record | |
| $48.52B | no record | no record | 1.63% | no record | no record | 71.1% | no record | |
| $40.53B | 1.0% | 63.7% | 0.92% | 0.00% | 0.2% | 55.1% | 24.5% | |
| $22.51B | no record | no record | 0.00% | no record | no record | 107.5% | no record | |
| $19.89B | 0.4% | 80.2% | 0.44% | 0.04% | 0.4% | 85.6% | 8.1% | |
| $17.45B | 1.2% | 58.0% | 0.50% | 0.11% | 0.8% | 75.9% | 9.6% | |
| $16.24B | no record | no record | 0.00% | no record | no record | 104.7% | no record | |
| $16.09B | 1.2% | 59.2% | 0.55% | 0.16% | 1.2% | 86.8% | 11.6% | |
| $15.69B | 1.0% | 61.7% | 0.00% | 0.00% | 0.8% | 26.4% | 8.6% | |
| $15.03B | 1.0% | 49.7% | 0.64% | 0.34% | 1.0% | 84.0% | 11.3% | |
| $15.03B | 1.0% | 55.2% | 0.39% | 0.06% | 0.8% | 98.7% | 14.4% | |
| $14.39B | 0.8% | 67.1% | 1.18% | 0.16% | 0.9% | 80.9% | 10.2% |
| Deutsche Bank | Cohort median | |||||
|---|---|---|---|---|---|---|
| 2021 | 2026 | Change | 2021 | 2026 | Change | |
| Loans | $12.89B | $15.51B | +20% | $7.81B | $11.82B | +51% |
| Deposits | $30.08B | $28.15B | -6% | $9.82B | $13.78B | +40% |
| NPA / loans | 0.62% | 0.92% | +0.30 pts | 0.57% | 0.51% | -0.06 pts |
| Efficiency | 93.5% | 63.7% | -29.8 pts | 65.7% | 60.5% | -5.2 pts |
| ROA | 0.13% | 0.98% | +0.84 pts | 0.87% | 0.98% | +0.11 pts |
This read was prepared for Deutsche Bank Trust Co. Americas's board and management from the public record, and is one slice of what Lynx builds for any bank from its own filing: the peer cohort, the capital, liquidity and rate models with the assumptions the institution sets, and a summary report of twenty sections for the board.
The full pack on Deutsche Bank Trust Co. Americas is prepared on request, and thirty days on the institution's own numbers are open to anyone at the bank.
Ask for the packPrepared 7 September 2026
Filing 30 June 2026
Cohort NY banks over $10B
Institution www.db.com
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