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Q2 2026 · read from the 30 June 2026 Call Report · United States · Mid-Atlantic · New York, the state note

Allied Irish Banks

New York · $2.43B in assets · beside the 11 other New York banks between $1B and $3B

The filing

0.00%
NPA / loans
1st of 12
0.0%
CRE / loans
1st of 12
+43.9%
Loans, year over year
1st of 12, largest first

Allied Irish Banks is the fifth largest of the 12 New York banks nearest its size between $1B and $3B, with $2.43B in assets at 30 June 2026. Loans grew +43.9% in the year, the fastest in the cohort; the cohort's median loan growth is +9.0%.

Nothing on the book is noncurrent; 0.00% is 30 to 89 days past due, and the allowance is no record of loans, null. Commercial real estate is 0.0% of loans, the lowest in the cohort against a median of 39.5%.

The question is whether the new lending seasons as cleanly as the book it joined, and what funded it.

Commercial real estate, share of loansNY banks $1B to $3B · 30 June 2026 · lower is stronger, listed first
median 39.5% AI Allied Irish Banks 0.0% MB Mizuho Bank USA 0.0% LN Lyons National Bank 19.3% EB Esquire Bank National Association 27.4% PB Pioneer Bank National Association 30.5% SB Shinhan Bank America 38.3% HC Hanover Community Bank 40.7% IB Interaudi Bank 41.6% CC Chemung Canal Trust Co. 54.5% MF Maspeth Federal Savings & Loan Association 55.9% OB Orange Bank & Trust Co. 68.9% NC Northeast Community Bank 92.0%
Loans, year over yearNY banks $1B to $3B · 30 June 2026 · no better direction, largest first
median +9.0% AI Allied Irish Banks +43.9% EB Esquire Bank National Association +27.6% PB Pioneer Bank National Association +21.2% SB Shinhan Bank America +14.8% IB Interaudi Bank +11.3% CC Chemung Canal Trust Co. +11.0% NC Northeast Community Bank +6.9% LN Lyons National Bank +4.1% OB Orange Bank & Trust Co. +2.9% HC Hanover Community Bank +1.2% MF Maspeth Federal Savings & Loan Association +0.5% MB Mizuho Bank USA -83.6%

Commercial real estate against capital

Commercial real estate concentrationthe 2006 interagency screens against total risk-based capital; Tier 1 stands in for the 1 CBLR filer; owner-occupied excluded; bold marks a screen met
Allied Irish BanksRankCohort median
Total CRE against capital, the 300% screenno record241%
Construction against capital, the 100% screenno record22%
Construction and land development, share of loans0.0%2nd of 122.8%
Non-owner-occupied nonfarm nonresidential, share of loansno record12.6%
Total CRE, the guidance definition, share of loans0.0%1st of 1239.5%
CRE growth over 36 months, the third prongno record+36.7%
Commercial real estate against capital, the 300% screenNY banks $1B to $3B · 30 June 2026 · lower is stronger, listed first
median 241% MB Mizuho Bank USA 0% MF Maspeth Federal Savings & Loan Association 141% LN Lyons National Bank 145% EB Esquire Bank National Association 166% PB Pioneer Bank National Association 236% IB Interaudi Bank 241% SB Shinhan Bank America 257% HC Hanover Community Bank 346% OB Orange Bank & Trust Co. 353% CC Chemung Canal Trust Co. 375% NC Northeast Community Bank 501%
CRE growth over 36 months, the guidance's third prongNY banks $1B to $3B · 30 June 2026 · lower is stronger, listed first
median +36.7% HC Hanover Community Bank -12.7% SB Shinhan Bank America +5.9% MF Maspeth Federal Savings & Loan Association +8.4% OB Orange Bank & Trust Co. +25.8% EB Esquire Bank National Association +34.6% LN Lyons National Bank +38.9% PB Pioneer Bank National Association +40.0% NC Northeast Community Bank +40.3% CC Chemung Canal Trust Co. +45.0% IB Interaudi Bank +57.7%

Among its peers

Where it sits among its peersnavy: the stronger half of each column; amber: the weaker; darker at the ends
InstitutionAssetsROAEfficiencyNPA / loansNet charge-offsAllowance / loansLoans / depositsEquity / assets
Chemung Canal Trust Co.$2.82B1.4%58.1%0.38%0.01%1.1%99.9%10.8%
Orange Bank & Trust Co.$2.79B1.9%54.6%1.12%0.05%1.3%80.7%11.1%
Interaudi Bank$2.68B1.2%53.8%2.36%0.00%0.6%70.0%10.1%
Esquire Bank National Association$2.49B2.3%45.3%0.27%0.52%1.3%86.5%11.2%
Allied Irish Banks$2.43Bno recordno record0.00%no recordno recordno recordno record
Pioneer Bank National Association$2.34B0.7%76.9%0.48%0.16%1.5%94.5%12.2%
Hanover Community Bank$2.33B0.7%72.1%1.42%0.06%1.0%99.4%10.1%
Shinhan Bank America$2.23B0.6%74.5%0.57%-0.01%0.7%94.1%11.6%
Maspeth Federal Savings & Loan Association$2.21B1.1%59.3%1.22%0.00%0.9%140.1%34.9%
Mizuho Bank USA$2.14B1.0%93.1%0.00%0.00%0.4%23.0%14.9%
Lyons National Bank$2.13B1.1%59.7%0.48%0.04%1.5%81.0%7.7%
Northeast Community Bank$2.11B2.1%39.8%0.00%0.06%0.2%124.2%16.7%
Five years, 2021 to 2026same quarter, five years apart; dollars as growth, ratios in points
Allied Irish BanksCohort median
20212026Change20212026Change
Loans$15M$1.75B+11406%$1.20B$1.90B+59%
Deposits$0K$0K$1.51B$1.97B+31%
NPA / loans0.00%0.00%+0.00 pts0.49%0.48%-0.01 pts
Efficiencyno recordno record66.0%59.3%-6.8 pts
ROAno recordno record0.78%1.09%+0.32 pts

This read was prepared for Allied Irish Banks's board and management from the public record, and is one slice of what Lynx builds for any bank from its own filing: the peer cohort, the capital, liquidity and rate models with the assumptions the institution sets, and a summary report of twenty sections for the board.

The full pack on Allied Irish Banks is prepared on request, and thirty days on the institution's own numbers are open to anyone at the bank.

Ask for the pack

Prepared 7 September 2026
Filing 30 June 2026
Cohort NY banks $1B to $3B

Public record only: FFIEC Call Report, 30 June 2026; FDIC data; cohort by state and asset band. Computed from the institution's own Call Report and its peers' as published; no estimate, no adjustment; not a rating, not an audited statement and not a supervisory judgement.
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